AVP / Sr. Manager - Credit Underwriter (B2B)

2 days ago


Gurugram, India PumPumPum Full time

Position:     AVP / Sr. Manager - Risk underwriter

Location:    Gurgaon

CTC:       8 - 16 Lakh INR

To apply:  


Company : PumPumPum , as a venture redefines the traditional approach of car ownership by providing IoT enabled pre-owned cars at an affordable and flexible subscription for short to long-term durations without any hassles of service & maintenance. Our vision is to make car ownership affordable & flexible for everyone. We have designed our product & offers as per the needs of millennials. Our subscription costs are equivalent to or cheaper than traditional car ownership. 


Job Description:  


  • Responsible for underwriting corporate, Startups & retail users based upon various online & offline data sources. 
  • Strong acumen & an entrepreneurial mindset to successfully drive fraud, credit, risk initiatives including risk appetite, portfolio diversification, collateralization, risk-based pricing
  • Working closely with the senior management team and lending partners in managing Risk, defaults and collections
  • Analyse portfolio performance at a granular segment level on an ongoing basis. Identify trends and conduct root-cause analysis to isolate key performance drivers. 
  • Representing the company to the outside world, including lending partners, board of directors and other strategic alliances

 

Desired candidate:  

  • A prior experience in RBF startups, NBFCs, Leasing companies, Lending startups etc. in their Fraud/Credit/Risk teams 
  • 3+ years of relevant experience within credit, risk, collections management, ideally at a high-growth startup and/or financial services company. 
  • Strong analytical, Presentation & problem-solving skills
  • Strong interpersonal skills – collaborate with people across functions and develop a strong relationship
  • Strong ownership and motivation to drive business results
  • Ability to work in a fast-paced environment and meet deadlines without sacrificing quality
  • Ability to frame business problems independently and design comprehensive analyses to provide insights and make recommendations

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