RB - Collection & Underwriting:CPC Credit Officer - SBB Credit

3 weeks ago


india Axis Bank Full time

RB - Collection & Underwriting:CPC Credit Officer - SBB Credit

4 - 6 Years 1 Opening Bhiwadi

Role description

About the Role

Appraising proposals of Loans, inspecting relevant documents and conducting risk analysis for portfolio.

Sanctioning loans within defined TAT For All India as Central Underwriting head. Arranging Training as required. Improvising Process as per market need.

Key Responsibilities

· Approval Rates, basis the target will be reviewed for the year for the location - Approval rates for all the locations - for the full year.

· Approval Rates-CC/OD/Card Power/Secured Loans, basis the target will be reviewed for the year, for the location - Approval rates for all the locations - for the full year.

· Turn around time (TAT) from Login to Sanction - Login to Sanction for all products as confirmed.

· Turn around time (TAT) - Legal & Technical - L&T login to L&T Sanction for all secured products as confirmed.

· Early Warning Signal- Location wise FPD for term Loans - Location-wise FPD % for Business Loan as confirmed.

· Risk Management

· Audit & Compliance, Basis Internal & Concurrent audit conducted & Report submitted. - Based on Internal & Concurrent audit conducted & Report submitted

· PSL Accuracy at product level needs to be maintained. Source- Audit report. 

· Review, Renewal, Pendency - Timely inspection, Monitoring of accounts

· Training, Process improvement, Special assignment, support provided to Existing CPC, policy feedback, vendor management, participation in pilot runs/testing etc. Feedback from CO team & Zonal Credit Manager/National Credit Manager - Job enrichment & Training initiative, Support to new locations & products. Feedback from Head Credit - & Other stake holders will be the source.

Qualifications

CA/MBA Finance with Credit Appraisal, expertise in the areas

Role Proficiencies:

· Working knowledge of all retail banking product

· Knowledge of regulatory guidelines and norms

· Working knowledge of handling Customer Service

· Good communication (both verbal and written) skill in both English and the local language

· Ability to handle pressure and meet deadlines



  • india Oracle Full time

    Job Title : Credit & Collections Analyst Exp Range : 5-10 years Location : Bengaluru Night Shifts : 7 PM-4 AM Position Overview : We are looking for Credit & Collections Analyst with good process knowledge , invoice processing , email/chat/process .. Skills Required : Timely cash collection of customer accounts, assessing credit worthiness, minimizing...

  • Credit Controller

    4 weeks ago


    India QX Full time

    **Job Detail**: - Job Location : Any QX Office- - Experience : 2 years- - Department : QX Finance & AccountingProminently managing and collecting debts from company debtors. Assessing new credit requests and reviewing customers’ credit rate Ensuring timely collections of debts Following up payments as needed Negotiating repayment plans, and re-negotiating...

  • Credit Officer

    4 days ago


    India Ujjivan Small Finance Bank Full time

    **Credit Officer - Microbanking (Unsecured)-Sonkhar Career**: North 2337-Sonkhar, Alwar, Rajasthan, India - Department- NORTH CREDIT MICROBANKING & RURAL BANKING- Job posted on- Mar 1, 2023- Employee Type- Permanent- Experience range (Years)- 0 - N.A.Credit Officer - Microbanking (Unsecured)-Sonkhar Career

  • Credit Officer

    4 weeks ago


    India Ujjivan Small Finance Bank Ltd Full time

    **Credit Officer-Housing Loan - Sambalpur, Kharagpur & Suguna More**: Multiple locations - Department- EAST CREDIT HOUSING- Job posted on- Jan 23, 2023- Employee Type- Permanent- Experience range Range (Years)- 1 year - 4 years- Any graduate with at least 1 year of experience with MFI or bank in credit department - Knowledge of local language and area with...

  • Credit Analyst

    6 days ago


    india MDMS Recruiting LLC Full time

    Job Description MDMS is recruiting for a Credit Analyst for a 6-month contract at an international bank in NYC. You will be responsible for providing Credit Analysis for new clients and counterparties, and will focus primarily on insurance private equity clients. You will process credit requests, prepare analysis of credit applications, identify potential...


  • india Careers International Full time

    Job Description The Credit Control - Receivables role in a Fast-Moving Consumer Goods (FMCG) company is essential for managing and optimizing the company's accounts receivable processes. This position involves assessing credit risk, establishing credit limits, monitoring customer accounts, and ensuring timely collection of outstanding invoices. The Credit...


  • india Raveone Consultants Full time

    Job Description JD for Credit Control Executive ·       Credit Risk Assessment: Research and evaluate clients' creditworthiness and conduct risk assessment, utilizing various financial data and analysis techniques.·       Debtor’s Management: Manage debtor’s portfolio, ensure timely and accurate follow up on the outstanding invoices,...


  • India HDFC Bank Full time

    Department- Credit cards - Sales- Job posted on- Feb 16, 2024- Employee Type- Permanent-Sales Vertical- Experience range (Years)- 0 - N.A.**Group Company**: HDFC Bank Limited **Designation**: Credit Cards-Business Credit Cards - Sales Officer (SBU13-1_1453_100151) **Office Location**: Nandikotkur, Nandikotkur **Position description**: Credit...


  • India HDFC Bank Full time

    Department- Credit cards - Sales- Job posted on- Feb 16, 2024- Employee Type- Permanent-Sales Vertical- Experience range (Years)- 0 - N.A.**Group Company**: HDFC Bank Limited **Designation**: Credit Cards-Business Credit Cards - Sales Officer (SBU13-1_1451_100151) **Office Location**: Adoni, Adoni **Position description**: Credit Cards-Business Credit...


  • India HDFC Bank Full time

    Department- Credit cards - Sales- Job posted on- Feb 16, 2024- Employee Type- Permanent-Sales Vertical- Experience range (Years)- 0 - N.A.**Group Company**: HDFC Bank Limited **Designation**: Credit Cards-Business Credit Cards - Sales Officer (SBU13-1_7851_100151) **Office Location**: Warora, Warora **Position description**: Credit Cards-Business Credit...


  • India HDFC Bank Full time

    Department- Credit cards - Sales- Job posted on- Feb 16, 2024- Employee Type- Permanent-Sales Vertical- Experience range (Years)- 0 - N.A.**Group Company**: HDFC Bank Limited **Designation**: Credit Cards-Business Credit Cards - Sales Officer (SBU13-1_2240_100151) **Office Location**: RAMAN, RAMAN **Position description**: Credit Cards-Business Credit...


  • India HDFC Bank Full time

    Department- Credit cards - Sales- Job posted on- Feb 16, 2024- Employee Type- Permanent-Sales Vertical- Experience range (Years)- 0 - N.A.**Group Company**: HDFC Bank Limited **Designation**: Credit Cards-Business Credit Cards - Sales Officer (SBU13-1_2323_100151) **Office Location**: Bhinga, Bhinga **Position description**: Credit Cards-Business Credit...


  • India HDFC Bank Full time

    Department- Credit cards - Sales- Job posted on- Feb 16, 2024- Employee Type- Permanent-Sales Vertical- Experience range (Years)- 0 - N.A.**Group Company**: HDFC Bank Limited **Designation**: Credit Cards-Business Credit Cards - Sales Officer (SBU13-1_601_100151) **Office Location**: Harihar, Harihar **Position description**: Credit Cards-Business Credit...


  • India HDFC Bank Full time

    Department- Credit cards - Sales- Job posted on- Feb 16, 2024- Employee Type- Permanent-Sales Vertical- Experience range (Years)- 0 - N.A.**Group Company**: HDFC Bank Limited **Designation**: Credit Cards-Business Credit Cards - Sales Officer (SBU13-1_2238_100151) **Office Location**: Lehragaga, Lehragaga **Position description**: Credit Cards-Business...


  • India HDFC Bank Full time

    Department- Credit cards - Sales- Job posted on- Feb 16, 2024- Employee Type- Permanent-Sales Vertical- Experience range (Years)- 0 - N.A.**Group Company**: HDFC Bank Limited **Designation**: Credit Cards-Business Credit Cards - Sales Officer (SBU13-1_730_100151) **Office Location**: Samaipur, Samaipur **Position description**: Credit Cards-Business...


  • India HDFC Bank Full time

    Department- Credit cards - Sales- Job posted on- Feb 16, 2024- Employee Type- Permanent-Sales Vertical- Experience range (Years)- 0 - N.A.**Group Company**: HDFC Bank Limited **Designation**: Credit Cards-Business Credit Cards - Sales Officer (SBU13-1_2366_100151) **Office Location**: Rania, Rania **Position description**: Credit Cards-Business Credit...


  • India HDFC Bank Full time

    Department Hierarchy- Credit cards - Sales- Job posted on- Feb 16, 2024- Employee Type- Permanent-Sales Vertical- Experience range (Years)- 0 - N.A.**Group Company**: HDFC Bank Limited **Designation**: Credit Cards-Business Credit Cards - Sales Officer (SBU13-1_1505_100151) **Office Location**: Malihabad, Malihabad **Position description**: Credit...


  • India HDFC Bank Full time

    Department- Credit cards - Sales- Job posted on- Feb 16, 2024- Employee Type- Permanent-Sales Vertical- Experience range (Years)- 0 - N.A.**Group Company**: HDFC Bank Limited **Designation**: Credit Cards-Business Credit Cards - Sales Officer (SBU13-1_1216_100151) **Office Location**: Rangia, Rangia **Position description**: Credit Cards-Business Credit...


  • India HDFC Bank Full time

    Department- Credit cards - Sales- Job posted on- Feb 16, 2024- Employee Type- Permanent-Sales Vertical- Experience range (Years)- 0 - N.A.**Group Company**: HDFC Bank Limited **Designation**: Credit Cards-Business Credit Cards - Sales Officer (SBU13-1_425_100151) **Office Location**: Humnabad, Humnabad **Position description**: Credit Cards-Business...


  • India HDFC Bank Full time

    Department Hierarchy- Credit cards - Sales- Job posted on- Feb 16, 2024- Employee Type- Permanent-Sales Vertical- Experience range (Years)- 0 - N.A.**Group Company**: HDFC Bank Limited **Designation**: Credit Cards-Business Credit Cards - Sales Officer (SBU13-1_1840_100151) **Office Location**: Bodhan, Bodhan **Position description**: Credit...