Relationship Manager
1 month ago
Job Purpose:
To understand and offer services and products of the bank to corporate salary customers and ensure that all the processes as laid out by the bank are followed properly without any deviations under the guidance and supervision of the supervisor as per the expectations of the bank and its constituents
Job Responsibilities:
Acquisition
- To generate new corporate relationship (COCO’s)
- To conduct regular activities in corporates /ATM’s for lead generation
- To generate cross sales of various liability/asset products
- Acquiring new customers who meet product criteria
- To increase salary penetration of bank’s share in corporates having multiple banking relationships
- Deepening of the salary relationship - new account acquisition and value build up in existing accounts
- To understand the offer/arrangement made to the Corporate by the bank
- To identify and resolve service issues of the Corporate
- To ensure that all accounts signed up with the corporate gets salary credits
- Servicing all financial needs of the flagged customer
- Ensure each corporate has positive profitability
- Ensure contact with key people at the corporate
- 100% Portfolio Corporates to be visited in person in every 2 months.
- Selling all products to the relationship - core and cross sell
- To maintain call reports and MIS as required
- Ensure that all corporates are migrated on to E-net salary upload system
- Corporate Sales and Influencing Skills
- Excellent skill in Relationship Management
- Banking Product & Process Knowledge
- Planning and Organizing Skills
- Communication
- Knowledge of Competition & Current trends in financial Industry.
- Good knowledge of liability and third party Products like Mutual Fund and Insurance
Requirements
Graduation / Post-Graduation
Certifications:
NISM Certification V-A
IRDA Certification
NCFM Certification (Optional)
CAIIB (Optional)
Internal Certification
GI certification
- Minimum experience in years – 3 yr
- Exposure to related field
Requirements
Graduation / Post-Graduation Certifications: NISM Certification V-A IRDA Certification NCFM Certification (Optional) CAIIB (Optional) Internal Certification GI certification Experience Required: Minimum experience in years – 3 yr Exposure to the related field
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