Snapmint - Legal Associate

Associate - Legal (Fintech, Commercial and Regulatory Affairs)Location: Mumbai | Experience: 1-4 years PQE | Department: Legal & RegulatoryAbout Snapmint:Snapmint is a leading fintech company redefining access to consumer credit in India. Backed by marquee venture capital and private equity investors, our zero-cost EMI platform enables responsible purchases, without a credit card, across categories like fashion, electronics, and lifestyle. India has over 300 million credit-eligible consumers, yet fewer than 35 million actively use credit cards. Snapmint addresses this gap by offering a trusted, transparent alternative grounded in financial inclusion and ethical lending practices. Founded in 2017, Snapmint is a profitable, high-growth company doubling year-on-year. Our founding team -alumni of IIT Bombay and ISB-brings deep experience from Oyo, Ola, Maruti Suzuki, and prior successful ventures in ad-tech, patent analytics, and bank-tech. We are building the future of responsible consumer finance-simple, transparent, and customer-first.Role Overview:We are seeking a qualified and motivated Associate - Legal with 1-4 years of post-qualification experience to join our legal team. The ideal candidate will have a strong foundation in fintech and NBFC regulatory frameworks, commercial contract negotiation, and stakeholder advisory.Key Responsibilities:- Review, draft, and negotiate a wide range of commercial contracts including service agreements, partnership arrangements, merchant onboarding documents, and financing agreements.- Research on RBI NBFC norms, data protection laws, fintech regulations, and applicable consumer lending standards.- Manage legal risk management across lending, collections, marketing, and data usage.- Manage regulatory filings, audits, and engagement with authorities including RBI, MCA, and other relevant regulators.- Monitor timelines and ensure compliance with procedural requirements related to notices, litigation and dispute resolution.- Collaborate with external counsel and advisors for litigation, structuring, or regulatory opinions.- Develop material for internal training sessions on key legal and regulatory topics.- Monitor and communicate legal and regulatory updates impacting the fintech/NBFC landscape.- Contribute to internal policy formulation, governance frameworks, and compliance monitoring programs.- Staying up-to-date with changes to legislation, particularly in relation to laws, rules and regulations that directly affect your business and specific LL.B. or LL.M. from a reputed university in India- 1-4 years of post-qualification experience, with strong exposure in law firms and/or in-house legalteams, preferably within fintech, NBFCs, or financial services- Robust understanding of regulatory advisory, commercial contracts, and compliance frameworks- Demonstrated ability to collaborate effectively with business stakeholders, regulators, and external counselKey Competencies:- Strong grasp of financial services laws and regulations, particularly RBI and fintech-related guidelines- Excellent legal drafting and contract negotiation skills- High attention to detail and ability to manage competing deadlines- Commercially astute with sound judgment and practical problem-solving skills- Strong interpersonal and communication skills, capable of working cross-functionally- Self-starter who thrives in a fast-paced, high-growth, and evolving environmentCompensation & BenefitsWe offer a competitive compensation package aligned with industry standards, including performance- based incentives and long-term wealth creation opportunities. At Snapmint, you'll also benefit from a high-impact role, a collaborative work culture, and the chance to help shape the future of digital consumer finance in India (ref:iimjobs.com)