
Credit Analyst/Lead
4 weeks ago
Role performed by credit analyst:
- Review of credit applications & supporting documents (overall financial capacity and capability to pay back)
- Credit report (recommendation on whether to approve/decline the credit application)
- Present credit report to internal committee.
Requisite of an Individual Contributor:
- Credit underwriting / Credit risk analysis; Quality Focused and has performed quality and data analytics function. Ability to interpret and highlight risks and early warning signals.
- Good understanding of Cash flow statement analysis, Income Statement Analysis and Balance Sheet to analyze Credit Quality, Liquidity, Leverage and Coverage etc.
- Ability to weigh macro and company factors for risk analysis and recommendations.
Applications:
- Tool developed by Moody's Risk Analysis, FIS Optimist, Credit Lens
- Spreadsheets of business entities (ratio analysis and financial modelling)
Experience Required: Relevant experience in Corporate Banking, Financial Institutions and Commercial Banking – 4 to 8 years (Upto 12 years we can consider)
Location: Bangalore
Highest Qualifications:MBA and Professional Qualifications such as Chartered Accountant (CA), Chartered Financial Analyst (CFA), Certified Public Accountant (CPA)
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Credit Analyst
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