Senior Credit Manager

1 week ago


Delhi, Delhi, India Antal International Full time
Job Description

What you will work on:

Reviewing of (vendor /dealer finance) for Supply Chain Finance vertical sourced by Product Team. Responsible for analyzing the Company with the required due diligence and to ensure that all information required to take a credit decision is captured. This would involve understanding the business model, financial analysis, management and industry analysis. Underwriting / devising risk framework of Supply Chain Finance programs. Recommend quality programs thereby ensuring good quality portfolio and minimal level of NPAs Ensure timely processing of programs sourced by Product team. Ensure that the renewal proposal is compliant with the stipulated conditions at the time of previous sanction Ensure timely submission of renewal proposal to the Credit Committee members Ensure that all the requests of Product Team have been timely responded Discuss with clients for better understanding of their business credentials, ensuring timely movement of cases Portfolio monitoring of programs to identify Early Warning Signals. Monitoring of various program review triggers for existing program and highlighting the same to senior management in case any trigger is breached. Keeping updated on the various changes in economic scenario / sectoral changes, negative news /updates on Client Company financial performance / changes in external rating etc. To assist the NCM Supply Chain Finance in completion of satisfactory audit of the portfolio which the incumbent is responsible for.

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