Senior Financial Analyst

1 day ago

Noida, Uttar Pradesh, India beBeeCreditRiskAssessment Full time ₹ 15,00,000 - ₹ 25,00,000
Job Title">

Overview of Job Role

The role involves assessing financial information, monitoring creditworthiness, and mitigating risk while supporting business growth. It includes reviewing loan/credit applications, analyzing financial statements, credit history, and repayment capacity.

Our company is driven by the excitement of new possibilities and is committed to bringing innovative products, ideas, and technologies to help people make the most of every day. The ideal candidate will have a bachelor's degree in Finance, Accounting, Economics, or a related field, with 2-5 years of experience in credit underwriting, credit analysis, or related roles in financial services.

Key Responsibilities

  • Perform thorough credit appraisal: Review and assess loan/credit applications, including analysis of financial statements, credit history, and repayment capacity.
  • Identify potential credit risks: Assess and mitigate risks, ensuring compliance with risk management guidelines.
  • Process timely and accurate approvals: Ensure timely and accurate processing of credit approvals in line with company policies and regulatory requirements.
  • Monitor loan accounts: Track repayments and flag early warning signals for delinquency.
  • Prepare reports: Prepare regular reports on credit portfolio performance, risk exposure, and NPA (Non-Performing Assets) trends.

Qualifications & Skills:

  • Bachelor's degree in Finance, Accounting, Economics, or related field (Master's preferred).
  • 2–5 years of experience in credit underwriting, credit analysis, or related roles in financial services.
  • Strong knowledge of credit risk assessment, financial ratios, and lending practices.
  • Familiarity with regulatory guidelines (RBI, NBFC, Banking norms).
  • Proficiency in MS Excel and financial analysis tools.
  • Attention to detail, analytical thinking, and decision-making ability.
  • Good communication and stakeholder management skills.

Required Attributes

  • Excellent analytical and problem-solving skills.
  • Strong organizational and time-management skills.
  • Ability to work independently and as part of a team.
  • Highly effective communication and interpersonal skills.
  • Results-driven and goal-oriented individual.

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