Underwriter

2 days ago

Bengaluru, India Brace Infotech Private Ltd Full time
Job Description: Underwriter / Senior Underwriter
Company: Brace infotech Pvt. Ltd.
Work Location: Bangalore, Karnataka
Drive Dates: August 22–23, 2025
Interview Time: 11:00 AM – 3:00 PM
Venue: 9th Floor, Virgo Building Block B, Bagmane Constellation Business Park, Outer Ring Road, Doddanekundi, Marathahalli, Bengaluru, Karnataka
Role Overview
We are seeking experienced Underwriters and Senior Underwriters proficient in:
Live Underwriting is mandatory
End-to-End (E2E) Underwriting
Income Review
Collateral Underwriting
Non-QM Underwriting CrossCountry Mortgage+3Glassdoor+3WayUp+3
Candidates should possess a minimum of 2 years of experience in the aforementioned areas and demonstrate flexibility to work night shifts.
Key Responsibilities
End-to-End (E2E) Underwriter
Manage the complete underwriting process from initial assessment to final decision.
Evaluate loan applications, credit reports, and borrower documentation to ensure compliance with company and investor guidelines.
Collaborate with cross-functional teams to streamline underwriting workflows. CrossCountry Mortgage+5Logan Finance+5Indeed+5
Income Review Specialist
Analyze borrower income documents such as pay stubs, tax returns, and bank statements for accuracy and compliance.
Ensure income calculations align with regulatory and investor standards.
Provide recommendations for income optimization based on comprehensive analysis. investopedia.com+3Glassdoor+3CrossCountry Mortgage+3
Collateral Underwriter
Assess appraisal reports and property valuations to determine adequacy of collateral.
Ensure appraisals meet investor and program guidelines.
Identify and mitigate potential risks associated with property collateral. Logan Finance+2WayUp+2 WayUp CrossCountry Mortgage
Non-QM Underwriter
Underwrite Non-QM and Non-Agency loan products, including bank statement analysis, asset depletion, and DSCR No Ratio loans.
Maintain an underwriting pipeline that meets established service level agreements.
Review and analyze complex borrower profiles and financial documents. CrossCountry Mortgage+1 Logan Finance
✅ Qualifications
Minimum of 2 years of experience in underwriting roles, specifically in E2E, Income Review, Collateral, or Non-QM underwriting.
Strong analytical and decision-making skills.
Proficiency in interpreting financial documents and appraisal reports.
Excellent communication and collaboration abilities.
Flexibility to work night shifts as required.

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