Credit - Anchor Onboarding Team- Colending (NBFC)

6 hours ago


Chennai Tamil Nadu India, Tamil Nadu Corenza Full time

About the team and role

Be a member of Credit- Anchor Onboarding team at the NBFC. Role would include Onboarding and monitoring of NBFC’s/Fintech’s for lending partnerships.


Primary Responsibilities

Client Onboarding for joint lending on retail loans

· Conduct detailed credit due diligences on NBFC’s/Fintech’, prepare credit reports, seek approvals from Credit Committee for lending program.

· Seek, analyze, and structure data provided by clients.

· Evaluating business models, meetings with CXO’s/Senior management of companies and thorough field diligence (HO/CO/Branches/Vendor visits)

· Evaluate feasibility of program through co-ordination across multiple teams (internal/external), recommending product structures, limits & recourse requirement basis loss estimation.

· Prepare insightful credit report for presentation to Credit Committee with cogent recommendations.

· Taking partnerships live, continuous engagement with client, finalizing process flow and transaction documents.


Post Go-live:

· Identifying early warning signs of credit deterioration

· Credit monitoring, field visit, management meetings, calls.

· Regular Updates to Credit Committee – Anchor updates, portfolio insights, etc.

· Impact assessment of regulation on sector/programs

· Suggestions on limits, structure, new product introduction, portfolio Rebalancing, etc


Desired Skills & Experience

· Ability to interact with promoters/CXOs and glean information through physical discussions.

· Be willing to travel extensively pan-India for on-field monitoring of clients.

· Possess a good eye for detail and have demonstrated ability to work under pressure.

· Be brilliant with numbers, analyzing financial statements, managing and interpreting data and solving problems - to aid in taking decision to onboard.

· Have excellent report writing skills.

· Be as ambitious as we are, and hence be willing to go out of her / his way to burn the midnight oil to meet targets and deadlines.

· Experience of NBFC underwriting or Credit monitoring teams of Banks / NBFCs / PE / Debt funds / Rating agencies would be preferred.


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