Senior Underwriter, Correspondent Lending

3 weeks ago

Mumbai, India Onity Group Inc. Full time

JOB FUNCTIONS AND RESPONSIBILITIES

  • To work on loan underwriting and complete the daily target or assignments.
  • Have experience in US Mortgage Underwriting.
  • Working on 4 C's (Credit, Capacity, Capital, and Collateral).
  • Knowledge on Income Calculations (Wage, Self Employed and other incomes).
  • Knowledge on Credit review (liability reconciliations and guideline requirements)
  • Knowledge on Assets/Capital review with guideline requirements.
  • Knowledge in LTV, CLTV calculations, PITI and DTI calculations.
  • Knowledge in Fannie Mae and Freddie Mac guideline requirements.
  • Knowledge in Govt. loans (FHA, VA and USDA)
  • Knowledge on FHA/VA/USDA guideline requirements.
    Good communication skill.

EDUCATION / EXPERIENCE

  • Any degree with US Mortgage Underwriting experien

WORK SCHEDULE OR TRAVEL REQUIREMENTS

  • Night shift and Hybrid Work (should be available for Work from Office based on the business requirements)

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