Branch Credit Manager

3 weeks ago

Thiruvarur, India Kaarlo Training & HR Solutions Pvt. Ltd. Full time



Job Overview

We are seeking a skilled Branch Credit Manager for our Thiruvarur location. This is a full-time, mid-level position requiring 4 to 6 years of relevant work experience. The ideal candidate will excel in analyzing credit and managing branch credit operations, ensuring compliance with regulatory requirements and maintaining a strong credit portfolio.


Qualifications and Skills

  • Must have a minimum of 4 to 6 years of experience in credit management or a related field.
  • Strong proficiency in credit analysis with a proven track record (Mandatory skill).
  • Experience in loan underwriting and ability to make informed decisions (Mandatory skill).
  • Thorough understanding of regulatory compliance to ensure all credit operations adhere to industry standards (Mandatory skill).
  • Ability to assess and mitigate risk through detailed risk assessment processes and methodologies.
  • Competence in financial statement analysis to evaluate the financial health of clients and businesses.
  • Skilled in portfolio management to optimize credit operations and ensure a balanced credit portfolio.
  • Proficient in data analysis tools for better decision-making and strategic planning.
  • Excellent customer relationship management skills to maintain and enhance customer satisfaction and loyalty.


Roles and Responsibilities

  • Manage and oversee all credit operations within the branch, ensuring compliance with company policies and standards.
  • Conduct thorough credit analysis and loan underwriting to maintain and improve the branch's credit portfolio.
  • Evaluate and provide risk assessments for potential and existing clients, making recommendations for credit approvals.
  • Maintain up-to-date knowledge of industry regulations and ensure all new and existing credit processes comply with these standards.
  • Develop and maintain strong relationships with clients to understand their financial needs and provide appropriate credit solutions.
  • Utilize data analysis tools to monitor credit trends, evaluate portfolio performance, and recommend strategic improvements.
  • Collaborate with cross-functional teams to support branch operations and contribute to overall branch success.
  • Train and mentor junior staff members, fostering a culture of continuous learning and improvement in credit management functions.

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