Senior Credit Analyst

2 weeks ago


Kolkata, West Bengal, India A One Advisory Full time

About A One Advisory:

A One Advisory is a leading finance consulting firm specializing in credit rating advisory and financial consultancy. Established by first-generation entrepreneurs with over 30 years of experience in the finance industry, the firm has successfully executed over 2,000 assignments.

Role Overview:

We are seeking a seasoned Senior Credit Analyst to lead our credit analysis team. This role involves overseeing financial assessments, guiding analytical processes and ensuring comprehensive credit evaluations for our clients.

Key Responsibilities:

  • Team Leadership: Manage and mentor a team of associate credit analysts, fostering a collaborative and high-performance environment.
  • Financial Analysis: Conduct in-depth analysis of balance sheets, profit and loss statements, cash flow statements and notes to accounts to assess financial health.
  • Ratio Analysis: Evaluate key financial ratios, including liquidity, solvency and profitability to determine company strength and creditworthiness.
  • Client Engagement: Engage with company promoters to gain insights into business operations and performance relative to industry benchmarks.
  • Report Preparation: Guide the analytical team in preparing detailed rating notes, ensuring accuracy and compliance with industry standards.
  • Rating Process Management: Oversee end-to-end interactions with rating agencies, ensuring timely and accurate completion of the rating process.

Qualifications:

  • CA, CFA, CMA or MBA (Finance).
  • Good communication, analytical & problem solving skills.
  • 3-5 years in credit analysis, with at least 1 year in a leadership role managing a team.

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