Product Manager – Treasury

Job Title: Product Manager – Treasury & ALM (Capital Cube)Location: India (Mumbai preferred)Experience: 7–12 yearsFunction: Product Management – Treasury & RiskReports To: Head of Treasury ProductsAbout Intellect Capital CubeCapital Cube is Intellect Design Arena’s next-gen, integrated Treasury Management Platform servingglobal banks and financial institutions. With a strong footprint across 30+ countries, Capital Cubeempowers banks to manage liquidity, investments, and market risks with agility and regulatoryprecision.About the RoleWe are seeking an entrepreneurial and banking domain-savvy Product Manager to own and drivethe Investments and ALM suite of Capital Cube, specifically focusing on delivering differentiatedvalue for UK, Europe, and Middle East markets. The role is based in India and offers a high-growthtrack to build globally competitive fintech products from India.Key Responsibilities1. Product Vision & Strategy Define and evolve the product vision and roadmap for ALM (Liquidity, IRRBB, FTP) andInvestments modules. Anticipate regulatory and market shifts (Basel IV, EBA, ILAAP, PRA, IFRS9, SAMA) andtranslate them into features. Identify white spaces for innovation and automation in traditional treasury operations.2. Client & Market Engagement Interact directly with global and regional banks in the UK, Europe, Middle East, and India forproduct discovery and validation. Participate in pre-sales conversations and create customized value propositions for clients. Work closely with relationship teams, client partners, and business architects.3. Cross-Functional Leadership Collaborate with Engineering, UX, QA, Implementation, and Support teams to drive qualityproduct outcomes. Translate market needs into clear functional specifications and wireframes. Lead sprint planning, backlog grooming, UAT and go-to-market execution.4. Competitive & Regulatory Intelligence Track competitors like Murex, Finastra, Moody's, Adenza, Oracle, FIS, and Kyriba. Build deep understanding of treasury products used in India (e.g., Finacle Treasury, TCSBaNCS, Infosys Edgeverve, SunGard) and how they compare globally. Integrate India-specific regulatory compliance (RBI, SEBI, GIFT City, NBFC norms) intoproduct considerations, while also meeting global standards.5. Evangelism & GTM Create detailed product collaterals, whitepapers, and demo scripts. Participate in thought leadership webinars, client forums, and industry roundtables. Represent the product at analyst briefings and industry conferences.Must-Have Skills 7–12 years of experience in banking treasury or product management, preferably in ALM,liquidity, FTP, or investment platforms. Prior experience working with or competing against key treasury platforms. Experience in SaaS-based banking product management or Treasury consulting. Deep understanding of:o Asset Liability Management (ALM) including Liquidity, IRRBB, and behavioralmodelling.o Investment Boof of Records and Investment operations includingprimary/secondary market instruments, front-mid-backoffice functions.o Funds Transfer Pricing (FTP) frameworkso Exposure to treasury operations in banks/NBFCs in India is an added advantage. Solid grasp of Basel regulations, EBA/PRA guidelines, SAMA norms, RBI ALM/ILM circulars. Ability to interface with CXOs, CTOs, treasury heads, and IT/business stakeholders.Desirable Add-ons Familiarity with Islamic Banking, Middle East liquidity structures, and structured investmentproducts. Experience in building cloud-native platforms or microservices-based products. Certification such as FRM / CFA / CA / MBA (Finance) is preferred. Awareness of Treasury digitization initiatives in India (GIFT City IFSC, RBI FX platforms,fintech API integrations). Understanding of AI/ML-based ALM analytics and advanced scenario stress testing. Hedge AccountingTarget Profiles From: Product managers and business analysts in fintech firms. Domain consultants in Big 4 / banking advisory teams.