Team Member-Support Services-Credit Industry Research

3 days ago


Mumbai, India Kotak Life Insurance Full time

About The Role  

Kotak Mahindra Bank looking to hire Team Member-Credit Risk
LocationBKC, Mumbai
"¢ Credit Risk Analytics and Modelling Analyse, model, validate and document various measures of Credit Risk for use in Expected Credit Loss and Capital computations.
- Hands-on experience in building, implementing, documenting, monitoring, validating, refining models and scorecards in particular for PD, LGD, EAD and related Credit Risk metrics - using statistical methods and / or expert judgement based techniques
- In depth understanding of the underlying statistical techniques and functional insights that drive Credit Risk models and the experience of having used modelled output in computing Expected Credit Loss (ECL) under Ind AS or Credit Risk Capital under Internal Ratings based approaches, Economic Capital and having taken these measures through the scrutiny of auditors and regulators
- Derive insights from data and effectively communicate these insights to Risk, Credit and Business teams
"¢ Preparing and submitting reports to the regulator and / or senior management on a periodic and adhoc basis. The job-holder will be responsible for computing and reporting ECL and related metrics on an on-going basis.
"¢ Ability to work with (gather, consolidate, prepare, summarise) large data sets on a routine basis with an eye for detail and flair for numbers. Data cleansing and preparation for use in model building.
"¢ Ensure reliability, integrity and consistency of reported and underlying data
"¢ Build and manage a team of like-minded data analysts and modellers
"¢ Between 8 and 12 years of experience in the areas of risk and data analytics particularly in the area of Credit Risk. Exposure to risk reporting or financial reporting would be an advantage.
"¢ Degree in statistics or econometrics (or equivalent professional qualifications) with hands-on experience in statistical model development, implementation, validation and use is highly desirable
"¢ Extensive experience and expertise in using any one or more among Python / SAS / R. Intermediate level SQL skills will be useful.
"¢ Strong experience in areas like delinquency or loan loss forecasting, expected credit losses capital computation under advanced approaches.
"¢ Experience in projects involving automation / data consolidation in the areas of risk or financial reporting would be an advantage



  • Mumbai, Maharashtra, India Kotak Mahindra Full time

    **Grade** - M8**Role** - Team Lead - Credit Risk. Responsible for the entire Credit Risk Function in the Risk Department of the Bank.**Department** - Risk Management**Reporting Relationship** - Head - Enterprise, ALM, Counterparty & Credit Risk**Location** - Mumbai**Role Requirements** - Leading and managing a team of Credit Risk Analysts to review the...


  • Mumbai, India Kotak Mahindra Full time

    **Department** - Team Member - Credit Risk Analytics**Location** - Mumbai**Role Requirements** - Review of Credit Policies, Identification of risks emanating in various credit portfolios of the Bank - Analysis of portfolios (Risk drivers - ratings, scores, delinquencies, roll rates, cure, collection efficiency, churn, concentrations, ECL) - Monitoring of...


  • Mumbai, India Kotak Mahindra Bank Limited Full time

    Job Description Grade M3/M4/M5 Role Team Member - Credit Risk Analyst Department Risk Management Reporting Relationship Team Lead - Credit Risk Location Mumbai Role Requirements 1. Credit Risk Analytics and Modelling - Analyse, model, validate and document various measures of Credit Risk for use in Expected Credit Loss and Capital computations. - Hands-on...


  • Mumbai, India Kotak Mahindra Full time

    **Level M7 **Department Team Member - Credit Risk **Location Mumbai - Implement common governance framework for credit risk and ensure uniformity of credit standards - Proactive assessment of Credit Risks and impact to ensure a healthy credit portfolio - Proactive monitoring of the credit portfolio via monitoring external environment/ events and other...


  • Mumbai, Maharashtra, India Kotak Mahindra Bank Limited Full time

    Job DescriptionGrade M3/M4/M5Role Team Member - Credit Risk AnalystDepartment Risk ManagementReporting Relationship Team Lead - Credit RiskLocation MumbaiRole Requirements 1. Credit Risk Analytics and Modelling - Analyse, model, validate and document various measures of Credit Risk for use in Expected Credit Loss and Capital computations.- Hands-on...

  • Team Member

    2 weeks ago


    Mumbai, Maharashtra, India Aditya Birla Finance Limited Full time

    Key Result Areas Supporting Actions Credit Underwriting Management - To have detailed risk evaluation at pre-sanction stage and appropriate risk monitoring at post sanction stage to ensure healthy portfolio. This will include, among other aspects, evaluating the industry, business of borrower, promoter pedigree, financial projections, etc. - To monitor the...


  • Mumbai, Maharashtra, India Kotak Mahindra Full time

    **Job Description**: - Job Title **Credit Analyst** **Level** **M5 / M6** **Division** **Commercial Real Estate** **Company** **KMBL** **No of positions** **1** **Location** **Mumbai** **Reporting to** **To be decided** **Reportee** **None** Job Role **Credit Analysis**: - Preliminary screening of commercial real estate financing...


  • Mumbai, Maharashtra, India Kotak Mahindra Full time

    The profile would require following activities: 1. Receiving proposals from the Credit team to be circulated to the Credit Committee for approval on a weekly basis as per the Agenda. 2. Verifying that proposals being put up are to the correct approval delegation ( as per Kotak’s credit Policies) and are as per norms. 3. Checking the resolutions prepared...


  • Mumbai, India Skillventory Full time

    **Team Member-Credit Risk**: - From 6 to 11 year(s) of experience - ₹ Not Disclosed by Recruiter - Mumbaior **Roles and Responsibilities** 1. Responsible for measuring and analyzing Credit Risk Weighted Assets (RWA) for “Corporate” exposures under applicable approaches of the Basel III Master Circular (Pillar I). - 2. Responsible for measuringand...


  • Mumbai, Maharashtra, India Sutherland Full time

    DIRECTOR - CREDIT RESEARCHWe are seeking a dynamic and experienced Head of Credit Research Operations to lead and scale our global credit research delivery platform. This role is critical in managing complex deliverables for top-tier clients including Hedge Funds, Asset Managers, CLO managers, and Credit-focused private capital firms.The ideal candidate...