Annual Credit Analyst

1 day ago

Bengaluru Gurugram Mumbai, India Enrich And Enlight Business Consulting Full time ₹ 1,04,000 - ₹ 1,30,878 per year

Role & responsibilities

Experience Required: Relevant experience in Corporate Banking, Financial Institutions and Commercial Banking 7 to 12 years (Upto 12 years we can consider)

Interview Rounds: TR Screening, TR, MR, Written Assessment and CR.

Location: Bengaluru, (Initial 6 months for training at Bengaluru is mandatory)

Highest Qualifications: MBA and Professional Qualifications such as Chartered Accountant (CA), Chartered Financial Analyst (CFA), Certified Public Accountant (CPA)

Applications:

  • Tool developed by Moodys Risk Analysis, FIS Optimist, Credit Lens
  • Spreadsheets of business entities (ratio analysis and financial modelling)

Role performed by credit analyst:

  • Review of credit applications & supporting documents (overall financial capacity and capability to pay back)
  • Credit report (recommendation on whether to approve/decline the credit application)
  • Present credit report to internal committee.

Requisite of an Individual Contributor:

  • Credit underwriting / Credit risk analysis; Quality Focused and has performed quality and data analytics function. Ability to interpret and highlight risks and early warning signals.
  • Good understanding of Cash flow statement analysis, Income Statement Analysis and Balance Sheet to analyze Credit Quality, Liquidity, Leverage and Coverage etc.
  • Ability to weigh macro and company factors for risk analysis and recommendations.

  • Annual Credit Review

    1 week ago

    Bengaluru, Chennai, Mumbai, India Tata Consultancy Services Full time ₹ 15,00,000 - ₹ 25,00,000 per year

    Annual Credit Review - Individual ContributorTCS BPS IS HIRINGJob Role: Annual Credit Review - Individual ContributorLocation: Bengaluru / Gurgaon / Chennai / MumbaiJob Requirement:8-15 years of relevant experience; in Corporate Banking, FIG/Corporate & Investment Banking with Credit Decisioning Specialist or Approval of Corporate Lines of...

  • Senior Credit Rating Analyst

    4 weeks ago

    Mumbai, India ACER Credit Rating Pvt. Ltd. Full time

    Company Description ACER Credit Rating is a new-age credit rating agency in India, combining deep domain expertise with modern technology and AI-driven insights. We are building a transparent, forward-looking platform that empowers investors, issuers, and regulators with accurate, timely, and unbiased credit opinions. As a next-generation CRA, our mission is...

  • Corporate Credit Analyst

    3 days ago

    Mumbai, Maharashtra, India Teamware Solutions Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    Corporate Credit Analyst We're hiring Corporate Credit Analyst Shift: General Preferred Joining: Immediate Joiner Key Responsibilities: -Prepare financial spreads and conduct financial analysis of corporate clients -Support credit paper preparation and annual/quarterly portfolio reviews -Identify key credit risks and propose mitigants ...

  • Credit reporting/ Annual Reviews

    1 week ago

    Bengaluru, India Acuity Knowledge Partners Full time

    Credit Rating/ Analysis (Associate/ Sr. Associate/ Delivery Lead/ Manager)Job location- Bengaluru (WFO mode)Job PurposeWe are looking for a passionate, energetic individual to join our Lending Services division. You will be part of team working as an extension to our US based client ensuring we fulfill the applicable SLAs.Key ResponsibilitiesThe candidate...

  • Credit Analyst

    2 weeks ago

    Mumbai, Maharashtra, India BNP Paribas Full time ₹ 15,00,000 - ₹ 25,00,000 per year

    Job Title: Manager Credit AnalystDepartment: Coverage and Territories Credit Management (CTCM)Location: MumbaiBusiness Line / Function: CIBReports to: Team Lead Credit AnalystsPosition PurposeThis role is responsible for performing credit analysis of MNC clients and recommendation for corporate advances with a view to minimize credit losses and promote...

  • Credit reporting/ Annual Reviews

    4 weeks ago

    Bengaluru, India Acuity Knowledge Partners Full time

    Credit Rating/ Analysis (Associate/ Sr. Associate/ Delivery Lead/ Manager) Job location- Bengaluru (WFO mode) Job Purpose We are looking for a passionate, energetic individual to join our Lending Services division. You will be part of team working as an extension to our US based client ensuring we fulfill the applicable SLAs. Key Responsibilities - The...

  • Credit reporting/ Annual Reviews

    3 weeks ago

    Bengaluru, India Acuity Knowledge Partners Full time

    Credit Rating/ Analysis (Associate/ Sr. Associate/ Delivery Lead/ Manager)Job location- Bengaluru (WFO mode)Job PurposeWe are looking for a passionate, energetic individual to join our Lending Services division. You will be part of team working as an extension to our US based client ensuring we fulfill the applicable SLAs.Key Responsibilities- The candidate...

  • Credit reporting/ Annual Reviews

    3 weeks ago

    Bengaluru, India Acuity Knowledge Partners Full time

    Credit Rating/ Analysis (Associate/ Sr. Associate/ Delivery Lead/ Manager)Job location- Bengaluru (WFO mode)Job PurposeWe are looking for a passionate, energetic individual to join our Lending Services division. You will be part of team working as an extension to our US based client ensuring we fulfill the applicable SLAs.Key ResponsibilitiesThe candidate...

  • Credit Analyst

    2 weeks ago

    Gurugram, India Suntory Global Spirits Full time

    What makes this a great opportunity? Suntory Global Spirits is a world leader in premium spirits with $5.5 billion in annual revenues and an ambition to become the World’s Most Admired Premium Spirits Company. We have a strong vision and strategy, an incredible brand portfolio grounded in quality and craftsmanship, an unwavering commitment to...

  • Credit reporting/ Annual Reviews

    4 weeks ago

    Bengaluru, India Acuity Knowledge Partners Full time

    Credit Rating/ Analysis (Associate/ Sr. Associate/ Delivery Lead/ Manager) Job location- Bengaluru (WFO mode) Job Purpose We are looking for a passionate, energetic individual to join our Lending Services division. You will be part of team working as an extension to our US based client ensuring we fulfill the applicable SLAs. Key Responsibilities The...