Zonal Credit Manager

3 days ago

New Delhi, India Green Start Management Consultancy Full time

Green start Hiring Job Title:Zonal Manager – Credit Affordable Home Loans(ticket size 5-25 lakhs) Department:Credit Reporting To:National Manager – Credit Location:Chennai Age Group:Up to 40 years Team Size:Must have led a team of at least 30 membersRole Overview Responsible for managing theend-to-end credit function for the zone , ensuring strong underwriting, adherence to credit policies, operational efficiency, and portfolio quality. The role covers customers with documented and undocumented income profiles within the housing finance segment. General Responsibilities Lead thecredit & underwriting functionfor the zone. Implement and enforcecredit policies, processes & guidelines . Ensure full compliance withNHB norms, internal policies & TAT . Review & refine credit policies relevant toaffordable housing & informal income segments . Principal Accountabilities Strategic Build and manage the zonal credit structure withdecentralized assessment & centralized decision-making . Maintain strong credit norms ensuringlow delinquency and superior portfolio quality . Tactical Overseecredit underwriting, risk assessment, fraud control & business support . Conductportfolio analytics, risk reviews & MIS reporting . Improve workflows, credit processes, and system modules. Drive enhancements inproduct design & credit programs . Supervisory / Operational Managehigh-volume credit operationsacross the zone. Lead ateam of 40+ credit, operations & support staff . Maintain productivity, quality & TAT across branches. Overseeloan operations, disbursements, banking & collection support . Work closely withHO, Regional teams, Sales, Credit & Risk . ManageLMS updates, customer service workflows & documentation controls . HandlePDC/ECS/NACH/CKYC , EMI banking & daily/monthly reconciliations. Monitor fund flows, liquidity planning, and working capital availability. Drive operational excellence throughautomation & process re-engineering . Candidate Profile Education CA / CWA / MBA–Finance / PGDM–Finance Experience 15+ yearsin Credit, Underwriting, Credit Operations & Risk Assessment. Strong exposure toNBFC / Housing Finance / Affordable Housing . Must have10–12+ years in NBFChandlingsmall-ticket secured loans . Mandatory:Experienceleading a team of 40 or more . Skills Strong leadership, people management & decision-making skills. Experience across Sales support, Credit, Collections coordination, Operations & Customer Service. Strong in analytics, system implementation, automation & process improvements. Ability to drive digital initiatives and enhance internal efficiencies.

  • Zonal credit manager

    4 days ago

    Delhi, India Green Start Management Consultancy Full time

    Green start HiringJob Title: Zonal Manager – Credit Affordable Home Loans(ticket size 5-25 lakhs)Department: CreditReporting To: National Manager – CreditLocation: ChennaiAge Group: Up to 40 yearsTeam Size: Must have led a team of at least 30 membersRole OverviewResponsible for managing the end-to-end credit function for the zone , ensuring strong...

  • Zonal Credit Manager

    3 days ago

    Delhi, India Green Start Management Consultancy Full time

    Green start Hiring Job Title: Zonal Manager – Credit Affordable Home Loans(ticket size 5-25 lakhs) Department: Credit Reporting To: National Manager – Credit Location: Chennai Age Group: Up to 40 years Team Size: Must have led a team of at least 30 members Role Overview Responsible for managing the end-to-end credit function for the zone , ensuring...

  • Zonal Credit Manager

    3 days ago

    Delhi, India Green Start Management Consultancy Full time

    Green start HiringJob Title:Zonal Manager – Credit Affordable Home Loans(ticket size 5-25 lakhs)Department:CreditReporting To:National Manager – CreditLocation:ChennaiAge Group:Up to 40 yearsTeam Size:Must have led a team of at least 30 membersRole OverviewResponsible for managing theend-to-end credit function for the zone , ensuring strong underwriting,...

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