Underwriter

1 week ago

Bengaluru, India Brace Infotech Private Ltd Full time

Job Title:Live UnderwriterLocation:BangloreWork Mode:HybridNP:Immediate-60 daysInterview:Virtual/F2FJob Overview:The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with establishedpolicies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness.Job Roles and Responsibilities: Review and analyse the mortgage loan application to ensure eligibility, accuracy, completeness, andcompliance with internal and regulatory guidelines to minimize risk factors. Review all required loan data, reports, and inspections to insure the collateral is acceptable to investorand the company. Knowledge of Lending & Underwriting Guidelines | Credit & Income Analysis | Cash Flow Analysis | RiskAssessment | Loan-to-Value Ratios | Debt-to-Income Ratios Review Initial application - Verify loan, property, borrowers’ information with other available documents -Verify borrower's monthly income and expenses - Verify other relevant sections. Review all the documents related to borrower’s Credit, Capacity, Collateral and Capital. Calculate asset required for closing and reserve purpose for the transaction (as per guideline) Responsible for making independent decisions regarding acceptance and risk of loans according toHUD, company, and investor guidelines. Provides final approval underwriting of mortgage loans. Completes all required paperwork and forms in a timely and accurate manner; prepares required forms. Sign off conditions in a timely manner set by management. Work with staff and management to find solutions on escalated loans. May be requested to make recommendations for improving Internal Audit’s policies and practices. Manage loans by using all functions of Encompass. Effectively communicate underwriting decisions with processors and advisors Maintain high level of customer service and communication with other departments. Other duties as assigned.Qualification & Experience Degree or Equivalent Minimum 3 years of experience in conventional/govt end to end underwriting. Well-versed with all 4C’s of Underwriting (Asset, Income, Credit and Collateral)

  • Underwriter

    23 hours ago

    Bengaluru, India Brace Infotech Private Ltd Full time

    Job Description: Underwriter / Senior Underwriter Company: Brace infotech Pvt. Ltd. Work Location: Chennai Interview Time: 11:00 AM – 3:00 PM Venue: Tecci Park, Landmark - Next to Centre Point Hotel Role Overview We are seeking experienced Underwriters and Senior Underwriters proficient in: Live Underwriting is mandatory Live Underwriting. Pre Purchase...

  • Underwriter

    2 days ago

    Bengaluru, India Brace Infotech Private Ltd Full time

    Job Description: Underwriter / Senior Underwriter Company: Brace infotech Pvt. Ltd. Work Location: Chennai Interview Time: 11:00 AM – 3:00 PM Venue: Tecci Park, #173, 4th Floor, Block A, OMR, Sholinganallur, Chennai - 600119 Landmark - Next to Centre Point Hotel Role Overview We are seeking experienced Underwriters and Senior Underwriters proficient in:...

  • Underwriter

    2 days ago

    Bengaluru, India Brace Infotech Private Ltd Full time

    Job Description: Underwriter / Senior Underwriter Company: Brace infotech Pvt. Ltd. Work Location: Chennai Interview Time: 11:00 AM – 3:00 PM Venue: Tecci Park, #173, 4th Floor, Block A, OMR, Sholinganallur, Chennai - Landmark - Next to Centre Point Hotel Role Overview We are seeking experienced Underwriters and Senior Underwriters proficient in: Live...

  • Underwriter

    2 weeks ago

    Bengaluru, India Brace Infotech Private Ltd Full time

    Job Description: Underwriter / Senior UnderwriterCompany: Brace infotech Pvt. Ltd.Work Location: Bangalore, KarnatakaDrive Dates: August 22–23, 2025Interview Time: 11:00 AM – 3:00 PMVenue: 9th Floor, Virgo Building Block B, Bagmane Constellation Business Park, Outer Ring Road, Doddanekundi, Marathahalli, Bengaluru, Karnataka Role OverviewWe are...

  • Underwriter

    2 weeks ago

    Bengaluru, India Brace Infotech Private Ltd Full time

    Job Description: Underwriter / Senior UnderwriterCompany: Brace infotech Pvt. Ltd.Work Location: Bangalore, KarnatakaDrive Dates: August 22–23, 2025Interview Time: 11:00 AM – 3:00 PMVenue: 9th Floor, Virgo Building Block B, Bagmane Constellation Business Park, Outer Ring Road, Doddanekundi, Marathahalli, Bengaluru, Karnataka Role OverviewWe are seeking...

  • Underwriter

    2 weeks ago

    Bengaluru, India Brace Infotech Private Ltd Full time

    Job Description: Underwriter / Senior UnderwriterCompany: Brace infotech Pvt. Ltd.Work Location: Bangalore, KarnatakaDrive Dates: August 22–23, 2025Interview Time: 11:00 AM – 3:00 PMVenue: 9th Floor, Virgo Building Block B, Bagmane Constellation Business Park, Outer Ring Road, Doddanekundi, Marathahalli, Bengaluru, Karnataka Role OverviewWe are seeking...

  • Underwriter

    3 days ago

    Bengaluru, India Brace Infotech Private Ltd Full time

    Job Description: Underwriter / Senior UnderwriterCompany: Brace infotech Pvt. Ltd.Work Location: ChennaiInterview Time: 11:00 AM – 3:00 PMVenue: Tecci Park,Landmark - Next to Centre Point HotelRole OverviewWe are seeking experienced Underwriters and Senior Underwriters proficient in:Live Underwriting is mandatory- Live Underwriting.- Pre Purchase...

  • Underwriter

    11 hours ago

    Bengaluru, India Brace Infotech Private Ltd Full time

    Job Description: Underwriter / Senior UnderwriterCompany: Brace infotech Pvt. Ltd.Work Location: ChennaiInterview Time: 11:00 AM – 3:00 PMVenue: Tecci Park,Landmark - Next to Centre Point HotelRole OverviewWe are seeking experienced Underwriters and Senior Underwriters proficient in:Live Underwriting is mandatory- Live Underwriting.- Pre Purchase...

  • Underwriter

    2 weeks ago

    Bengaluru, India Brace Infotech Private Ltd Full time

    Job Description: Underwriter / Senior UnderwriterCompany: Brace infotech Pvt. Ltd.Work Location: Bangalore, KarnatakaDrive Dates: August 22–23, 2025Interview Time: 11:00 AM – 3:00 PMVenue: 9th Floor, Virgo Building Block B, Bagmane Constellation Business Park, Outer Ring Road, Doddanekundi, Marathahalli, Bengaluru, Karnataka Role OverviewWe are seeking...

  • Underwriter

    2 days ago

    Bengaluru, India Brace Infotech Private Ltd Full time

    Job Description: Underwriter / Senior UnderwriterCompany: Brace infotech Pvt. Ltd.Work Location: ChennaiInterview Time: 11:00 AM – 3:00 PMVenue: Tecci Park,#173, 4th Floor, Block A,OMR, Sholinganallur, Chennai - Landmark - Next to Centre Point HotelRole OverviewWe are seeking experienced Underwriters and Senior Underwriters proficient in:Live Underwriting...