Senior Credit manager

3 weeks ago

Mumbai, India Intellectual Capital HR Consulting Pvt. Ltd. Full time

Essential Qualification & Experience :


- CA/MBA from a premium institute. Preferred CA –Ist Attempt

- 15 + years of experience in wholesale real estate credit division of a Bank /NBFC or Fund in Real Estate

- Must carry a deep understanding of the drivers of Real Estate and factors affecting the risks of lending to this segment.

- Minimum 4 years of team handling experience. Preferable.

Key Responsibilities :

  • Underwriting in real estate including builders and LRD
  • Key responsibility is to ensure a through evaluation of Real Estate proposals including financials, security, regulation wrt to lending as well as real estate, sales projections, cash flow projections, micro markets and enterprise.
  • Along with the team, conduct in depth analysis and comprehensive analysis of the projects and enterprise
  • Take balanced decisions on underwriting risk within delegated authorities. Present a comprehensive and balanced analysis for enabling decisions in other cases.
  • Periodically monitoring progress, through financials, sales and collection progress, approval status, construction status, etc.
  • Conduct periodic reviews of the outstanding advances portfolio, including tracking pf progress and conditions at the time of sanctions. Initiate appropriate actions or escalations in case of deviations.
  • Develop and maintain credit risk strategy and policy by continuous analysis of business and collection trends, risk assessment & mitigation thereof.
  • Assist compliance team in regular audits and other data points.

Key Skills :

- Financial Modelling

- Analysis of various factors specific to real estate

- Cash flow analysis

- Team mentoring

  • Senior Credit Manager

    2 months ago

    mumbai, India jai kisan Full time

    You will report to the Head of Credit. Your responsibilities will include managing team of Credit Analysts and ensure due implementation of credit policies and processes while carrying out Credit function i.e. evaluating the financial state of potential customers, performing risk assessments, writing detailed reports, portfolio analysis, MIS management,...

  • Senior Credit Manager

    5 days ago

    Mumbai, Maharashtra, India jai kisan Full time

    You will report to the Head of Credit. Your responsibilities will include managing team of Credit Analysts and ensure due implementation of credit policies and processes while carrying out Credit function i.e. evaluating the financial state of potential customers, performing risk assessments, writing detailed reports, portfolio analysis, MIS management,...

  • Zonal Credit Manager(LAP)

    5 days ago

    Mumbai, Maharashtra, India Credit Saison India Full time

    Job Responsibilities: Appraising proposals for LAP (ticket size upto Rs.1 cr) both fund based & non fund based, conducting risk analysis, scrutinizing relevant documents before sanctioning loans within defined TAT, client interview, ensuring compliance as per bank's credit policies Supervising, controlling delinquency and credit loss Monitoring of loan...

  • Credit Manager

    7 days ago

    Mumbai, India jai kisan Full time

    You will report to the Head of Credit. Your responsibilities will include managing team of Credit Analysts and ensure due implementation of credit policies and processes while carrying out Credit function i.e. evaluating the financial state of potential customers, performing risk assessments, writing detailed reports, portfolio analysis, MIS management,...

  • Zonal Credit Manager(LAP)

    2 months ago

    mumbai, India Credit Saison India Full time

    Job Responsibilities:- Appraising proposals for LAP  (ticket size upto Rs.1 cr) - both fund based & non fund based, conducting risk analysis, scrutinizing relevant documents before sanctioning loans within defined TAT, client interview, ensuring compliance as per bank's credit policies- Supervising, controlling delinquency and credit loss- Monitoring of...

  • Credit Manager

    3 weeks ago

    Mumbai, India jai kisan Full time

    You will report to the Head of Credit. Your responsibilities will include managing team of Credit Analysts and ensure due implementation of credit policies and processes while carrying out Credit function i.e. evaluating the financial state of potential customers, performing risk assessments, writing detailed reports, portfolio analysis, MIS management,...

  • Credit Manager

    2 months ago

    Mumbai, India jai kisan Full time

    You will report to the Head of Credit. Your responsibilities will include managing team of Credit Analysts and ensure due implementation of credit policies and processes while carrying out Credit function i.e. evaluating the financial state of potential customers, performing risk assessments, writing detailed reports, portfolio analysis, MIS management,...

  • Credit Manager

    5 days ago

    Mumbai, Maharashtra, India jai kisan Full time

    You will report to the Head of Credit. Your responsibilities will include managing team of Credit Analysts and ensure due implementation of credit policies and processes while carrying out Credit function i.e. evaluating the financial state of potential customers, performing risk assessments, writing detailed reports, portfolio analysis, MIS management,...

  • Credit Manager

    3 weeks ago

    mumbai, India jai kisan Full time

    You will report to the Head of Credit. Your responsibilities will include managing team of Credit Analysts and ensure due implementation of credit policies and processes while carrying out Credit function i.e. evaluating the financial state of potential customers, performing risk assessments, writing detailed reports, portfolio analysis, MIS management,...

  • Senior Credit manager

    6 days ago

    Mumbai, Maharashtra, India Intellectual Capital HR Consulting Pvt. Ltd. Full time

    Job Title: Senior Real Estate Credit AnalystAbout the Company: Company XYZ is a leading financial institution in Real Estate financing, specializing in wholesale credit division.Essential Qualification & Experience:Chartered Accountant or MBA graduate from a reputable institution. Prior experience in real estate credit division.Minimum 15 years of relevant...

  • Credit Underwriter

    6 days ago

    Mumbai, Maharashtra, India CREDIT FAIR Full time

    Roles & Responsibilities Ability to identify and make recommendations for approval policy exceptions. Analysing borrower data and trends while bringing a continuous improvement mindset to deliver a better experience and scale our operations. Evaluating the creditworthiness of potential customers. Ensuring all loans and lending procedures comply with...

  • Collections Manager

    6 days ago

    Mumbai, Maharashtra, India Credit Saison India Full time

    Company: Credit Saison India About Credit Saison India: Credit Saison India (registered as Kisetsu Saison Finance (India) Private Limited) is an NBFC registered with the Reserve Bank of India (RBI). CS India is part of Saison International, the global business arm of Credit Saison with a focus on wholesale and direct lending as well as integrated tech...

  • Senior Product Manager-Credit Cards

    3 weeks ago

    Mumbai, India IDFC FIRST Bank Full time

    Role/Job Title: Senior Product Manager-Credit Cards Business: Retail Banking Function/ Department: Credit Cards Place of work: Mumbai Roles & Responsibilities: '1. Manage the Client onboarding experience, expectations and communications, ensuring transparency throughout the entire onboarding process both internally and externally; 2. Identify and...

  • Senior Product Manager-Credit Cards

    6 days ago

    Mumbai, Maharashtra, India IDFC FIRST Bank Full time

    Role/Job Title: Senior Product Manager-Credit Cards Business: Retail Banking Function/ Department: Credit Cards Place of work: Mumbai Roles & Responsibilities: '1. Manage the Client onboarding experience, expectations and communications, ensuring transparency throughout the entire onboarding process both internally and externally; 2. Identify and drive...

  • Credit Underwriter

    2 weeks ago

    Mumbai, India CREDIT FAIR Full time

    **Roles & Responsibilities** - Ability to identify and make recommendations for approval policy exceptions. - Analysing borrower data and trends while bringing a continuous improvement mind-set to deliver a better experience and scale our operations. - Evaluating the creditworthiness of potential customers. - Ensuring all loans and lending procedures comply...

  • Collections Manager

    21 hours ago

    Mumbai, India Credit Saison India Full time

    Company: Credit Saison IndiaAbout Credit Saison India:Credit Saison India (registered as Kisetsu Saison Finance (India) Private Limited) is an NBFC registered with the Reserve Bank of India (RBI). CS India is part of Saison International, the global business arm of Credit Saison with a focus on wholesale and direct lending as well as integrated tech...

  • Collections Manager

    3 weeks ago

    mumbai, India Credit Saison India Full time

    Company: Credit Saison India About Credit Saison India: Credit Saison India (registered as Kisetsu Saison Finance (India) Private Limited) is an NBFC registered with the Reserve Bank of India (RBI). CS India is part of Saison International, the global business arm of Credit Saison with a focus on wholesale and direct lending as well as integrated tech...

  • Collections Manager

    2 months ago

    mumbai, India Credit Saison India Full time

    Company: Credit Saison India About Credit Saison India: Credit Saison India (registered as Kisetsu Saison Finance (India) Private Limited) is an NBFC registered with the Reserve Bank of India (RBI). CS India is part of Saison International, the global business arm of Credit Saison with a focus on wholesale and direct lending as well as integrated tech...

  • Senior Product Manager-Credit Cards

    3 weeks ago

    Mumbai, India IDFC FIRST Bank Full time

    Role/ Job Title : Senior Product Manager – Credit Cards Function/ Department:  Credit Cards  Job Purpose: The position will be responsible for creating & owning the relevant product proposition, Own Millennial Segment Credit Cards product from acquisition, policy, analytics to product execution end to end.  Managing sales funnel thru...

  • Senior Product Manager-Credit Cards

    3 weeks ago

    mumbai, India IDFC FIRST Bank Full time

    Role/ Job Title : Senior Product Manager – Credit Cards Function/ Department:  Credit Cards  Job Purpose: The position will be responsible for creating & owning the relevant product proposition, Own Millennial Segment Credit Cards product from acquisition, policy, analytics to product execution end to end.  Managing sales funnel thru...