Senior Credit manager

1 week ago


Mumbai, Maharashtra, India Intellectual Capital HR Consulting Pvt. Ltd. Full time
Job Title: Senior Real Estate Credit Analyst

About the Company: Company XYZ is a leading financial institution in Real Estate financing, specializing in wholesale credit division.

Essential Qualification & Experience:
  • Chartered Accountant or MBA graduate from a reputable institution. Prior experience in real estate credit division.
  • Minimum 15 years of relevant industry experience in a Bank, NBFC, or Real Estate Fund.
  • Deep understanding of Real Estate market dynamics and lending risks associated with the sector.
  • At least 4 years of experience in team management.

Key Responsibilities:
  • Thorough evaluation of Real Estate proposals, analyzing financials, security, regulations, sales and cash flow projections.
  • Conduct detailed analysis of projects and enterprises along with the team.
  • Make balanced underwriting decisions within set authorities.
  • Regular monitoring of financial, sales, and collection progress of projects.
  • Review outstanding advances portfolio and take necessary actions for deviations.
  • Develop and update credit risk strategies through continuous analysis and risk assessment.
  • Support compliance team in audits and data analysis.

Key Skills:
  • Proficiency in Financial Modeling.
  • Expertise in analyzing real estate market factors.
  • Strong Cash flow analysis capabilities.
  • Proven track record in team mentoring.


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