Area Credit Manager

3 weeks ago


India Mantras2success Consultants Full time
Job Description:

Responsibilities :

  • Support and co-partner with business teams to manage end-to-end credit approval for the designated region
  • Underwrite cases and present them to senior level
  • Authorize deviations raised and documented by underwriters in compliance with credit policy.
  • Finalize review of credit memos, prepared by underwriters, and approval/ decline sign-offs on every file after checking for documentation requests.
  • Approve all disbursement requests on the basis of achieved adherence to requirements on agreement value, and full documentation attainment at the branch level.
  • Monitor and oversee PDD management and ensure timely completion of personal discussion documents through customer visits in high-value cases.
  • Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/ report submission and eliminate any undue/non-process-related delays.
  • Coordinate with the recoveries team and generate business insights.
  • Lead a team of credit approvers to ensure portfolio quality and delinquencies.
  • Engage in the development, implementation, review, and monitoring of various credit programs and provide training and coaching to continuously upgrade the competency of the team and improving upon the processing efficiency of the HUB
  • Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans.
  • Evolve underwriting norms customized to the local market needs and ensure continued enhancement and execution of consumer credit risk strategy.


  • Credit Manager

    9 hours ago


    india Roessel Joy Full time

    Job Description A hospitality group is seeking to hire a Credit Manager. In this seat, you will report to the Assistant Director of Finance. You will be using Opera PMS and Oracle, but previous experience using either ERP is not necessary. The ideal candidate has 2+ years of hotel accounting experience, has at least 1 year of credit and collections...


  • India IDFC FIRST Bank Full time

    Job Title - Credit Manager - TW Place of work - India Business Unit - Retail Banking Function - Credit **Job Purpose**: The role bearer has the responsibility to manage a team as well as coordinate with sales team to achieve target of the area assigned. The role bearer will be in direct contact with the consumers in order to establish their credit,...


  • india Aloha Consulting Group Full time

    Job Description Our client is a leading bank in Vietnam who is looking for a qualified candidate to join their firm:Providing day-to-day and long range strategic direction for the Credit Risk function related to multiple product linesCreating, implementing and administering the Bank’s Credit Risk strategies, policies, procedures, credit approvals,...

  • Sales Manager

    9 hours ago


    india Direct Credit Full time

    Job Description: Sales Manager - Business Loans Company Profile: Direct Credit Direct Credit is a leading financial services provider dedicated to empowering businesses with accessible and innovative lending solutions. Committed to fostering growth and prosperity, we specialize in offering tailored business loans and unsecured credit facilities to meet the...

  • Senior Manager-Risk

    7 days ago


    india Credit Saison India Full time

    About Credit Saison India: Credit Saison India (registered as Kisetsu Saison Finance (India) Private Limited) is an NBFC registered with the Reserve Bank of India (RBI). CS India is part of Saison International, the global business arm of Credit Saison with a focus on wholesale and direct lending as well as integrated tech partnerships with leading NBFCs and...

  • Credit Officer

    4 weeks ago


    India Ujjivan Small Finance Bank Ltd Full time

    **Credit Officer-Housing Loan - Sambalpur, Kharagpur & Suguna More**: Multiple locations - Department- EAST CREDIT HOUSING- Job posted on- Jan 23, 2023- Employee Type- Permanent- Experience range Range (Years)- 1 year - 4 years- Any graduate with at least 1 year of experience with MFI or bank in credit department - Knowledge of local language and area with...

  • Credit Manager

    9 hours ago


    india FlexiLoans Full time

    Who we are: FlexiLoans is a technology based Digital financing platform started with an endeavor to solve the problems that small businesses face in accessing Quick, Flexible and Adequate funds for growing their Businesses. Our vision is to give "Financial access at a click". Our talent pool has rockstars from diverse backgrounds - ex- Founders, investment...


  • india Careers International Full time

    Job Description The Credit Control - Receivables role in a Fast-Moving Consumer Goods (FMCG) company is essential for managing and optimizing the company's accounts receivable processes. This position involves assessing credit risk, establishing credit limits, monitoring customer accounts, and ensuring timely collection of outstanding invoices. The Credit...


  • india Riverforest Connections Private Limited Full time

    Job Purpose Support and co-partner with the sales team to underwrite Construction Finance business and manage the portfolio for the assigned area. Responsibilities o Manage credit underwriting function for corporate realty and funding group business for the assigned portfolio. o Conduct periodic review of all existing policies, guidelines...

  • Credit Analyst

    3 weeks ago


    india Elevate Partners Full time

    Job Description We are seeking a highly motivated Credit Analyst to join an international Private Credit platform. As a Credit Analyst, you will be responsible for analysing credit data and financial information and you will work closely with the senior Investment team to evaluate European investment opportunities and provide recommendations. THE...


  • india Axis Bank Full time

    RB - Collection & Underwriting:CPC Credit Officer - SBB Credit 4 - 6 Years 1 Opening Bhiwadi Role description About the Role Appraising proposals of Loans, inspecting relevant documents and conducting risk analysis for portfolio. Sanctioning loans within defined TAT For All India as Central Underwriting head....

  • Chief Manager

    9 hours ago


    india TVS Credit Services Ltd. Full time

    Join us in creating a future where dreams are realised! At TVS Credit Services Ltd. , we are on the lookout for passionate individuals who are ready to turn aspirations into achievements. If you're ready to embark on a fulfilling journey, where you can embrace creativity and innovation to empower people, this is the place for you. Let's build a future...


  • india Credit Saison India Full time

    About Credit Saison India: Credit Saison India (registered as Kisetsu Saison Finance (India) Private Limited) is an NBFC registered with the Reserve Bank of India (RBI). CS India is part of Saison International, the global business arm of Credit Saison with a focus on wholesale and direct lending as well as integrated tech partnerships with leading NBFCs...

  • Credit Controller

    4 weeks ago


    India QX Full time

    **Job Detail**: - Job Location : Any QX Office- - Experience : 2 years- - Department : QX Finance & AccountingProminently managing and collecting debts from company debtors. Assessing new credit requests and reviewing customers’ credit rate Ensuring timely collections of debts Following up payments as needed Negotiating repayment plans, and re-negotiating...

  • Manager -O2C-Credit

    2 weeks ago


    india EXL Full time

    Should be well versed in Credit Management Should have experience in managing team size of more than 50+ Should have worked in various domains in Accounts Receivable Should have good client handling skills Excellent communication skills Should be good in presentation and Analysis Knowledge of RPA and Power BI would be an added advantage


  • india humgrow.com Full time

    Job Description The Area Manager is entrusted with the responsibility of driving team performance, overseeing recruitment and development initiatives, ensuring employee retention, and optimizing efficiency within the assigned geography. They play a pivotal role in fostering a motivated and engaged team to achieve organizational goals.Responsibilities:...

  • Senior Credit Manager

    9 hours ago


    india FlexiLoans Full time

    Who we are: FlexiLoans is a technology based Digital financing platform started with an endeavor to solve the problems that small businesses face in accessing Quick, Flexible and Adequate funds for growing their Businesses. Our vision is to give "Financial access at a click". Our talent pool has rockstars from diverse backgrounds - ex- Founders, investment...

  • Credit Assessor

    3 weeks ago


    india MVC Resources Full time

    Job Description Report To: Head of DeliveryOur team of finance experts have combined experience of more than 50 years in the Financial Service industry. Our finance experts specialized not just in Residential Lending but Self-Managed Super Fund, Business Loans, Commercial Lending, Unsecured Lending, Asset Finance and Project Finance as well.We love to work...


  • india MVC Resources Full time

    Job Description Undertake credit appraisal and recommendation for applicationsEnsure credit review on all applications are in compliance with the company’s credit strategy and policiesConduct post loan review and assessmentConduct industry study and regular update on economic review for the reference of all business units to keep abreast with the fast...


  • india Raveone Consultants Full time

    Job Description JD for Credit Control Executive ·       Credit Risk Assessment: Research and evaluate clients' creditworthiness and conduct risk assessment, utilizing various financial data and analysis techniques.·       Debtor’s Management: Manage debtor’s portfolio, ensure timely and accurate follow up on the outstanding invoices,...