Credit Analyst

3 weeks ago


Noida, Uttar Pradesh, India CredAble Full time

Location: Bangalore/Mumbai/Delhi NCR

Role: Credit Analyst/ARM

Calling all those who dare to dream BIG—if solving working capital challenges and building tech-enabled solutions, gives you a high like no other than this is the closest you will ever get to it

CredAble is for the curious, the determined, and the problem solvers. We're making a difference in the world of working capital financing and solving real-world business problems. The best part? We're having fun while we're at it.

Role & responsibilities

To assist RMs in the end-to-end process including credit underwriting, monitoring, documentation, sanctioning, meeting the desired portfolio and TAT standards.

Position Responsibilities:

  • Assist RM/SRM to grow revenues, build asset book and expansion of client base. Support in coverage of startups.
  • Conducting detailed research on the financial history of businesses and individuals to determine client's creditworthiness.
  • Appraising prospective clients and preparation of CAN (Credit Appraisal Note) along with financial sheet as per the prescribed format
  • Monitor client's compliance with credit terms on an ongoing basis; identify and advise early warning signals. Conduct periodic evaluation to ensure quality of accounts/portfolio.
  • Appraising industries and lending eco-systems and help in creating innovative lending products
  • Updating the management team on key developments in the lending space.
  • Regular interaction with internal stakeholders (RM/Ops etc.) to be well informed of the activities related to clients.
  • Drawing conclusions from available data (both quantitative and qualitative) regarding the creditworthiness the client.

Preferred candidate profile

  • 2-5 years of experience in a similar role of ARM/Credit underwriting
  • Exposure in working capital/supply chain finance lending product
  • Relevant experience in Banking/NBFC industry
  • Ability to crunch data, analyze and present findings from financial statements & data set
  • Good working knowledge of Excel and Power point along with ability to present it to senior stakeholders
  • Ability to manage multiple priorities

Education: CA qualified/ MBA in Finance


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