AVP / Sr. Manager - Credit Underwriter (B2B)
2 days ago
Position: AVP / Sr. Manager - Risk underwriter
Location: Gurgaon
CTC: 8 - 16 Lakh INR
To apply:
Company : PumPumPum , as a venture redefines the traditional approach of car ownership by providing IoT enabled pre-owned cars at an affordable and flexible subscription for short to long-term durations without any hassles of service & maintenance. Our vision is to make car ownership affordable & flexible for everyone. We have designed our product & offers as per the needs of millennials. Our subscription costs are equivalent to or cheaper than traditional car ownership.
Job Description:
- Responsible for underwriting corporate, Startups & retail users based upon various online & offline data sources.
- Strong acumen & an entrepreneurial mindset to successfully drive fraud, credit, risk initiatives including risk appetite, portfolio diversification, collateralization, risk-based pricing
- Working closely with the senior management team and lending partners in managing Risk, defaults and collections
- Analyse portfolio performance at a granular segment level on an ongoing basis. Identify trends and conduct root-cause analysis to isolate key performance drivers.
- Representing the company to the outside world, including lending partners, board of directors and other strategic alliances
Desired candidate:
- A prior experience in RBF startups, NBFCs, Leasing companies, Lending startups etc. in their Fraud/Credit/Risk teams
- 3+ years of relevant experience within credit, risk, collections management, ideally at a high-growth startup and/or financial services company.
- Strong analytical, Presentation & problem-solving skills
- Strong interpersonal skills – collaborate with people across functions and develop a strong relationship
- Strong ownership and motivation to drive business results
- Ability to work in a fast-paced environment and meet deadlines without sacrificing quality
- Ability to frame business problems independently and design comprehensive analyses to provide insights and make recommendations
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