Pay10 - Head - Compliance & Money Laundering Reporting Officer

3 weeks ago

New Delhi, India Pay10 Full time

Head - Compliance & Money Laundering Reporting Officer (MLRO) - Regulatory Compliance (RBI & Other Authorities).- Develop, implement, and maintain compliance programs in line with RBI regulations for PA, cross-border PA, and PPI license holders.- Act as the primary point of contact with RBI and FIU-IND for compliance, AML/CFT reporting, and regulatory inspections.- Monitor and interpret regulatory developments; advise management and business units on compliance obligations.- Ensure timely submission of regulatory returns, reports, and notifications to RBI and other authorities.- Oversee compliance with Payment and Settlement Systems Act, Prevention of Money Laundering Act (PMLA), FEMA, and other relevant statutes.- AML/CFT Framework.- Serve as the designated Money Laundering Reporting Officer (MLRO) for Pay10 India.- Establish and oversee AML/CFT policies, procedures, and systems, including risk-based KYC, CDD, EDD, and transaction monitoring.- Ensure timely reporting of STRs (Suspicious Transaction Reports) and CTRs (Cash Transaction Reports) to FIU-IND.- Conduct AML/CFT risk assessments and ensure controls are effective across business lines.- Maintain and update sanctions screening processes (OFAC, UN, EU, domestic lists) for all customers and transactions.- Governance & Oversight - Design and implement the compliance governance structure, including board-level reporting and risk committee presentations.- Ensure compliance training programs for employees and agents are designed, rolled out, and tracked.- Regularly review policies on data protection, consumer protection, outsourcing, grievance redressal, and fraud risk management as per RBI mandates.- Lead compliance audits, reviews, and gap assessments, ensuring remediation of findings.- Oversee vendor/partner due diligence from a compliance perspective, especially for cross-border arrangements.- Strategic Business Partnership.Partner with business, operations, technology, and product teams to embed compliance and AML/CFT controls in processes.- Support cross-border product launches and PPI innovations with compliance guidance.- Anticipate regulatory expectations and proactively build systems that are regulator-ready. Qualifications & Experience:- Minimum 10-15 years of experience in compliance, risk, or legal roles within banking, fintech, payments, or NBFCs.- Strong knowledge of RBI regulations applicable to Payment Aggregators, PPIs, and Cross-Border Payment arrangements.- Must have prior experience as an MLRO or senior AML officer, with deep familiarity with PMLA, FIU-IND guidelines, and AML/CFT frameworks.- Proven ability to engage with RBI, FIU, and other regulators effectively.- Law, Finance, or Compliance degree (LLB, CA, CS, MBA, or equivalent).- CAMS/ICA certification preferred. Key Skills:.- Deep expertise in AML/CFT frameworks and regulatory compliance.- Strong leadership and ability to build a compliance-first culture.- Excellent stakeholder management and communication skills.- High integrity, sound judgment, and the ability to balance compliance with business needs.- Analytical mindset with attention to detail. (ref:iimjobs.com)

  • Pay10 - Manager - Public Relations

    1 week ago

    New Delhi, India Pay10 Full time

    PR, Brand and Communications Lead.Experience: 8-12 years.Function: Corporate Communications / Brand / Public Relations / Reputation Management.Industry: Fintech / Payments / Cross-border BFSI/ PR agencies.Location: Delhi (Full time, WFO).About Pay10:Pay10 is a fintech company building the future of payments by making alternate payment channels and open...

  • Pay10 - Assistant Vice President - Public Relations/Brand & Communications

    1 day ago

    New Delhi, India Pay10 Full time

    Role: AVP - PR, Brand and Communications Lead. Experience: 8-12 years. Function: Corporate Communications / Brand / Public Relations / Reputation Management Industry: Fintech / Payments / Cross-border BFSI/ PR agencies. Pay10 is a fintech company building the future of payments by making alternate payment channels and open finance a global reality. Regulated...

  • Pay10 - Head - Information Security

    1 week ago

    New Delhi, India Pay10 Full time

    Key Responsibilities : Strategic Leadership- Develop and implement the enterprise-wide information security strategy, policies, and frameworks.- Provide thought leadership on emerging cyber risks, threats, and technologies.- Establish an enterprise security architecture aligned with business objectives.- Represent information security at executive leadership...

  • Anti-Money Laundering Specialist

    2 weeks ago

    New Delhi, India GenesisCipher Labs Full time

    Company DescriptionGenesisCipher Labs is a burgeoning FinTech infrastructure startup focused on creating secure blockchain protocols. The company specializes in developing stablecoins, oracles, and payment systems to ensure financial transparency, decentralization, and accessibility. By leveraging advanced blockchain technology, GenesisCipher Labs aims to...

  • Anti-Money Laundering Specialist

    3 weeks ago

    New Delhi, India Generali Central Life Insurance Full time

    Job location: Mumbai (Vikhroli)Job SummaryAML-CFT compliance management:Overall management of compliance with AML-CFT Policy, Sanctions Policy of IRDAI & Generali group Alert/Red flag indicator review:Ability to define rule engines for generation of alerts, review, including investigation as appropriate for detecting money laundering tendencies Reporting of...

  • Anti-Money Laundering Specialist

    2 weeks ago

    Delhi, India GenesisCipher Labs Full time

    Company DescriptionGenesisCipher Labs is a burgeoning FinTech infrastructure startup focused on creating secure blockchain protocols. The company specializes in developing stablecoins, oracles, and payment systems to ensure financial transparency, decentralization, and accessibility. By leveraging advanced blockchain technology, GenesisCipher Labs aims to...

  • Pay10 - Head - Prepaid Product Operations

    3 weeks ago

    New Delhi, India Pay10 Full time

    Key Roles and Responsibilities of the Head of Operations - PPI. Prepaid Product Operations:- Oversee end-to-end lifecycle of prepaid instruments (issuance, usage, expiry, recharge).- Manage operational workflows for open-loop, semi-closed, and closed-loop payment instruments.- Coordinate with product teams to implement new features of PPI...

  • Anti-money laundering specialist

    2 weeks ago

    Delhi, India GenesisCipher Labs Full time

    Company DescriptionGenesis Cipher Labs is a burgeoning Fin Tech infrastructure startup focused on creating secure blockchain protocols. The company specializes in developing stablecoins, oracles, and payment systems to ensure financial transparency, decentralization, and accessibility. By leveraging advanced blockchain technology, Genesis Cipher Labs aims to...

  • Anti-Money Laundering Specialist

    4 weeks ago

    New Delhi, India Generali Central Life Insurance Full time

    Job location: Mumbai (Vikhroli)Job Summary- AML-CFT compliance management: Overall management of compliance with AML-CFT Policy, Sanctions Policy of IRDAI & Generali group - Alert/Red flag indicator review: Ability to define rule engines for generation of alerts, review, including investigation as appropriate for detecting money laundering tendencies -...

  • Anti-Money Laundering Analyst

    3 weeks ago

    New Delhi, India AML RightSource Full time

    An Associate Analyst I works with our clients (banks and non-bank institutions) to provide review and analysis in order to help them fight financial crime and mitigate financial crime risks. The purpose of this role is to detect and investigate unusual financial activity by performing detailed monitoring of moderate to complex account activity and ensure...