Credit Manager

1 day ago

Kolhapur, India White Force Full time

Job description Credit Manager  Location: Kolhapur  Role & Responsibility:  Credit Appraisal of Loan applications within defined guidelines and accordingly take decisions or recommendations for approval to higher authorities.   Underwriting cases with the desired level of quality and enabling achievement of Branch Business targets by proper training.   To evaluate proposals of customers for Home Loan and LAP.   Use performance history along with liquidity, debt/asset management, and profitability ratios to assess creditworthiness in the evaluation  Interact with Customers & understand the business and regularly monitor delinquencies/infants.   Decision-making within defined TAT   Understanding of property-related knowledge (like legal title and market value of the property).   Coordinating with sales, operations, legal, technical and customer service  Qualifications:  Bachelor's degree in Business Administration, Marketing, or a related field.   Minimum of 4 years of progressive experience in sales management, specifically in home loans or mortgage related roles.   Proven track record of success in leading and motivating sales teams to achieve and exceed targets.   In-depth knowledge of the rural housing market, including market trends, regulations, and customer preferences.   Excellent communication, negotiation, and interpersonal skills.   Strong analytical and problem-solving abilities.   Ability to work independently and remotely, managing multiple priorities effectively.

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