Associate Vice President

3 weeks ago

Gurugram, India Pramerica Life Insurance Full time

Position - Associate Vice President / Dy. Vice President - Product Pricing (Actuarial)

Reporting To: Appointed Actuary

Role Summary:

We are seeking a highly skilled and detail-oriented AVP / DVP - Product Pricing to lead the pricing, regulatory filing, and lifecycle management of life insurance products.

The ideal candidate will bring deep actuarial expertise, strong stakeholder engagement skills, and a proactive mindset to drive innovation and compliance in a dynamic regulatory environment.

Key Responsibilities:

  • Lead end-to-end product pricing for life insurance offerings, ensuring alignment with business strategy and regulatory requirements.
  • Manage product filing process with IRDAI, including documentation, coordination, and follow-ups for timely approvals.
  • Liaise with IRDAI officials to facilitate seamless communication and proactively resolve queries or objections.
  • Monitor regulatory changes and market trends to design responsive product and business solutions.
  • Identify product gaps compared to competition and lead pricing strategies to close them effectively.
  • Track product performance and business outcomes to deliver insights and recommendations to senior management.
  • Drive minor modifications of existing products based on market feedback, regulatory needs, or business priorities.
  • Collaborate closely with cross-functional teams, including Sales, Marketing, Operations, and Compliance etc.

Desired Candidate Profile:

  • Bachelor's/Masters degree in Actuarial Science, Mathematics, Statistics, or related field.
  • Qualified Actuary
  • 10- 12 years of relevant experience in life insurance product pricing and IRDAI product filings.
  • Strong understanding of IRDAI regulations, product structures, and actuarial modelling techniques.
  • Proficiency in actuarial tools such as Prophet, Excel, and SQL (preferred).
  • Excellent communication and stakeholder management skills.
  • LI Industry experience.

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