Credit Manager

6 hours ago

Mumbai Maharashtra India, Maharashtra Vivriti Capital Full time

Role – General Manager / Associate Director

Location - Mumbai

About the Team:

Credit team facilitates lending to existing & new clients by assessing creditworthiness, monitoring clients’ performance on a regular basis, and making suitable recommendations to the credit committees.

The team is expected to do a deep dive financial analysis of customers, regularly meet / interact with the stakeholders of borrowers, keep regular track of key performance milestones, be cognizant of & follow internal policies & processes, and present findings / recommendations to internal committees in timely & concise manner.


About the Role: The role would be alight with the Credit team’s responsibilities, along with a specific focus on real estate transactions. The designated person would have the responsibility for underwriting, risk assessment, portfolio monitoring, and supporting business development for lending against real estate collateral, including land, residential, commercial, and construction finance. The position demands a grasp of real estate credit evaluation, understanding of micro-market factors, and strong connects in peer space.

Key Responsibilities:

  • Independently prepare comprehensive credit assessment (covering macro-overview, industry/sector, competitor, business, financial and credit analysis) of clients on continuous basis through desk review and on-field diligence and monitoring; keep a close watch on allocated portfolio clients. It also includes preparation of detailed proposal notes for internal circulation.
  • Able to hold conversations and engage with clients’ senior management and present the clients’ credit profile to internal team and Credit Committee to support their decision making.
  • Follow-up with the sales team, account relationship team and other concerned teams for new sourcing and renewal/review. Identifying early warning signs of credit deterioration, joint monitoring of portfolio with account relationship team based on early warning systems.
  • Capable of forming a view and suggesting course of action with regards to exposures clients.
  • Contribute to various firm-wide projects focused on improving technology, enhancing reporting, regulatory compliance etc.

Qualifications:

  • CA / MBA with min 6+ years of relevant credit assessment experience in corporates. Experience of 2+ years in real estate project evaluation (commercial, residential) is a must.
  • Structured credit/lending or portfolio/credit monitoring teams of Banks / NBFCs / PE / Debt funds
  • Experience in handling due diligence or transaction advisory.
  • Be comfortable with numbers, analysing financial statements, managing, and interpreting data and solving problems - to aid in credit underwriting.
  • Have excellent report writing and communication skills.

  • Central Credit Manager

    6 hours ago

    Mumbai, Maharashtra, India, Maharashtra Hiranandani Financial Services Full time

    Job ResponsibilitiesOversee credit quality and provide strategic direction across the departmentEnsure accurate and timely delivery of credit reports, dashboards, monthly performance presentations, and credit memorandumsLead credit audits through policy analysis and case reviews, ensuring compliance with internal standards and regulatory normsConduct credit...

  • UPI Credit Partnerships Lead

    1 week ago

    Mumbai, Maharashtra, India LIGHT - Credit For UPI Full time ₹ 1,20,000 - ₹ 1,80,000 per year

    About LightWe're building the future of credit on UPI — making every payment smarter, faster, and frictionless. We're a startup where every day is crazier than the last, and that's exactly how we like itThis role is for the geek who loves speed, hates red tape, and thrives in chaos. In return — apart from salary — you'll get enormous growth, ridiculous...

  • Credit Manager

    3 days ago

    Mumbai, Maharashtra, India Aryadhan Full time ₹ 12,00,000 - ₹ 24,00,000 per year

    Company Description is India's leading Agritech company, transforming agricultural value chains through innovative technology and integrated services. With over 5 million tonnes of storage capacity across 5,500 warehouses in 21 states, Arya empowers farmers, aggregators, food processors, and other stakeholders to reduce post-harvest losses. bridges the gap...

  • Credit Manager

    1 week ago

    Mumbai, Maharashtra, India ICICI Home Finance Company Limited Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    Company DescriptionICICI Home Finance Company Limited (ICICI HFC) is one of the fastest growing home finance companies. We aim to provide loans to help you achieve your dream of owning a home, along with other financial services such as Fixed Deposits and Loans Against Property. At each of our 200+ branches, you will find friendly, local experts eager to...

  • Credit Manager

    5 days ago

    Mumbai, Maharashtra, India Tata Capital Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    To underwrite and manage the portfolio in assigned branch/locationResponsibilities:Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities.Under write proposals as per the laid down policies & procedure to honor the agreed SLAs and manage city/area...

  • Credit Manager

    3 days ago

    Mumbai, Maharashtra, India Tata Capital Full time ₹ 8,00,000 - ₹ 12,00,000 per year

    DescriptionTo underwrite  and manage the portfolio in assigned branch/location.1. Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities.  2. Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage...

  • Credit Manager

    3 days ago

    Mumbai, Maharashtra, India Tata Capital Full time ₹ 4,00,000 - ₹ 8,50,000 per year

    To underwrite  and manage the portfolio in assigned branch/location.1. Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities.  2. Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area...

  • Credit Manager

    5 hours ago

    Mumbai, Maharashtra, India, Maharashtra Careerfit Full time

    Note: Kindly apply only if you have the following:Physical PD (Personal Discussion) experienceMandatory exposure in Home Loan, Prime Housing Segment , LAP, MortgageExperience in handling ticket size more than 50 Lakhs with ROI of 9-14%Based in Mumbai and available for face-to-face interview Comfortable with 5-day working (Alternate Saturdays working)...

  • Credit Manager

    1 day ago

    Mumbai, Maharashtra, India Tata Capital Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    DescriptionResponsible for credit risk analysis & underwriting for Microfinance & Business Correspondent Loan proposalsReviewing and analysing of operations, financial statements, annual reports, CIBIL, AMLOCK and other relevant information.Periodic review of sector through detailed reports. Preparing quarterly and event-based reports on industry and client...

  • Credit Manager

    5 days ago

    Navi Mumbai, Maharashtra, India Unicorn Petroleum Industries Full time ₹ 15,00,000 - ₹ 25,00,000 per year

    Role & responsibilitiesFinancial assessment of high-net-worth strategic customers through careful study of financial documents.Risk Management; Reduced credit risk by developing Mitigation, workout and liquidation plans.Implement risk assessment analysis with scoring models and reviewing complex credit proposal.Consistent assessment of the strength and...