Digital Finance Expert

6 days ago


Kolhapur, India beBeeCreditRiskAssessment Full time

About the RoleAs a seasoned Credit Manager, you will play a pivotal role in evaluating the financial health of clients, underwriting risk, and ensuring the integrity of credit decisions. Your expertise will be crucial in assessing digital business performance metrics, understanding how digital marketing spend impacts credit risk, and providing valuable insights to drive informed decision-making.Key Responsibilities:360° Credit AssessmentConduct thorough credit evaluations for global clients across various sectors.Analyse digital business performance metrics to identify trends and opportunities for growth.Credit Underwriting & Risk ManagementPrepare and approve credit appraisal notes within assigned limits.Ensure credit decisions align with established risk standards and regulatory expectations.Portfolio & Performance MonitoringMaintain a high-quality credit portfolio through continuous tracking and corrective actions.Identify potential risks and trends in customer behavior that may impact risk exposure.Cross-Functional CollaborationWork closely with Relationship Managers, Financial Operations, Legal, Collections, and Account Managers to drive business objectives.Provide financial clarity to teams working with high-budget advertising clients.Regulatory & Process ComplianceMaintain adherence to internal credit frameworks, global compliance standards, and due diligence procedures.Market & Digital Ecosystem TrackingStay up-to-date on industry trends, digital business cycles, and market shifts impacting client creditworthiness.Required Skills & Qualifications:Strong Analytical Skills: The ideal candidate should possess excellent analytical skills, enabling them to evaluate complex financial data, identify patterns, and make informed decisions.Excellent English Communication: Effective communication is crucial in this role. The successful candidate should have excellent written and verbal communication skills, allowing them to convey complex ideas clearly and concisely.Global Risk Guidelines: A deep understanding of global risk guidelines and due-diligence practices is essential for making informed credit decisions.Benefits:Working as a Credit Manager offers numerous benefits, including:* Opportunity to work with diverse clients across various sectors* Chance to develop strong analytical and problem-solving skills* Collaborative work environment with experienced professionals* Continuous learning and professional growth opportunities



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