Auditor, Originations Credit Quality Control

3 days ago


Bengaluru, India Onity Group Inc. Full time

POSITION SUMMARY

The Quality Control Senior Auditor reports to Team Leader, Originations Credit Quality Control. The team is responsible to review loans from an underwriter's perspective for Forward and Reverse Lending (Pre and Post Funding) and provide appropriate and timely feedback to the Originations Operations Partners for Direct and Correspondent Lending. The position requires a thorough understanding of Conventional, FHA and VA underwriting guidelines for Forward and Reverse Lending transactions. The Auditor is responsible to review a loan sample selected for prefunding quality assurance underwriting or post funding review due diligence underwriting to meet regulatory requirements and manage risk as it relates to mortgage lending.

QUALIFICATION:

  • High school diploma or equivalent required
  • Bachelor's degree preferred
  • 3+ years Quality Control OR Mortgage Underwriting experience is required
  • Must have in-depth knowledge of Conforming, Non-conforming, FHA, and VA underwriting requirements.
  • Must have mortgage industry experience.
  • Thorough working knowledge of real estate documentation, policies, compliance, and procedures
  • High level of proficiency with mortgage loan processing and underwriting systems
  • Commitment to excellence and high standards
  • Strong organizational, problem-solving, and analytical skills
  • Versatility, flexibility, and a willingness to work within constantly changing priorities with enthusiasm
  • Acute attention to detail
  • Proficient on computer programs required for position
  • Good judgment with the ability to make timely and sound decisions

WORK SCHEDULE OR TRAVEL REQUIREMENTS: Mid-Shift



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