Product Head

1 month ago

Mumbai, India BFSI Full time

Fintech Company looking for Head of Product based out of Mumbai.

Key highlights of the role are listed below (purely indicative and not limiting):

- The role will be responsible for creating a product proposition, contribute in business plan and go to market strategy and roll-out of the product. As the head of product, the role will be responsible for growth, profitability, retention and asset quality of the Credit Card product.

- As a part of the Leadership team, participate in the key decision-making processes such as Business strategy, product offering, risk and financial planning and ensure achievement of the Business KPIs.

- Managing and coordinating with all stakeholders including Sales, Marketing, Operations, Customer Service, Finance, IT, Risk and Collections.

- Set up and lead sub-functions like market segmentation, portfolio management and product development within the team.

- Own the product roadmap for team, and should be responsible for setting priorities, backed up by data and customer feedback

- Manage the end-to-end delivery cycle of product features, including roll-out to customers and across the internal team

- Will be responsible for maintaining the ideal product portfolio aimed at the identified target customer segments including introduction of new products and retiring of unprofitable products.

- Identify and define the key metrics and indicators for tracking the performance of Credit Card business, work with the leadership for setting the targets for the cards portfolio and drive the initiatives / campaigns to achieve the same.

- Work with the technology team in ensuring the availability of technology and capability to support the expansion in Credit Card portfolio and features offered in a rapidly evolving business environment.

- Work with Marketing team in designing and driving advertising and promotional campaigns focused towards increasing visibility of product and enhancing the Credit Card portfolio.

- Managing relationships with card schemes viz. Visa, Mastercard and NPCI.

- Identify the risks associated with the Cards portfolio and safeguard the business from potential risks.

- Should know the Fintech and BFSI ecosystem very well.

- Identify and cultivate strategic relationships with current and potential partners and large enterprises mostly in Banks, NBFC, Housing Finance companies.

- Develop collaboration plans for key partners, and develop product adoption and customer success plans. The solutions offering can be in Co-lending tie-ups, Technology implementation of our key solutions.

Applicants should possess the following attributes:

- A full time MBA with experience in broad range of product domain with minimum of 15 years' experience.

- Strong knowledge of the cards industry, products, risks and regulatory requirements.

- Strong understanding in the issuing of credit card products and the related risk, operations and controls

- Hands on experience in Credit card Product development and management

- A strong understanding of dependencies and linkages with marketing, compliance, operations, technology and sales.

- Ability to handle large-scale complex projects with multiple stakeholders.

- Ability to operate successfully in a rapidly evolving environment and ability to deal with ambiguity.

- Strong networking skills within the organization and across industry forum and related agencies and authorities.

(ref:iimjobs.com)

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