Underwriting & Placement -Non Employee Benefit

22 hours ago


Bengaluru Karnataka India, Karnataka Edme Insurance Brokers Full time

Edme is hiring for Non EB Placement in Bangalore .


Job Purpose

To manage end-to-end placement of Non-Employee Benefits (Non-EB) General Insurance risks, ensuring optimal coverage, competitive pricing, and timely policy issuance through effective coordination with insurers and internal teams.

Key Responsibilities

Placement & Renewals


  • Handle placement and renewal of Non-EB General Insurance policies, including:
  • Property (Fire & Allied Perils)
  • Engineering
  • Marine (Cargo & Hull)
  • Liability (Public, Product, Workmen’s Compensation, Professional Indemnity)
  • Motor (Fleet & Non-Fleet)
  • Cyber, D&O, and other specialty lines (where applicable)
  • Obtain quotations from multiple insurers and negotiate premiums, deductibles, limits, and policy wordings.
  • Analyze insurer quotes and prepare comparison sheets and placement recommendations.

Insurer & Market Coordination

  • Maintain strong working relationships with underwriters and insurers.
  • Track insurer appetite, capacity, pricing trends, and market movements.
  • Support insurer meetings, risk presentations, and technical discussions.

Internal Stakeholder Support

  • Work closely with Corporate Sales, Account Management, and Operations teams.
  • Support large RFQs, new business placements, and complex renewals.
  • Assist in resolving placement-related escalations and underwriting queries.

Documentation & Compliance

  • Ensure timely policy issuance, endorsements, and documentation.
  • Review policy wordings for accuracy, coverage, and compliance.
  • Ensure adherence to IRDAI regulations and internal SOPs.
  • Maintain MIS, placement trackers, and audit-ready documentation.

Key Skills & Competencies

  • Strong understanding of General Insurance (Non-EB) products.
  • Excellent negotiation and analytical skills.
  • Ability to interpret complex policy wordings and risk exposures.
  • Good communication and coordination skills.
  • Proficiency in MS Excel and MIS reporting.
  • Ability to work under pressure during renewal cycles.

Qualifications & Experience

  • Graduate/Postgraduate in any discipline (Insurance/MBA preferred).
  • 8-10 years of experience in Non-EB Placement / GI Underwriting / Broking.
  • Prior experience dealing with multiple insurers and large corporate risks preferred.
  • Knowledge of specialty and liability lines is an advantage.



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