Credit Analyst

3 weeks ago


New Delhi, India Group Surya Full time

Job Title : Credit Analyst – Management Trainee Department : Funding Location : Bhubaneswar Agreement : 2 Years About the Role We are seeking aCredit Analyst – Management Traineeto join our Funding Department. The role involves analyzing financials of prospective partners, lenders, and investment opportunities to support internal funding activities and decision-making. Key Responsibilities Conduct credit analysis for funding opportunities by reviewing financial statements, projections, and business models. Prepare detailedcredit appraisal reportsto support funding decisions. Assist in structuring and evaluating funding proposals. Perform due diligence on funding opportunities and validate financial data. Monitor funded portfolios, including repayment schedules, compliance checks, and early warning signals. Maintain MIS reports and documentation for all funding transactions. Prepare presentations and reports for management review. Keep updated with funding regulations, credit policies, and financial trends. Qualifications MBA in Finance (mandatory). CA Inter or CMA Inter candidates preferred. Strong understanding ofcredit risk assessment, funding structures, and financial modeling . Proficiency in MS Excel and analytical tools. Good communication, reporting, and problem-solving skills. Contractual Terms The candidate must sign a2-year service agreement . If the candidate resigns before completion of the agreement, they will be liable to pay4 months’ gross salaryto the company as compensation. What We Offer Direct exposure to credit analysis and funding activities. Opportunity to work closely with the funding leadership team. Structured career path with learning and growth opportunities in the finance domain.


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