Underwriter (Usa - Night Shift)

4 weeks ago


Bengaluru, India CSHRS Full time

**Underwriter**

Location **Bangalore**

**Min Experience**

4 Years -Max Experience 5 Years

**Notice Period**

Max 3 days (Immediate joining)

**Estimated Budget-**Total Budget (₹10L - ₹12L)

**Required Skills**:
**4C's Framework, Income Calculation, Debt-To-Income (DTI) Ratio Calculation, Underwriting, Credit Report Analysis, LOX, Credit Bureau, Documents to Approve the Loan**
- **Degree or Equivalent**_
- **Minimum 4 years of experience in conventional/govt end to end underwriting.**_
- **Well-versed with all 4C’s of Underwriting (Asset, Income, Credit and Collateral)**_
- **US Mortgage Process (Only Night Shifts)**_
- **Hybrid**_
- **Job Overview**_: _**The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness.**_
- **Key Required Skills**_:_
- **Excellent at Income Calculation and Debt-to-Income (DTI) Ratio Calculation.**_
- **Expertise in 4C's framework (Credit, Capacity, Collateral and Capital),**_
- **Familiar in Credit report Analysis & LOX (Letter of Explanation).**_
- **Knowledge on Credit Bureau, Documents to approve the loan, Familiar with different account types.**_
- **Job Roles and Responsibilities**:_
- Review all required loan data, reports, and inspections to insure the collateral is acceptable to investor and the company._
- Knowledge of Lending & Underwriting Guidelines | Credit & Income Analysis | Cash Flow Analysis | Risk Assessment | Loan-to-Value Ratios | Debt-to-Income Ratios._
- Review all the documents related to borrower’s Credit, Capacity, Collateral and Capital._
- Calculate asset required for closing and reserve purpose for the transaction (as per guideline)_
- Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines._
- Provides final approval underwriting of mortgage loans._
- Completes all required paperwork and forms in a timely and accurate manner; prepares required forms._
- Sign off conditions in a timely manner set by management._
- Work with staff and management to find solutions on escalated loans._
- May be requested to make recommendations for improving Internal Audit’s policies and practices._
- Manage loans by using all functions of Encompass._
- Effectively communicate underwriting decisions with processors and advisors_
- Maintain high level of customer service and communication with other departments._
- Other duties as assigned._

**Job Types**: Full-time, Permanent

**Salary**: ₹1,000,000.00 - ₹1,200,000.00 per year

**Benefits**:

- Health insurance
- Life insurance
- Paid time off

Schedule:

- Night shift

Ability to commute/relocate:

- Bengaluru, Karnataka: Reliably commute or planning to relocate before starting work (required)

**Experience**:

- total work: 4 years (preferred)

Work Location: In person


  • Underwriter

    4 weeks ago


    Bengaluru, India staffhire Full time

    **Job Overview**: The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. **Key Required Skills**: - Excellent at Income Calculation and Debt-to-Income (DTI) Ratio Calculation. - Expertise in...

  • Mortgage Underwriter

    4 weeks ago


    Bengaluru, India Miles Ahead 91 Consultants Full time

    **Experience: - 4 -5 years**: - Excellent at **Income Calculation and Debt-to-Income (DTI) Ratio Calculation.**: - Expertise in **4C's framework (Credit, Capacity, Collateral and Capital),**: - Familiar in **Credit report Analysis & LOX (Letter of Explanation).**: - Knowledge on **Credit Bureau, Documents to approve the loan, Familiar with different...


  • Bengaluru, India Saaki Argus & Averil Consulting Full time

    About Client A leading Mortgage Company Skills: End – End core underwriting Experience. 4C’s of underwriting. Should have experience in conventional, FHA and VA loan products. 2c’s experience can be considered for component underwriting. Exp:3 to 6 Years. Underwriting: (Live Underwriting / Modular Underwriting / Component Underwriting) ...

  • Underwriters

    4 weeks ago


    Bengaluru, India VARITE INDIA PRIVATE LIMITED Full time

    Description: Location: Bangalore About Us - Moder formerly known as Archwell Operations is a part of Archwell Holdings founded in 2017. - We are a tech forward outsourcing company specializing in supporting the US Mortgage, Insurance, and Banking industries. - We specialize in end-to-end component-based outsourcing, managing one-off projects to becoming an...

  • Junior Underwriter

    4 weeks ago


    Bengaluru, India Namaste Credit Full time

    Review loan submissions for completeness and compliance with New Penn's program parameters, including but not limited to the loan products credit report, income and asset documentation, purchase agreement, title report Keeps abreast of all new credit regulations and laws and ensures compliance with such Assist in Formulation of plans, programs, policies...

  • Mortgage Underwriters

    3 weeks ago


    Bengaluru, Karnataka, India timesjobs Full time

    :Shift Timings:6pm - 3amLocation:Infantry Road, BangaloreJob Responsibilities: Minimum 2year experience in Underwriting Should be well versed in 4 C's of Underwriting and good exposure in Mortgage domain Should be able to analyze and take decisions on any given scenario Good communication skills Should be able to understand & apply the Underwriting...


  • Bengaluru, Karnataka, India Apsensys Group Full time

    Having computer skills. Ability to multi-task Prioritize and manage time effectively. Monday to Friday Shift time - 6pm -4am , **Job Types**: Full-time, Fresher Pay: ₹16,000.00 - ₹17,000.00 per month Schedule: - Fixed shift - Monday to Friday - Night shift - US shift Work Location: In person

  • Mortgage Underwriters

    3 weeks ago


    Bengaluru/ Bangalore, India timesjobs Full time

    **:****Shift Timings:**6pm - 3am**Location:**Infantry Road, Bangalore**Job Responsibilities:**- Minimum 2-year experience in Underwriting- Should be well versed in 4 C's of Underwriting and good exposure in Mortgage domain- Should be able to analyze and take decisions on any given scenario- Good communication skills- Should be able to understand & apply the...

  • Ar Caller

    4 weeks ago


    Bengaluru, India Ahmnis HR Solutions Full time

    **Job description** **Experience: Fresher** **Process - US Process (Healthcare)** **Designation: AR Caller Trainee (Medical Billing )** **Salary 3 LPA** **Location - Bangalore** **Working Days: Monday to Friday** **Shift - Night (5.30 Pm to 2.30 Am)/ (06:30 PM 03:30 AM)** **Qualification: 12th +** **Contact Immediately** **Job Type**:...


  • Bengaluru, India Goldman Sachs Full time

    Wealth Management  Across Wealth Management, Goldman Sachs helps empower clients and customers around the world to reach their financial goals. Our advisor-led wealth management businesses provide financial planning, investment management, banking and comprehensive advice to a wide range of clients, including ultra-high net worth and high net worth...


  • Bengaluru, India Goldman Sachs Full time

    Wealth Management  Across Wealth Management, Goldman Sachs helps empower clients and customers around the world to reach their financial goals. Our advisor-led wealth management businesses provide financial planning, investment management, banking and comprehensive advice to a wide range of clients, including ultra-high net worth and high net worth...


  • Bengaluru, India Goldman Sachs Full time

    Wealth Management  Across Wealth Management, Goldman Sachs helps empower clients and customers around the world to reach their financial goals. Our advisor-led wealth management businesses provide financial planning, investment management, banking and comprehensive advice to a wide range of clients, including ultra-high net worth and high net worth...

  • Executive Operations

    4 weeks ago


    Bengaluru, India Practo Technologies Full time

    Responsible for all Hospital Operations during Night shift hours. - Night Audits of all hospital areas. - Attend to VIP admissions in the night hours. - Ensure smooth Emergency department operations in the night. - Address patient complaints and provide solutions / escalations. - Review and Analysis of the various types of billing process like Cash,...


  • Bengaluru, India Champions Group Full time

    **Title: B2B Presales Executive - US Shift** **Company**: Champion InfoMetrics Pvt Ltd (part of Champions Group) **Kindly read the complete Job Description before applying.** **Know before applying**: - Office is in East Bangalore - Sarjapur Road, Chikkabellandur, Bengaluru - 560035 - Work from office. (No Work From Home) - US Shift/ Night Shift - Fixed...

  • Credit Underwriter

    1 month ago


    Bengaluru, India STEP Manpower Pvt Ltd Full time

    Job Description: as per Income and as per credit policy/guidelines. - Assess customers' financial status (income and expenses) and evaluate creditworthiness using internal underwriting guidelines. - Performing the functions of assessing creditworthiness of clients and taking adequate steps to ensure receipt of payments and recovery of bad debts. the risk...

  • CRM Fresher

    4 weeks ago


    Bengaluru, Karnataka, India Apsensys Group Full time

    Monday to Friday Working **Salary**: ₹15,000.00 - ₹16,000.00 per month Shift: Night shift Work Location: Horamavu (Banaswadi) - Using CRM systems to manage relationships - Developing new ways to meet customers’ needs - Handling customer complaints - Overseeing the interactions between customers and key team members, such as Customer Service...

  • Dispatch Executive

    1 month ago


    Bengaluru, India Ten 4 Connect Full time

    Designation: Dispatch Executive - US Voice Process Work location: Bhive HSR layout, 27th main road, Bangalore. Work Timings: EST Timings - 5:30 PM-2:30 AM IST Working Days: 5 Days (Monday-Friday) Interview Process: Telephonic and Virtual (Video Round) Salary Range: Can be discussed as per industry standards Job Description : Why You - Great...

  • Sales Executive

    1 month ago


    Bengaluru, India Apsensys Media LLP Full time

    Collaborate with team members to achieve better results - Fast learner and passion for sales - Conducting market research to identify selling possibilities and evaluate client needs - Actively seeking out new sales opportunities **Salary**: ₹14,000.00 - ₹14,500.00 per month **Benefits**: - Paid sick time - Provident Fund Schedule: - Monday to...


  • Bengaluru, India Edumpus International Full time

    Excellent communication skills. - Developing effective sales strategiesto increase company sales. - Responsible for handling sales over the phone entirely. - Responsible for solving questions in regard to the product or service provided by the company. - In addition to this, you should collect desired information from the clients and maintain healthy...


  • Bengaluru, India Edumpus International Full time

    Excellent communication skills. - Developing effective sales strategiesto increase company sales. - Responsible for handling sales over the phone entirely. - Responsible for solving questions in regard to the product or service provided by the company. - In addition to this, you should collect desired information from the clients and maintain healthy...