Credit Policy Manager
Found in: Talent IN 2A C2 - 2 weeks ago
JOB PURPOSE:
- Primary accountability for the definition and adherence to credit policies for Housing Loans lending products
- Focus on creating an industry-leading credit policy and digital onboarding/underwriting process to provide quick approval TAT for various Consumer Finance loans with an eye on market and competition.
PRINCIPAL ACCOUNTABILITIES:
- Credit decision making.
- Review credit strategies, products, policies, and procedures on a regular basis, and recommend amendments.
- Ensure clear communication and adherence of credit decisions to the sales network.
- Liaise with Compliance and Legal departments to ensure all relevant regulatory and governance requirements are met.
- Supporting learning and development programs for Credit Managers to institute culture of credit writing excellence, and for Sales team to ensure stringent sourcing.
- Implement departmental policies, systems, and procedure so that all relevant procedural/ regulatory requirements are fulfilled while delivering a quality and cost-effective service.
- Analyse various portfolio trends and bureau data for future trends for effective decision making.
- Effective interaction with business partners across functions including risk, technology, product management amongst others.
- Credit Monitoring & Communication and reporting.
- Ownership of portfolio quality and performance by continuously monitoring portfolio health
- Work closely with Head for effective external communication and responding to any enquiries from RBI or any other regulatory / statutory body
- Setup a strong portfolio governance mechanism and periodically review the same.
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AVP - Policy Manager (Pune/Mumbai)
Found in: Whatjobs IN C2 - 2 weeks ago
Mumbai, India Policy Manager Full timeYou will be responsible for developing and maintaining credit policies for unsecured STPL product, LAP & Colending. sourced through multiple channels (including digital channels like web/mobile app) ensuring it aligns with the organization and risk appetite and regulatory requirements. You will play a crucial role in managing credit risk and maintaining a...
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AVP - Policy Manager (Pune/Mumbai)
Found in: Talent IN 2A C2 - 2 weeks ago
Mumbai, India Policy Manager Full timeYou will be responsible for developing and maintaining credit policies for unsecured STPL product, LAP & Colending. sourced through multiple channels (including digital channels like web/mobile app) ensuring it aligns with the organization and risk appetite and regulatory requirements. You will play a crucial role in managing credit risk and maintaining a...
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AVP - Policy Manager (Pune/Mumbai)
Found in: Appcast Linkedin IN C2 - 2 weeks ago
Mumbai, India Policy Manager Full timeYou will be responsible for developing and maintaining credit policies for unsecured STPL product, LAP & Colending. sourced through multiple channels (including digital channels like web/mobile app) ensuring it aligns with the organization and risk appetite and regulatory requirements. You will play a crucial role in managing credit risk and maintaining a...
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NeoGrowth - DVP- Risk & Credit Policy
Found in: Talent IN 2A C2 - 1 week ago
Mumbai, India NeoGrowth Credit Pvt. Ltd. Full timeDetails of the role :- Proactive and experienced professional with a strong background in Risk Management and Policy Design. Sound Knowledge of Product Design & Policy design - Including (but not limited to) Application Scorecards & Behavioural Scorecards.- Risk Measurement, Portfolio Tracking & Analysis : Understanding of Key Risk Performance Indicators...
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AVP Credit Risk Policy Credit Cards
Found in: Whatjobs IN C2 - 2 weeks ago
mumbai, India DBS Bank Full timeBusiness Function:Risk Management Group works closely with our business partners to manage the bank’s risk exposure by balancing its objective to maximize returns against an acceptable risk profile. We partner with origination teams to provide financing, investments and hedging opportunities to our customers. To manage risk effectively and run a successful...
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AVP Credit Risk Policy Credit Cards
Found in: Talent IN 2A C2 - 2 weeks ago
Mumbai, India DBS Bank Full timeBusiness Function:Risk Management Group works closely with our business partners to manage the bank’s risk exposure by balancing its objective to maximize returns against an acceptable risk profile. We partner with origination teams to provide financing, investments and hedging opportunities to our customers. To manage risk effectively and run a successful...
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AVP Credit Risk Policy Credit Cards
Found in: Whatjobs IN C2 - 2 weeks ago
Mumbai, India DBS Bank Full timeBusiness Function: Risk Management Group works closely with our business partners to manage the bank’s risk exposure by balancing its objective to maximize returns against an acceptable risk profile. We partner with origination teams to provide financing, investments and hedging opportunities to our customers. To manage risk effectively and run a...
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AVP Credit Risk Policy Credit Cards
Found in: Appcast Linkedin IN C2 - 2 weeks ago
Mumbai, India DBS Bank Full timeBusiness Function:Risk Management Group works closely with our business partners to manage the bank’s risk exposure by balancing its objective to maximize returns against an acceptable risk profile. We partner with origination teams to provide financing, investments and hedging opportunities to our customers. To manage risk effectively and run a successful...
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Credit Saison
Found in: Talent IN 2A C2 - 2 weeks ago
Mumbai, India Credit Saison Finance Pvt Ltd Full timeAbout Credit Saison:A Neo-Lending Conglomerate here to enable India's credit growth story, Credit Saison India, emboldened by our Global MNC parent, is here to accelerate India's credit growth story: by building a Technology-Led Neo-Lending Conglomerate. Across our verticals, we offer bespoke solutions to meet the various credit needs of...
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Zonal Credit Manager(LAP)
Found in: Whatjobs IN C2 - 2 weeks ago
mumbai, India Credit Saison India Full timeJob Responsibilities:- Appraising proposals for LAP (ticket size upto Rs.1 cr) - both fund based & non fund based, conducting risk analysis, scrutinizing relevant documents before sanctioning loans within defined TAT, client interview, ensuring compliance as per bank's credit policies- Supervising, controlling delinquency and credit loss- Monitoring of...
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AVP Credit Risk Policy
Found in: Whatjobs IN C2 - 6 days ago
mumbai, India HSBC Full timeThe health and safety of our employees and candidates is very important to us. Due to the current situation related to the Novel Coronavirus (COVID-19), we’re leveraging our digital capabilities to ensure we can continue to recruit top talent at HSBC. As your application progresses, you may be asked to use one of our digital tools to help you through your...
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AVP Credit Risk Policy
Found in: Talent IN C2 - 2 weeks ago
Mumbai, India HSBC Full timeThe health and safety of our employees and candidates is very important to us. Due to the current situation related to the Novel Coronavirus (COVID-19), we’re leveraging our digital capabilities to ensure we can continue to recruit top talent at HSBC. As your application progresses, you may be asked to use one of our digital tools to help you through your...
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Credit Manager
Found in: Talent IN C2 - 2 weeks ago
Mumbai, India jai kisan Full timeYou will report to the Head of Credit. Your responsibilities will include managing team of Credit Analysts and ensure due implementation of credit policies and processes while carrying out Credit function i.e. evaluating the financial state of potential customers, performing risk assessments, writing detailed reports, portfolio analysis, MIS management,...
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Credit Manager
Found in: Whatjobs IN C2 - 1 day ago
Mumbai Metropolitan Region, India Jai Kisan Full timeYou will report to the Head of Credit. Your responsibilities will include managing team of Credit Analysts and ensure due implementation of credit policies and processes while carrying out Credit function i.e. evaluating the financial state of potential customers, performing risk assessments, writing detailed reports, portfolio analysis, MIS management,...
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Senior Credit Manager
Found in: Whatjobs IN C2 - 4 hours ago
Mumbai, India Jai Kisan Full timeYou will report to the Head of Credit. Your responsibilities will include managing team of Credit Analysts and ensure due implementation of credit policies and processes while carrying out Credit function i.e. evaluating the financial state of potential customers, performing risk assessments, writing detailed reports, portfolio analysis, MIS management,...
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Credit Manager
Found in: Appcast Linkedin IN C2 - 2 days ago
Mumbai Metropolitan Region, India Jai Kisan Full timeYou will report to the Head of Credit. Your responsibilities will include managing team of Credit Analysts and ensure due implementation of credit policies and processes while carrying out Credit function i.e. evaluating the financial state of potential customers, performing risk assessments, writing detailed reports, portfolio analysis, MIS management,...
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Senior Credit Manager
Found in: Whatjobs IN C2 - 2 weeks ago
mumbai, India jai kisan Full timeYou will report to the Head of Credit. Your responsibilities will include managing team of Credit Analysts and ensure due implementation of credit policies and processes while carrying out Credit function i.e. evaluating the financial state of potential customers, performing risk assessments, writing detailed reports, portfolio analysis, MIS management,...
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Credit Manager
Found in: beBee S IN - 3 weeks ago
Mumbai, India AGFA Full time1. JOB IDENTIFICATION COMPANY (name & code) COUNTRY India DEPARTMENT FP&A / Credit & Customer Finance JOB TITLE Credit Manager LINE MANAGER (name & user ID) Global Credit...
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Senior Credit Manager
Found in: Talent IN 2A C2 - 2 days ago
Mumbai, India Jai Kisan Full timeYou will report to the Head of Credit. Your responsibilities will include managing team of Credit Analysts and ensure due implementation of credit policies and processes while carrying out Credit function i.e. evaluating the financial state of potential customers, performing risk assessments, writing detailed reports, portfolio analysis, MIS management,...
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Specialist, Risk Policy
Found in: Whatjobs IN C2 - 1 week ago
mumbai, India DBS Bank Full timeBusiness Function Risk Management Group works closely with our business partners to manage the bank’s risk exposure by balancing its objective to maximise returns against an acceptable risk profile. We partner with origination teams to provide financing, investments and hedging opportunities to our customers. To manage risk effectively and run a...