credit analyst real estate

1 month ago


Mumbai, India Intellectual Capital HR Consulting Pvt. Ltd. Full time

Key Responsibilities :

● Underwriting in real estate including builders and LRD

● Key responsibility is to ensure a through evaluation of Real Estate proposals including

financials, security, regulation wrt to lending as well as real estate, sales projections, cash

flow projections, micro markets and enterprise.

● Along with the team, conduct in depth analysis and comprehensive analysis of the projects

and enterprise

● Take balanced decisions on underwriting risk within delegated authorities. Present a

comprehensive and balanced analysis for enabling decisions in other cases.

● Periodically monitoring progress, through financials, sales and collection progress, approval

status, construction status, etc.

● Conduct periodic reviews of the outstanding advances portfolio, including tracking pf progress

and conditions at the time of sanctions. Initiate appropriate actions or escalations in case of

deviations.

● Develop and maintain credit risk strategy and policy by continuous analysis of business and

collection trends, risk assessment & mitigation thereof.

● Assist compliance team in regular audits and other data points.



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