
Commercial Underwriter
4 days ago
Key Responsibilities:
- Apply a detailed understanding of AAF Lending Policy, Standards, and Lending Criteria to assess loan applications.
- Evaluate commercial mortgage products for eligibility and suitability based on customer profiles and property types.
- Use front-end systems to submit and track CRE applications through to credit approval.
- Prepare credit papers for submission to UK based’s Credit team, ensuring clarity and completeness.
- Maintain a minimum 98% right-first-time documentation standard, ensuring accuracy and compliance.
- Work both independently and collaboratively to meet deadlines and service level agreements (SLAs).
- Adapt quickly to changing priorities and work proportionately based on transaction complexity.
- Contribute to process improvement initiatives, identifying areas for efficiency and automation.
- Build strong working relationships with internal stakeholders through clear and effective communication.
- Liaise with KYC and Financial Crime departments to resolve onboarding issues related to fraud or compliance.
- Attend ad hoc meetings as required by the UK team.
- Perform additional tasks as assigned to support the CRE Lending function.
Candidate Profile:
- Education & Experience:
- Bachelor’s degree in finance, Economics, Accounting, or related field.
- 1–3 years of experience in credit analysis, commercial lending, or financial services.
- Exposure to UK banking or international financial institutions is preferred.
Skills & Competencies:
- Strong analytical and documentation skills.
- Proficiency in Excel and financial modelling.
- Excellent written and verbal communication in English.
- Ability to work across time zones and manage remote stakeholder relationships.
- Familiarity with UK lending practices and compliance standards (training will be provided).
Desirable Qualifications:
- Progress toward CFA, FRM, or similar certifications.
- Understanding of UK property markets and commercial lending products.
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