Deputy Area Manager

4 weeks ago

Amritsar, India Bajaj Finance Full time

Deputy Area Manager - Business Loans - Underwriting 
Job Purpose 
This position is open with Bajaj Finance Ltd.
- Culture Anchor:
- Work Hard:  Consistently puts in effort, plans and tracks daily progress to achieve targets.
- Execute with Rigor:  Takes responsibility for meeting targets with focus and effort.
- Own It:  Maintains honesty and fairness in all interactions in line with organization policies.
- Act with Integrity.

Duties and Responsibilities- Implement Credit Policy and continuously evaluate to ensure adherence to the policy and compliance with the Authority Matrix at branches in the assigned area.
- Conduct credit appraisal for Business Loans (BL) & Doctor Loans files for the assigned location.
- Keep delinquency under control.
- Ensure compliance with policy and processes.
- Report location metrics such as Login, Approval, Disbursal, Rejection, Deviation on a monthly basis as per prescribed format.
- Conduct market research and provide feedback for new product launches.
- Offer feedback on credit policy based on market conditions.

Required Qualifications and Experience- Chartered Accountant or MBA (Finance) with 2-3 years of relevant experience.

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