Addetto Risk Management

Found in: Whatjobs IN C2 - 2 weeks ago


india Enjoy Your Job Full time
Job Description

La figura inserita all’interno della funzione RISK dovrà occuparsi delle seguenti attività:

  • collaborare alla definizione delle politiche di governo e del processo di gestione dei rischi, nonché delle relative procedure e modalità di rilevazione e controllo, verificandone l’adeguatezza nel continuo;
  • sviluppare e mantenere i sistemi di misurazione e controllo dei rischi e, in tale contesto, sviluppare indicatori in grado di evidenziare situazioni di anomalia;
  • monitorare costantemente l’evoluzione dei rischi aziendali e il rispetto dei limiti operativi all’assunzione delle varie tipologie di rischio;
  • analizzare i rischi dei nuovi prodotti e servizi e di quelli derivanti dall’ingresso in nuovi segmenti operativi e di mercato;
  • verificare il corretto svolgimento del monitoraggio andamentale del credito;
  • identificare i rischi cui è esposta la Società (rischi di I e di II pilastro);
  • supportare il responsabile nella definizione delle metodologie di misurazione dei rischi non inclusi nel I pilastro, delle modalità di aggregazione dei diversi rischi e dell’eventuale assoggettamento a stress test, valutandone gli impatti;
  • determinare l’ammontare del capitale interno complessivo e cura le fasi di riconciliazione del medesimo con la dotazione patrimoniale (“fondi propri”);
  • predisporre la rendicontazione ICAAP e la connessa informativa di c.d. “III pilastro”, in aderenza ai dettami normativi.
  • verificare, in ottica ex ante, i profili di controllo e gestione dei rischi delle operazioni creditizie (p.es. impatto sui requisiti patrimoniali, valutazione del rischio di concentrazione, ecc..);
  • a posteriori, monitorare l’andamento procedure /interventi di recupero e incassi connessi alle operazioni creditizie.
  • svolgere analisi normativa, aggiornamento delle Policy interne, evoluzione dei processi aziendali per la gestione del rischio di credito (erogazione, monitoraggio e recupero) e sviluppo di nuovi prodotti, aggiornamento e introduzione degli aspetti di compliance di nuove procedure.

Requisiti

  • Esperienza di almeno 5 anni nelle aree “Risk” oppure “Crediti” di realtà bancarie, finanziarie o società di consulenza
  • Laurea Magistrale in discipline economiche/scientifiche (Economia, Statistica, Matematica, Fisica, Ingegneria Gestionale, Informatica) e con una formazione di base informatica e quantitativa.
  • Esperienza pregressa nell’ambito dei processi di reportistica e controlli di secondo
  • Ottima conoscenza del pacchetto Office e in particolare di Excel
  • Conoscenza della normativa comunitaria e nazionale e predisposizione all’aggiornamento continuo

Buone capacità relazionali e comunicative, flessibilità e orientamento all’obiettivo completano il profilo.

Altre informazioni

  • Contratto tempo indeterminato
  • Il livello economico sarà commisurato ai compiti richiesti e allesperienza
  • Orario di lavoro: dal lunedì al venerdì, 37 ore settimanali
  • Sede di lavoro: BOLOGNA (BO)
  • CCNL Credito


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