Sr. Product Manager(Lending\Fintech Exp Mandatory)
4 weeks ago
InCred was founded by Bhupinder Singh in 2016. InCred is credit for Incredible India. We use technology and data-science to make lending quick, simple and hassle-free. We believe traditional ways of lending can exclude those most in need because of outdated, rigid and often inefficient processes. At InCred, we have simplified the lending process with a sharp focus on serving our borrowers’ unique needs and circumstances – offering our customers a truly superior borrowing experience.
Since its founding InCred has raised over Rs 2,000 Cr till date in funding from marquee investors such as Dutch development finance institution FMO, US-based asset manager Moore Capital, India, and Latin America-focused PE fund Elevar, and Alpha Capital, and lent more than Rs 31,500 Crores (nearly $4 Billion) in loans to individual borrowers, institutions, small and medium businesses till date.
Our interest earning portfolio (“AUM”) for FY 24 was Rs 9,000 Cr and Profits Before Tax (“PBT”) was Rs 423 Cr . We are now rated AA- and our risk performance in terms of NPAs is now considered best amongst peers. For more information, see this LinkedIn post
InCred’s vision:
To create a trustworthy, transparent, and highest integrity financial institution that positively advances the socio-economic well-being of lower middle class to middle-class Indian households while protecting the interests of all stakeholders
Role:
As part of this vision, InCred’s objective is to establish and significantly grow its secured loan against property and supply chain financing products portfolio - distributed via Direct Sales Agents, our own feet on street sales force and via ‘anchor’ partners in the case of supply chain finance.
As we go on a hiring spree (with over 1000+ ‘feet on street’ sales to be hired in the next 12 months), we are looking to do two things:
Loan Against Property
Completely revamp our workflows and build for ‘Bharat’ with all its unique challenges (flaky internet, multitude of mobile phones, and digitally challenged customers AND sales force.
Benchmark to street and make our product best in class in terms of customer convenience and easy for our feet on street sales and DSAs to sell
Protect our IP and customer data and build from the ground up with sensitive data protected and available only on a “need to know” basis
Our aim is to 10X our LAP portfolio (currently tiny at sub Rs 200 Cr ) in the next 18-24 months.
Anchor based Supply Chain Financing
Be customer obsessed, benchmark our 1st workflow (which launches in May’24) to the market and build world class workflow that makes us the ‘rational’ choice in a highly competitive market and to scale this product based on continuous improvement and market feedback
Our aim is to ensure this product stays relevant in size and grows 50%+ CAGR to stay at 7-10% of our overall portfolio size.
The perfect candidate i.e. our Sr. Product Manager (grade VP/AVP) would:
Establish InCred as a major player and brand in the secured Loan Against Property product space
Optimise and drive continuous improvement on our Anchor backed Supply Chain Finance product workflows to make us best in class in the market and unlock growth levers to ensure we grow 50%+ YOY
Manage our already world class “Partnerships” business where we play the role of the balance sheet partner for a range of FinTechs. All interactions with FinTechs are via deep integration to our API suite from sourcing, to underwriting to disbursals and reconciliation.
Coach and develop a group of APMs and PMs across the above 3 product lines
Key responsibilities:
Vision and alignment
The Product Leader will help craft, flesh out, and drive the long-term strategy, roadmap and operating plans towards making InCred achieve its goals as outlined above.
Build a strong market value proposition and evangelise the roadmap and operating plan within the company to iteratively drive strong alignment within diverse stakeholder groups.
Working backwards
He/She will be responsible for understanding and researching customer pain points, their expectations and existing gaps in the industry to come up with a stream of improvements and new product features, partner with department heads and key stakeholders for aligning on UX improvements, underwriting innovations, sales experiments and more to learn what works and doesn’t as well as to double down on the winning experiments/strategy to scale the product(s).
Execution excellence
He/She will be responsible for prioritisation of items on the roadmap and pre-aligned operating plans - tracking delivery of agreed to deliverables from a product and engineering perspective.
This individual will raise the bar in his/her team for upfront product discipline (knowing the why and the what, tight vertical/MVP slicing of scope to deliver value fast) as well as for backend product discipline (product demos, documentation, ZERO bugs, NFR requirements)
Go-To market strategy and execution
He/She will be expected to work closely with internal stakeholders to align on go to market strategies and then drive relentless execution against our aligned strategy.
Leadership and development
He/She will be responsible for building, grooming and mentoring a high performance team of Product Managers and Associate Product Managers
Reporting
The Product leader will be reporting to the Chief Product and Technology Officer
The ideal candidate will have:
BTech/BE. MBA from a top business school strongly preferred
Total 8+ years experience with at least 6 years in product management and 2+ years in lending or Fintech industry
Experience in leading and mentoring product managers
Experience in building a secured financial services product would be a huge plus
Fintech lending experience, especially in an Indian context
Fantastic communication skills
Comfort with ambiguity and fast paced environment
Clearly demonstrable impact in past roles
Intellectual curiosity/agility
Grit / Resilience - someone who doesn’t easily give up
A great attitude
-
bangalore, India InCred Financial Services Full timeAbout InCred InCred was founded by Bhupinder Singh in 2016. InCred is credit for Incredible India. We use technology and data-science to make lending quick, simple and hassle-free. We believe traditional ways of lending can exclude those most in need because of outdated, rigid and often inefficient processes. At InCred, we have simplified the lending...
-
bangalore, India InCred Financial Services Full timeAbout InCred InCred was founded by Bhupinder Singh in 2016. InCred is credit for Incredible India. We use technology and data-science to make lending quick, simple and hassle-free. We believe traditional ways of lending can exclude those most in need because of outdated, rigid and often inefficient processes. At InCred, we have simplified the lending...
-
bangalore, India InCred Financial Services Full timeAbout InCredInCred was founded by Bhupinder Singh in 2016. InCred is credit for Incredible India. We use technology and data-science to make lending quick, simple and hassle-free. We believe traditional ways of lending can exclude those most in need because of outdated, rigid and often inefficient processes. At InCred, we have simplified the lending process...
-
bangalore, India InCred Financial Services Full timeAbout InCredInCred was founded by Bhupinder Singh in 2016. InCred is credit for Incredible India. We use technology and data-science to make lending quick, simple and hassle-free. We believe traditional ways of lending can exclude those most in need because of outdated, rigid and often inefficient processes. At InCred, we have simplified the lending process...
-
bangalore, India InCred Financial Services Full timeAbout InCred InCred was founded by Bhupinder Singh in 2016. InCred is credit for Incredible India. We use technology and data-science to make lending quick, simple and hassle-free. We believe traditional ways of lending can exclude those most in need because of outdated, rigid and often inefficient processes. At InCred, we have simplified the lending...
-
bangalore, India InCred Financial Services Full timeAbout InCred InCred was founded by Bhupinder Singh in 2016. InCred is credit for Incredible India. We use technology and data-science to make lending quick, simple and hassle-free. We believe traditional ways of lending can exclude those most in need because of outdated, rigid and often inefficient processes. At InCred, we have simplified the lending...
-
bangalore, India InCred Financial Services Full timeAbout InCred InCred was founded by Bhupinder Singh in 2016. InCred is credit for Incredible India. We use technology and data-science to make lending quick, simple and hassle-free. We believe traditional ways of lending can exclude those most in need because of outdated, rigid and often inefficient processes. At InCred, we have simplified the lending...
-
Product Manager
4 weeks ago
bangalore, India InCred Financial Services Full timeAbout InCredInCred was founded by Bhupinder Singh in 2016. InCred is credit for Incredible India. We use technology and data-science to make lending quick, simple and hassle-free. We believe traditional ways of lending can exclude those most in need because of outdated, rigid and often inefficient processes. At InCred, we have simplified the lending process...
-
Product Manager
4 weeks ago
bangalore, India InCred Financial Services Full timeAbout InCred InCred was founded by Bhupinder Singh in 2016. InCred is credit for Incredible India. We use technology and data-science to make lending quick, simple and hassle-free. We believe traditional ways of lending can exclude those most in need because of outdated, rigid and often inefficient processes. At InCred, we have simplified the lending...
-
Sales Head
1 month ago
bangalore, India Michael Page Full timeDrive strategic initiatives within the team. Leadership and high visibility role Work directly with the founders About Our Client Our client is a leading FinTech Unicorn, backed by marquee investors. Job Description Develop and implement sales strategies to achieve lending targets and drive revenue growth. Lead and manage a...
-
VP - Lending Business and Operations | Top FinTech
2 months ago
bangalore, India Michael Page Full timeDrive strategic initiatives within the team. Leadership and high visibility role Work directly with the founding team. About Our Client Our client is a leading and profitable FinTech & Financial Services organisation, with offerings across Unsecured Credit, Mortgages, Savings, and Insurance products. Job Description Lead the entire...
-
bangalore, India Michael Page Full timeDrive strategic initiatives within the team. Leadership and high visibility role Work directly with the founding team. About Our Client Our client is a leading and profitable FinTech & Financial Services organisation, with offerings across Unsecured Credit, Mortgages, Savings, and Insurance products. Job Description Lead the entire...
-
Senior Product Manager
4 weeks ago
bangalore, India Klub Full timeCompanyOverview: Klub()is a premier Fintech company committed to revolutionisingdebtfinancing for brands. We also provide embedded financinginfrastructure to meet the financial needs of merchants providingflexible financing solutions We take pride in our culture ofinnovation leveraging cuttingedge technology to deliver exceptionalsolutions to our valued...
-
Produt Manager- MSME Lending Product
2 months ago
bangalore, India KreditBee Full timeRole: End-to-end ownership of MSME Lending Product Responsibilities: Work closely with key stakeholders to define and develop detailed product and business requirements. Complete ownership of requirement analysis, specification to usage analytics and optimization. Perform User Acceptance Testing and ensure requirements are understood and implemented in...
-
Produt Manager- MSME Lending Product
3 weeks ago
bangalore, India KreditBee Full timeRole: End-to-end ownership of MSME Lending Product Responsibilities: Work closely with key stakeholders to define and develop detailed product and business requirements. Complete ownership of requirement analysis, specification to usage analytics and optimization. Perform User Acceptance Testing and ensure requirements are understood and implemented in...
-
bangalore, India Amazon Pay (India) Private Limited Full timeCredit and Lending Org at Amazon Pay serves millions of happy customers through its credit programs. Amazon Pay Later is one of top BNPL programs in India, and team is now building Personal Loans offering.We are looking for a focused and data-driven Sr. Product Marketing Manager to support the growth and scale of our Credit and Lending programs. This leader...
-
Incred - Sr Product Manager/AVP Product
1 week ago
bangalore, India Nexthire Full timeRole: Senior Product Manager (Lending)Exp: 8+yearsLocation: Bangalore (WFO)Educational Qualification: Bachelors from IIT or MBA from IIMs only As a member of the Product team, you will have the following responsibilities:Key Responsibilities: Vision and alignment - The Product Leader will help craft, flesh out, and drive the long-term...
-
Senior Engineering Manager
3 days ago
bangalore, India m2p fintech Full timeSenior Engineering Manager - Product Engineering Chennai / 12+ yearsM2P Fintech is looking for a talented and experienced Senior Engineering Manager to drive new initiatives from scratch across cross functional teams and to rollout business transformational programs. In this role, you will build and grow a new team of SDEs with the help of Leads. You and...
-
Sr. Business Development Manager
3 weeks ago
bangalore, India CARD91 Full timeAbout CARD91CARD91 is a leading Issuance Platform-as-a-Service provider, revolutionizing payment infrastructure for banks, corporations, and fintech companies. Our platform supports the issuance of various payment instruments, including PPI, debit, credit, multi-currency cards, and UPI, enhancing transaction visibility, control, and decision-making speed for...
-
B2B Sales Manager with a FinTech Company
1 day ago
bangalore, India The Premier Consultants ( Recruitment Company ) Full timeWe have an opening for B2B Sales Manager with a Fintech Company.Location: BangaloreColleges: Tier 1 reputed collegesB2B Experience preferred in selling banking productsRoles and Responsibilities: Actively approach targeted business clients (telephone, email, social networks, events, etc.) Search for new client leads. Arrange Product Demos...
