Cluster Head

13 hours ago


Chandigarh, India Peoplemint Consultants Full time

Job Title: Cluster Head – Business LoansDepartment: Business Banking / MSME LendingLocation: ChandigarhJob Purpose:Drive the growth and profitability of the business loan portfolio within the assigned region by effectively managing sales, customer relationships, and operational excellence. The role focuses on achieving sales targets, building a high-quality loan book, ensuring timely collections, and leading a large sales team to deliver sustainable business growth.Key Duties and Responsibilities:- Lead business development activities to grow the unsecured and secured business loan portfolio.- Develop and implement strategic plans to acquire new customers and retain existing clients.- Provide product expertise on business loans, including CC/OD facilities, and support the team with market insights.- Collaborate cross-functionally with the Credit, Operations, and Collections teams to ensure smooth execution.- Track and analyze team performance through regular reviews, goal setting, and feedback sessions.- Ensure timely and accurate submission of MIS reports – daily, weekly, and monthly.- Monitor portfolio quality, track delinquencies, and drive timely repayments to maintain healthy asset quality.- Regularly travel across the assigned cluster to support business and team requirements.Experience / Skills / Qualifications:- Education: Graduate / Postgraduate in Business, Finance, or related field.- Experience: 7–9 years of banking or NBFC experience with specialization in Unsecured/Secured Business Loans and team management.- Proven track record of achieving sales targets and managing large teams of Area Managers and Relationship Officers (team size of 50+).- Exposure to ticket sizes of ₹25 lakh and above.


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