Crisil - Lead Analyst/Senior Analyst - Risk Quality Assurance - CA
2 months ago
Lead Analyst/Senior Analyst - Risk Quality class="Text" style="margin-top:4px; margin-bottom:4px">
- 5-8 years of experience in credit risk, with good domain understanding of wholesale credit risk.
Job Duties:
- Support the Risk team of global banks in credit risk review program, requires strong credit domain and sector expertise as well as understanding of bank's policies and procedures
- Develop and obtain approval for monthly/quarterly review plans in line with bank's risk review program standards, ensuring adequate coverage of key credit assessment processes, and governance activities for portfolios.
- Develop review templates/test scripts leveraging domain expertise across Corporates (including leveraged lending portfolio, Hedge Funds, Private Equity, Real Estate, SPVs / Special Assets etc).
Execute reviews and perform credit quality checks encompassing the following:
- Planning, execution, and reporting reviews including recommendation.
Review procedures will include assessing the:
- Accuracy of input data (critical data points) as applicable for the business line.
- Completeness of all steps, information and processes required for credit risk assessment.
- Adherence to applicable bank policies and critical procedures for credit reviews.
- Ensure completion of reviews as per the approved monthly/quarterly review plan, including preparation of quarterly summary outlining the observations from the review exercise.
- Produce actionable insights or corrective action for improvement of the risk review program basis the monthly/quarterly summary.
- Update review templates/test scripts to align with evolving credit risk policies and processes and regulatory environment.
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