![23443 Citibank N.A. India - INR CCY](https://media.trabajo.org/img/noimg.jpg)
SVP - Credit Portfolio Senior Officer
1 week ago
Whether you're at the start of your career or looking to discover your next adventure, your story begins here. At Citi, you'll have the opportunity to expand your skills and make a difference at one of the world's most global banks. We're fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders, as well as more traditional learning. You'll also have the chance to give back and make a positive impact where we live and work through volunteerism.
We're currently looking for a high caliber professional to join our team as Credit Portfolio Sr. Officer. Being part of our team means that we'll provide you with the resources to meet your unique needs, empower you to make healthy decision and manage your financial well-being to help plan for your future
The Independent Risk Approver will be part of approver team and will be reporting into reporting into Senior Approver Head who in turn reports into CCB India Risk Head. The officer will be responsible for leading activities including credit review, credit approvals and monitoring the portfolio to identify credit migration. The portfolio allocated to the approver can be based on geography or industry. The portfolio will comprise relatively large exposures and under Mid Corporates (MC) segment.
In this role, you are expected to:
•
• Evaluate and approve credit proposals within delegated credit authority, ensuring compliance with risk policies and standards as well as regulatory requirements.
•
• Prioritize and timely review of credit requests, providing sound credit judgement in approving profitable and prudent credit exposures.
•
• Maintain close risk oversight of the borrowers to minimize credit costs and assure the risk profile remains within the Bank's credit appetite. Provide immediate attention and guidance to deteriorating credits.
•
• Develop a holistic understanding of Wholesale Credit Risk Policies, Standards and Procedures, including CCB Country Appendix and Local Operating Procedures
•
• Keep abreast of regulatory developments, business trends and market sentiments.
•
• Participate in portfolio reviews and stress tests, and to implement action plan(s) where appropriate.
•
• Implement relevant credit policies and procedures and to provide guidance and expertise as required.
•
• Work with stake holders and assist them in regulatory reviews, internal and external audit exercises.
•
• Work with stake holders and assist in maintenance of data quality, collateral monitoring and other credit processes.
•
• Establish cross-functional partnerships and networks to contribute to and execute cross-functional and business initiatives.
•
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
As a successful candidate, you'd ideally have the following skills and exposure:
•
• You should preferably be a degree holder with minimum 12 + years of credit experience with wholesale lending.
•
• You should also possess strong analytical, interpersonal and organizational skills with attention to details
•
• Demonstrated ability to take intelligent risk and exercising independent and sound judgment
•
• Proven leadership skills and ability to work independently and a strong team player.
•
• Sound understanding of cash, trade and derivative products. Good understanding of counterparty risk, market risk and its impact on credit decision.
•
• Excellent written and verbal communication skills are essential
•
• Stays current with the dynamic demands of the environment and clients
•
• Demonstrated interpersonal, organizational, negotiation, strategic and analytic skills
•
• Proven ability to obtain support and buy-in across wide range of internal and external audiences.
Education:
• MBA/ Chartered Accountant or equivalent
Working at Citi is far more than just a job. A career with us means joining a family of more than 230,000 dedicated people from around the globe. At Citi, you'll have the opportunity to grow your career, give back to your community and make a real impact.
Take the next step in your career, apply for this role at Citi today
Job Family Group:
Risk Management
Job Family:
Credit & Portfolio Risk Management
Time Type:
Full time
Citi is an equal opportunity and affirmative action employer.
Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
Citigroup Inc. and its subsidiaries ("Citi") invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review .
-
Credit Officer
1 week ago
Mumbai, Maharashtra, India finquest financial solutions private limited Full timeEvaluate loan applications and assess credit risk, including reviewing financial statements, credit reports, and other relevant information. Analyse loan portfolios and monitor performance, including identifying and mitigating risks. Ensure compliance with lending policies and regulations, including underwriting guidelines, anti-money laundering...
-
Senior Credit Manager
1 week ago
Mumbai, Maharashtra, India jai kisan Full timeYou will report to the Head of Credit. Your responsibilities will include managing team of Credit Analysts and ensure due implementation of credit policies and processes while carrying out Credit function i.e. evaluating the financial state of potential customers, performing risk assessments, writing detailed reports, portfolio analysis, MIS management,...
-
Portfolio Manager-Credit Card
1 week ago
Mumbai, Maharashtra, India IDFC FIRST Bank Full timeRole/ Job Title : Portfolio Manager – Credit Cards Function/ Department: Credit Cards Job Purpose: The position will be responsible for managing organic portfolio actions for the segment, managing spends and customer lifecycle management along with portfolio, BIU and marketing team Roles & Responsibilities: Managing product positioning,...
-
Svp- Loss Forecasting
1 week ago
Mumbai, Maharashtra, India Citi Full timeIntegral to Citi Cards' success is strong and effective Risk Management that allows us to serve our customers while also protecting Citi's interests. NA Cards Risk Management division comprises of highly qualified individuals spread across the globe.Position Summary:The role is within the Loss / Loan Loss Reserve Forecasting and Stress Testing team. This...
-
Chief Credit Officer
1 week ago
Mumbai, Maharashtra, India Bultaminds Venture Full timeJob TitleChief Credit Officer - CCOWork Experience18years -22yearsSkills:Credit quality, Early Warning System (EWS) reports.LocationMumbai, BKC - Maharashtra, India**The role is responsible for measuring and managing the overall credit risk involving with the company. Also oversees the company's credit and collections policies, procedures and processes...
-
Credit Policy and Portfolio Analytics
1 week ago
Mumbai, Maharashtra, India Women Entrepreneur Network Full timeCredit Policy and Portfolio Analytics - Affordable Business***SummaryExperience Required:- 10 YearsLocation:MumbaiCategory:Banking and Financial servicesPosition title : Credit Policy and Portfolio Analytics - Affordable BusinessFunction : AB_UnderwritingGrade : MII or SMILocation : CSO- Annexe BorivaliQualification: Graduate +Experience: yearsCompetencies:...
-
Credit Manager
1 week ago
Mumbai, Maharashtra, India jai kisan Full timeYou will report to the Head of Credit. Your responsibilities will include managing team of Credit Analysts and ensure due implementation of credit policies and processes while carrying out Credit function i.e. evaluating the financial state of potential customers, performing risk assessments, writing detailed reports, portfolio analysis, MIS management,...
-
Mumbai, Maharashtra, India NeoGrowth Credit Pvt. Ltd. Full timeRoles & Responsibilities: Analysing portfolio trends across industries, location and products. Preparation of portfolio quality Reports and MIS Preparation of credit committee decks Tracking of key portfolio performance metrices Creation of requirement documents for various automation works, testing and sign off High level of proficiency in Advanced Excel,...
-
VP- Credit
1 week ago
Mumbai, Maharashtra, India First Abu Dhabi Bank Full timeJob Description Job Purpose: SA portfolio comprises complex multiproduct / multi-jurisdictional clients with significant cross-network revenue potential. The portfolio is expected to grow rapidly given the APAC strategy. The incumbent needs to be comfortable partnering with senior business counterparts in analysing, reviewing and monitoring large...
-
Avp - Wholesale Credit Sanctioning
1 week ago
Mumbai, Maharashtra, India Barclays Full timeJob Title: AVP - Wholesale Credit SanctioningLocation: MumbaiAbout BarclaysBarclays is a British universal bank. We are diversified by business, by different types of customers and clients, and by geography. Our businesses include consumer banking and payments operations around the world, as well as a top-tier, full service, global corporate and investment...
-
Leveraged Portfolio Group Analytics
1 week ago
Mumbai, Maharashtra, India Citi Full timeThe Credit Portfolio Manager is an intermediate management-level position responsible for providing full leadership and direction to a team of employees to monitor the Citi portfolio and identify credit migration in coordination with the Risk Management team.The overall objective of this role is to coordinate management of Citi's portfolio exposure to client...
-
Treasury - Credit Risk - Associate
1 week ago
Mumbai, Maharashtra, India JPMorgan Chase Bank, N.A. Full timeCredit Risk - AssociateMumbai, Maharashtra, IndiaAs part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks and using your expert judgement to solve real-world challenges that impact our company, customers and...
-
Mumbai, Maharashtra, India DBS Bank Full timeBusiness Function Risk Management Group works closely with our business partners to manage the bank's risk exposure by balancing its objective to maximise returns against an acceptable risk profile. We partner with origination teams to provide financing, investments and hedging opportunities to our customers. To manage risk effectively and run a...
-
Pa to Svp Asia Pacific, C&a
1 week ago
Mumbai, Maharashtra, India bp Full timeJob Profile Summary Responsible for supporting assigned teams/leaders by providing proactive assistance and administrative support to leadership teams' activities under supervision, in order to enhance efficiency and deliver effective solutions, whilst ensuring discretion and confidentiality.Job Advert As an enabler, Communications & External Affairs (C&EA)...
-
Portfolio Assistant
1 week ago
Mumbai, Maharashtra, India Deutsche Bank Full time**Job Title SCL CLO Servicing Team****Location Mumbai**Role Description:Loans / lending commitments are often a key component of the relationships held by Deutsche Bank with its corporate and financial institutional clients. Relationship loans are typically issued to support the generation of franchise revenues booked by the product lines across the...
-
Credit Analyst
1 week ago
Mumbai, Maharashtra, India jai kisan Full timeYou will report to the Sr. Manager / Manager - Credit. Your responsibilities will include evaluating the financial state of potential customers, monitoring existing clients, performing risk assessments, determine credit worthiness of applicants, writing detailed reports, and making informed decisions while extending credit. Responsibilities Credit...
-
Cb Credit Risk Underwriter
1 week ago
Mumbai, Maharashtra, India JPMorgan Chase Bank, N.A. Full timeAs part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and...
-
Senior Credit manager
1 week ago
Mumbai, Maharashtra, India Intellectual Capital HR Consulting Pvt. Ltd. Full timeJob Title: Senior Real Estate Credit AnalystAbout the Company: Company XYZ is a leading financial institution in Real Estate financing, specializing in wholesale credit division.Essential Qualification & Experience:Chartered Accountant or MBA graduate from a reputable institution. Prior experience in real estate credit division.Minimum 15 years of relevant...
-
Credit Analyst-NBFC
1 week ago
Mumbai, Maharashtra, India IDFC FIRST Bank Full timeRole/Job Title: Credit Analyst-NBFC Function/ Department: Wholesale Banking Job Purpose: Prepare credit proposals to support credit committee decisions regarding the client's portfolio quality, overall capital adequacy, liquidity, management quality, credit rating etc of the proposed financing. Roles & Responsibilities: Performing credit...
-
Wholesale Credit Risk
1 week ago
Mumbai, Maharashtra, India Citi Full timeInstitutional Credit Management (ICM) is an in-business and first Line of Defense (1LoD) function within Citi dedicated to end-to-end wholesale credit risk (WCR) management. ICM covers numerous products, regions, and lines of businesses (LoBs) – all while providing the controls and support necessary to help reduce Citi's risks. Wholesale Credit Risk...