Lead - Business Loans - Underwriting, South1, Underwriting

3 weeks ago

Bengaluru, India Bajaj Finserv Full time

Business Loans - IndirectBengaluru - Residency Road

Posted On

06 Sep 2025

End Date

06 Sep 2026

Required Experience

2 - 3 Years

BASIC SECTION

Job Level

GB06

Job Title

Lead - Business Loans - Underwriting, South1, Underwriting

Job Location

Country

India

State

KARNATAKA

Region

South

City

Bengaluru

Location Name

Bengaluru - Residency Road

Tier

Megapolis

Skills

SKILL

SKILLS AS PER JD

Minimum Qualification

OTHERS

JOB DESCRIPTION

Job Purpose

"This position is open with Bajaj Finance ltd."Culture Anchor:Think like an Entrepreneur - Encourages new ideas, helps teams improve, and supports them in taking up challengesPractice Emotional Intelligence - Listens to others, stays calm under pressure, and treats everyone with respect.Transform Continuously - Explores opportunities and encourages teams to improve processes and systems for better delivery.Own it - Ensures teams achieve targets, drives capability building and inculcates a sense of accountability in the team.

Duties and Responsibilities

Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned.- Credit appraisal for BL & Doctor Loans files for the assigned location- Keeping delinquency under control- Compliance of policy and processes- Reporting of location metrics like Login, Approval, Disbursal, Rejection, Deviation on monthly basis as per prescribed format- Market Research and Feedback for new product launch.- Feed back on credit policy based on market conditions.

Required Qualifications and Experience


•Chartered Accountant /MBA Finance with 2-3 years of relevant experience.
•Has worked with reputed Bank/Financial Institution in unsecured high ticket size loans
•Positive attitude and team player

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