Ujjiva Small Finance Bank

6 days ago

Bengaluru, India Ujjivan Small Finance Bank Limited Full time

Role Purpose & Objective:

- Support the development and periodic refinement of the banks medium- to long-term asset strategy, ensuring alignment with the organizational vision and regulatory requirements.

- Translate strategic objectives into actionable business plans and measurable outcomes for asset growth.

- Identify, plan, and support execution of strategic initiatives that drive sustainable loan growth, portfolio diversification, and risk-adjusted profitability.

- Monitor and report on key performance indicators (KPIs) to measure the success of asset strategy initiatives.

- Support the annual strategic planning exercise across asset portfolios and facilitate quarterly strategy reviews.

- Conduct market research, competitive analysis, and industry benchmarking to identify growth opportunities and potential risks.

- Drive digital and technology-led initiatives to optimize lending processes, reduce turnaround time, and enhance portfolio quality.

- Ensure the banks asset strategy aligns with RBI regulations, internal risk frameworks, and organizational Responsibilities:


- Develop and execute strategies to drive growth across retail, MSME, and other lending portfolios.

- Collaborate with product, risk, analytics, and branch teams to design innovative lending products and schemes.

- Monitor asset portfolio performance, including disbursement trends, NPA levels, yield optimization, and profitability, and implement corrective measures.

- Prepare business cases, reports, and presentations for senior management on strategic asset initiatives.

- Lead projects focused on process optimization, digital lending, and operational efficiency.

- Conduct market intelligence and competitor analysis to inform product design and pricing strategies.

- Support regulatory compliance, risk mitigation, and credit policy alignment across portfolios.

- Mentor and guide junior team members on asset strategy, analysis, and Required: Minimum 8-12 years of progressive experience in banking, financial services, or strategic MBA / CA / CFA (mandatory)


(ref:iimjobs.com)

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