Collection Lead –MSME Loan

3 weeks ago

Bengaluru, India Muthoot Fincorp Ltd. Full time

What is Muthoot FinCorp ONE?

Muthoot FinCorp ONE, is a fintech startup, building a financial ecosystem where customers can access relevant and reliable digital services across an expansive range of digital financial products in segments like Lending, Saving & Investment, Protection, and Remittance. Our products are designed to ensure a simple, reliable, and responsive financial environment for our customers. Envisioned to be the most trusted financial service provider, our app has an easy-to-use interface aimed to enhance user experience and comfortable navigation.

Our promoter, Muthoot FinCorp Ltd., is one of the most reputed names in the Fintech industry and has the customers' trust in diverse segments like Financial Services, Automotive, Hospitality, Alternate Energy, Real Estate, and Precious Metals. In our quest to build teams across diversified domains, we recently acquired Paymatrix, an award-winning start-up founded in 2016. It has helped us venture into rent, rent-related, and other vendor payments using credit cards. Currently, we are working on transforming Paymatrix into a Virtual POS platform. Muthoot FinCorp ONE believes in an ownership-driven startup culture, where cumulative success is paramount, and each team member is valued and nurtured.


Job Description


As a Collection Lead, you will strategize and manage the collections process for MSME loans disbursed through Anchor Partners. Your primary focus will be on ensuring timely and effective repayment from borrowers, minimizing delinquencies, and preserving portfolio quality while maintaining positive customer and Anchor relationships.


Key Responsibilities:

  • Develop and implement effective collection strategies tailored to the MSME loan products.
  • Monitor and analyze collection performance to identify trends and areas for improvement.
  • Oversee the entire loan portfolio, ensuring timely collection of dues and reducing delinquency rates.
  • Identify high-risk accounts and develop action plans to mitigate potential losses.
  • Engage with MSME clients to negotiate repayment plans and settlements.
  • Maintain positive relationships with borrowers to ensure ongoing cooperation.
  • Address and resolve customer complaints and disputes effectively.
  • Ensure all collection activities comply with relevant laws, regulations, and internal policies.
  • Prepare regular reports on collection activities, performance metrics, and recovery rates for senior management.
  • Maintain accurate and up-to-date records of all collection efforts and outcomes.
  • Conduct regular risk assessments and develop strategies to manage and mitigate risks associated with loan collections.
  • Work closely with the risk management and credit teams to enhance the overall credit risk framework.
  • Analyze financial statements and other relevant documents of MSME clients to understand their repayment capacity.
  • Use financial data to inform collection strategies and negotiation approaches.


Qualifications:

Graduation in finance/commerce

  • Collection Lead –MSME Loan

    1 week ago

    Bengaluru, Karnataka, India Muthoot Fincorp Ltd. Full time

    What is Muthoot FinCorp ONE?Muthoot FinCorp ONE, is a fintech startup, building a financial ecosystem where customers can access relevant and reliable digital services across an expansive range of digital financial products in segments like Lending, Saving & Investment, Protection, and Remittance. Our products are designed to ensure a simple, reliable, and...

  • Collection Lead –MSME Loan

    4 weeks ago

    Bengaluru, India Muthoot Fincorp Ltd. Full time

    What is Muthoot FinCorp ONE?Muthoot FinCorp ONE, is a fintech startup, building a financial ecosystem where customers can access relevant and reliable digital services across an expansive range of digital financial products in segments like Lending, Saving & Investment, Protection, and Remittance. Our products are designed to ensure a simple, reliable, and...

  • Collection Lead –MSME Loan

    3 weeks ago

    Bengaluru, India Muthoot Fincorp Ltd. Full time

    What is Muthoot FinCorp ONE? Muthoot FinCorp ONE, is a fintech startup, building a financial ecosystem where customers can access relevant and reliable digital services across an expansive range of digital financial products in segments like Lending, Saving & Investment, Protection, and Remittance. Our products are designed to ensure a simple, reliable, and...

  • (Urgent) Collection Lead –MSME Loan

    3 days ago

    Bengaluru, India Muthoot Fincorp Ltd. Full time

    What is Muthoot FinCorp ONE?Muthoot FinCorp ONE, is a fintech startup, building a financial ecosystem where customers can access relevant and reliable digital services across an expansive range of digital financial products in segments like Lending, Saving & Investment, Protection, and Remittance. Our products are designed to ensure a simple, reliable, and...

  • Director - Unsecured MSME Loans | Top FinTech

    1 week ago

    Bengaluru, Karnataka, India Michael Page Full time

    Drive strategic initiatives within the team. Leadership and high visibility role Possible opportunity for long term wealth creation. About Our Client Our client is a leading and profitable FinTech & Financial Services organisation, with offerings across Unsecured Credit, Mortgages, Savings, and Insurance products. Job Description Lead the...

  • Specialist -Credit Monitoring(MSME)

    1 week ago

    Bengaluru, Karnataka, India Ujjivan Small Finance Bank Full time

    ROLE PURPOSE & OBJECTIVEThe incumbent shall be primarily responsible in assisting Manager -Policy (Credit MSME) for formation and review of credit policy for new and existing products. He/ She shall also be responsible for providing support to MSME Credit for growing quality business with actionable insights based on analysis of MSME portfolio, market forces...

  • Business Loan

    2 months ago

    Bengaluru, India Channelplay Ltd Full time

    Hiring TataNexarc Mitr & Channel office for Business Loans at Tatanexarc* Roles & Responsibilities Position 4 : Business Development Executive Need to work on cold callings and generate leads & fix appointments Leads will be provided. But, self-sourcing is important. 80% FOS role *Visit Industries/Small scale industries/Agency/SME/MSME generate leads to...

  • Business Loan

    3 days ago

    Bengaluru, India Channelplay Ltd Full time

    Hiring TataNexarc Mitr & Channel office for Business Loans at Tatanexarc* Roles & Responsibilities Position 4 : Business Development Executive Need to work on cold callings and generate leads & fix appointments Leads will be provided. But, self-sourcing is important. 80% FOS role *Visit Industries/Small scale industries/Agency/SME/MSME generate leads to...

  • Specialist -Credit Monitoring(MSME)

    3 weeks ago

    Bengaluru, India Ujjivan Small Finance Bank Full time

    ROLE PURPOSE & OBJECTIVEThe incumbent shall be primarily responsible in assisting Manager -Policy (Credit MSME) for formation and review of credit policy for new and existing products. He/ She shall also be responsible for providing support to MSME Credit for growing quality business with actionable insights based on analysis of MSME portfolio, market forces...

  • Specialist -Credit Monitoring(MSME)

    1 month ago

    Bengaluru, India Ujjivan Small Finance Bank Full time

    ROLE PURPOSE & OBJECTIVEThe incumbent shall be primarily responsible in assisting Manager -Policy (Credit MSME) for formation and review of credit policy for new and existing products. He/ She shall also be responsible for providing support to MSME Credit for growing quality business with actionable insights based on analysis of MSME portfolio, market forces...

  • Business Loan Feild Work

    2 months ago

    Bengaluru, India Channelplay Full time

    Individual role Graduate in any stream - Commerce Preferred 2 years of Sales experience in Loans - Business Loan, Personal Loans, Loan against property Leads will be provided. But, self-sourcing is important. 80% FOS role Channel ( DSA) management experience added advantage. Good written and verbal communication. Well groomed Immediate joiners preferred....

  • Business Loan Feild Work

    3 days ago

    Bengaluru, India Channelplay Full time

    Individual role Graduate in any stream - Commerce Preferred 2 years of Sales experience in Loans - Business Loan, Personal Loans, Loan against property Leads will be provided. But, self-sourcing is important. 80% FOS role Channel ( DSA) management experience added advantage. Good written and verbal communication. Well groomed Immediate joiners preferred....

  • Area Business Manager || Loan Against Property || Leading NBFC || Bengaluru

    4 weeks ago

    Bengaluru, India Leading NBFC Full time

    Job Title: Area Business Manager Department/Group: SME/MSME Location : BengaluruReportees: YesCTC - Up to 15 LPA + VariableRole and Responsibilities • Customer Acquisition Mindset• Experienced in on-boarding quality MSME's, in order to assist them with their loan requirements.• Ability to generate and forward upselling and cross-selling opportunities...

  • Area Business Manager || Loan Against Property || Leading NBFC || Bengaluru

    4 weeks ago

    Bengaluru, India Leading NBFC Full time

    Job Title: Area Business Manager Department/Group: SME/MSME Location : BengaluruReportees: YesCTC - Up to 15 LPA + VariableRole and Responsibilities • Customer Acquisition Mindset• Experienced in on-boarding quality MSME's, in order to assist them with their loan requirements.• Ability to generate and forward upselling and cross-selling opportunities...

  • Credit Underwriter

    2 months ago

    Bengaluru, India PayU Full time

    **About PayU** PayU, a leading payment and Fintech company in 50+ high-growth markets throughout Asia, Central and Eastern Europe, Latin America, the Middle East and Africa, part of Prosus group, one of the largest technology investors in the world is redefining the way people buy and sell online for our 300.000+ merchants and millions of consumers. As a...

  • Credit Underwriter

    3 days ago

    Bengaluru, India PayU Full time

    **About PayU** PayU, a leading payment and Fintech company in 50+ high-growth markets throughout Asia, Central and Eastern Europe, Latin America, the Middle East and Africa, part of Prosus group, one of the largest technology investors in the world is redefining the way people buy and sell online for our 300.000+ merchants and millions of consumers. As a...

  • Ujjivan Small Finance Bank

    3 weeks ago

    Bengaluru, India Ujjivan Small Finance Bank Limited Full time

    ROLE PURPOSE & OBJECTIVE.- The incumbent shall be primarily responsible in assisting Manager -Policy (Credit MSME) for formation and review of credit policy for new and existing products.- He/ She shall also be responsible for providing support to MSME Credit for growing quality business with actionable insights based on analysis of MSME portfolio, market...

  • Ujjivan Small Finance Bank

    1 month ago

    Bengaluru, India Ujjivan Small Finance Bank Limited Full time

    ROLE PURPOSE & OBJECTIVE.- The incumbent shall be primarily responsible in assisting Manager -Policy (Credit MSME) for formation and review of credit policy for new and existing products.- He/ She shall also be responsible for providing support to MSME Credit for growing quality business with actionable insights based on analysis of MSME portfolio, market...

  • Loan Collection Executive

    1 week ago

    Bengaluru, Karnataka, India Career Job Solution Full time

    Apply for Loan Collection Executive, Career Job Solution in Bengaluru/ Bangalore ,Delhi/ NCR ,Kolkata ,Noida/ Greater Noida ,Lucknow for 1 - 6 Year of Experience on

  • Loan Collection Executive

    2 weeks ago

    Bengaluru, Karnataka, India Career Job Solution Full time

    Apply for Loan Collection Executive, Career Job Solution in Bengaluru/ Bangalore ,Delhi/ NCR ,Kolkata ,Noida/ Greater Noida ,Lucknow for 1 - 6 Year of Experience on