Avp - Wholesale Credit Sanctioning
1 week ago
Job Title:
AVP - Wholesale Credit Sanctioning
Location:
Mumbai
About Barclays
Barclays is a British universal bank. We are diversified by business, by different types of customers and clients, and by geography.
Our businesses include consumer banking and payments operations around the world, as well as a top-tier, full service, global corporate and investment bank, all of which are supported by our service company which provides technology, operations and functional services across the Group.
Risk and Control ObjectiveTake ownership for managing risk and strengthening controls in relation to the work you do.
Working Flexibly
Hybrid Working
Structured hybrid role:
Introduction
- Member of the 'Risk
- Centre of excellence', Credit Analysis team, which is responsible for credit risk analysis, monitoring and limits administration for corporate counterparties of Barclays.
- Lead, engage and motivate a diverse team of credit analysts to deliver strategic, individual and operational business objectives/targets. Create an empowering environment for your people, encouraging individual ownership and initiative.
- Ensure target achievement adhering to Service Level Agreements
- Complete ownership of the assigned corporate portfolio. The role holder together with the team would be accountable for timely delivery of annual reviews, interim reviews, providing support on transactions, ongoing portfolio monitoring and performing any other adhoc portfolio related exercise.
- To handle complex portfolio and undertake ongoing portfolio surveillance/monitoring encompassing the following key activities:
- Undertake fundamental credit analysis on his/her portfolio of corporate credit counterparties:
- Prepare annual/periodic credit reviews for submission to senior Risk Officers and Credit Committees
- Handle deal and transaction flow including IBDC deals (M&A), conventional refinancing deals and derivative requests
- Timely action on transactionlevel limit requests received from Front office and Product areas via allocation from preagreed limit framework assigned by onshore credit officers (if any)
- Ensure all relevant Credit Risk policies, standards and procedures are followed
- Updating all credit risk systems to ensure that credit limits, internal grades and other credit parameters are aligned with the framework assigned by onshore credit officers
- Investigating limit excesses if any, and escalating to the onshore credit officers and supporting stress test monitoring
- Perform credit analysis on interim requests for credit facility amendments, and prepare analysis in support of interim headroom requests, for presentation to senior Risk officers for approval
- Liaising and communicating with other departments to ensure documentation requirements are met
- Undertake quarterly reviews on more complex and higher risk groups, including reporting on corporate credit counterparties which have been determined to merit more frequent credit review
- Maintain data integrity of relevant Credit Risk systems (and perform monthly credit grade attestation
- Ongoing monitoring of portfolio of industries for material developments affecting credit quality and the initiation of appropriate action.
- The role holder will provide coaching and mentoring to junior colleagues, transferring skills and expertise as required ensuring delivery against targets and continuing professional and personal development
- Assist and support onshore teams in responding to information requests from our banking system regulators The role holder will control/coordinate team's work, allocating tasks, planning and monitoring progress, managing risks, issues and dependencies, ensuring awareness of responsibilities and securing commitment to successful delivery of specified tasks as per Service Level Agreements.
What we're looking for:
- Relevant experience of credit analysis/research in another financial institution, preferably a major international bank. Knowledge of multiple regions / sectors / industries
- Team Management experience is desirable.
- Masters / Professional qualification such as MBA/ CA/ CFA or equivalent
- Understanding of various banking products including revolving credit facilities, derivatives, LCs, Bank Guarantees, Receivable purchase facilities, etc.
Skills that will help you in the role:
- Awareness of legislation affecting the Bank and customers (including Data Protection Act, Companies Act, Insolvency Act, Financial Services Act)
- Good commercial experience working within Credit, preferably in an international banking environment.
- Demonstrated team handling skills in the past
Mumbai
Be More at Barclays
Interested and want to know more about Barclays? Visit home.barclays/who-we-are/ for more details.
Purpose, Values and Mindset
We deploy finance responsibly to support people and businesses, acting with empathy and integrity, championing innovation and sustainab
-
Wholesale Credit Risk
7 days ago
Mumbai, Maharashtra, India Citi Full timeInstitutional Credit Management (ICM) is an in-business and first Line of Defense (1LoD) function within Citi dedicated to end-to-end wholesale credit risk (WCR) management. ICM covers numerous products, regions, and lines of businesses (LoBs) – all while providing the controls and support necessary to help reduce Citi's risks. Wholesale Credit Risk...
-
Avp - Fp&a
1 week ago
Mumbai, Maharashtra, India Credit Saison Full timeAbout Credit Saison:Neo-Lending Conglomerate here to enable India's credit growth story, Credit Saison India, emboldened by our Global MNC parent, is here to accelerate India's credit growth story: by building a Technology-Led Neo-Lending Conglomerate. Across our verticals, we offer bespoke solutions to meet the variouscredit needs of Individuals, SMEs,...
-
Avp Credit
1 week ago
Mumbai, Maharashtra, India SMG InfoTech Full timeLocation MumbaiJob InformationPosition - : AVP Credit & RiskSkill sets:1) Understanding of financial statements, key Financial Ratios, Working capital Management2) Intricacies of balance sheet analysis, cash flow understanding and working capital cycle3) Proficiency in financial cashflow Analysis4) Good Understanding of various loan products5) Good...
-
Credit Manager/ AVP
1 week ago
Mumbai, Maharashtra, India Michael Page Full timeOne of the largest Indian Banks Opportunity to be a part of Wholesale Banking Risk team About Our Client One of the largest private sector Banks with presence across India Job Description -Conduct regular asset quality review to identify risks/ opportunities & recommend relevant actions-Evaluate client's creditworthiness, approve/ reject loan...
-
Zonal Credit Manager(LAP)
7 days ago
Mumbai, Maharashtra, India Credit Saison India Full timeJob Responsibilities: Appraising proposals for LAP (ticket size upto Rs.1 cr) both fund based & non fund based, conducting risk analysis, scrutinizing relevant documents before sanctioning loans within defined TAT, client interview, ensuring compliance as per bank's credit policies Supervising, controlling delinquency and credit loss Monitoring of loan...
-
AVP- Credit Administration
1 week ago
Mumbai, Maharashtra, India First Abu Dhabi Bank Full timeJob Description Job Purpose: To manage the Credit Administration function of the Mumbai branch in conjunction with and under the guidance of CAD Cluster Head and CAD-International team at the Head Office; to ensure preparation and updating of documentation relating to credit facilities and accurate detailing prior to system input; to ensure the...
-
Senior Credit Manager
7 days ago
Mumbai, Maharashtra, India Intellectual Capital HR Consulting Pvt. Ltd. Full timeEssential Qualification & Experience :CA/MBA from a premium institute.Preferred CA –Ist Attempt- 15 + years of experience in wholesale real estate credit division of a Bank /NBFC or Fund in Real Estate- Must carry a deep understanding of the drivers of Real Estate and factors affecting the risks of lending to this segment.- Minimum 4 years of team handling...
-
Avp/dvp -credit Risk
1 week ago
Navi Mumbai, Maharashtra, India Women Entrepreneur Network Full timeAVP/DVP -Credit Risk***SummaryExperience Required: YearsLocation:Navi Mumbai ( Belapur)Category:Banking and Financial servicesJob PurposeMaintaining Existing Policy along with regular review and amendments as per Policy performanceContinues analysis of portfolio on different aspects to manage the riskComputation of CRAR and Leverage Ratio as per regulatory...
-
Avp Credit Risk Retail
1 week ago
Mumbai, Maharashtra, India Personnel Search Services Group Full timePosted On:16-Mar-2024Function:Audit, Risk & ControlsIndustry:Banking, Microfinance & NBFCLocation:MumbaiEmployment Type:Full TimeAbout the client:PSS has been mandated to hire an AVP Credit Risk Retail** for one of India's leading financial service companies. Our client is a preferred banking solutions provider and partner for millions of customers across...
-
Mumbai, Maharashtra, India Citi Full timeThe role of Citi's Institutional Credit Management (ICM) function is to provide integrated, end-to-end, management ofwholesale credit and counterparty risk within the first line of the bank. Wholesale Credit Risk In-Business Quality Assurance is an integral part of the ICM organization. The Wholesale Credit Risk In-Business Quality Assurance function...
-
AVP - Credit Supply Chain Finance
1 week ago
Navi Mumbai, Maharashtra, India Virtuous Advisors & Resources Private Ltd Full timeKey Responsibilities: Oversee the company's credit policies, procedures and processes related to SCF(Supply Chain Finance) and HVC(Hybrid Value Chain) business, ensuring all risks are addressed appropriately through evaluation and developing required risk frameworks. Directly responsible for the credit quality and risk performance of the company and the SCF...
-
Mumbai, Maharashtra, India Axis Bank Full timeRB - Collection & Underwriting:CPC Credit Officer - SBB Credit 2 - 4 Years 1 Opening Mumbai Role description About the Role Appraising proposals of Loans, inspecting relevant documents and conducting risk analysis for portfolio. Sanctioning loans within defined TAT For All India as Central Underwriting head. Arranging Training as...
-
AVP - Credit Research/Investment Research
7 days ago
Mumbai, Maharashtra, India Linedata Full timeAVP - Credit /Investment Research You will join a team that directly caters to the front offices of global asset managers. As a Senior Manager in Linedata's Research team, you will work closely with Portfolio Managers and Senior Research Professionals. You will be responsible for providing fundamental research support to buyside clients. The role spans...
-
JPMorgan Chase
1 month ago
Mumbai, Maharashtra, India J.P. Morgan Services India Private Limited Full timeJob Description :Quantitative Research (QR) is an expert quantitative modeling group in J.P. Morgan, as well as a leader in financial engineering, data analytics, statistical modeling and portfolio management. As a global team, QR partners with traders, marketers and risk managers across all products and regions, contributes to sales and client interaction,...
-
JPMorgan Chase
3 weeks ago
Mumbai, Maharashtra, India J.P. Morgan Services India Private Limited Full timeJob Description :Quantitative Research (QR) is an expert quantitative modeling group in J.P. Morgan, as well as a leader in financial engineering, data analytics, statistical modeling and portfolio management. As a global team, QR partners with traders, marketers and risk managers across all products and regions, contributes to sales and client interaction,...
-
Relationship Manager-Wholesale Banking Group
1 week ago
Mumbai, Maharashtra, India ICICI Bank Full timeAbout the groupThe Wholesale Banking Group is responsible for maintaining relationships with and servicing large and mid-corporates with turnover ranging above ` 2.5 billion p.a. It provides end-to-end banking solutions across the financial spectrum ranging from transaction banking solutions, term loans, treasury and risk management solutions, structured...
-
Mumbai, Maharashtra, India Citi Full timeThe role of Citi's Institutional Credit Management (ICM) function is to provide integrated, end-to-end, management ofwholesale credit and counterparty risk within the first line of the bank. Wholesale Credit Risk In-Business Quality Assurance is an integral part of the ICM organization. The Wholesale Credit Risk In-Business Quality Assurance function...
-
Mumbai, Maharashtra, India JPMorgan Chase Bank, N.A. Full timeJob Summary:Join a dynamic team which emphasizes on lending instruments and focuses on best-in-class client experiences.The Credit Product Delivery team, under Commercial Bank Wholesale Lending Services, is a dedicated lending & trade finance execution support function. As part of the Credit Product Delivery team, you will play a pivotal role in providing a...
-
Credit Analyst
7 days ago
Mumbai, Maharashtra, India Kotak Mahindra Bank Full timeRole:Credit Analyst Experience: 3+ years Grade: Sr.Manager / AVPQualification: CA / MBARoles & Responsibilities: Preparation of Credit Appraisal notes for Construction Finance clients.Discuss with business on Terms and Conditions for risk assessments Discuss with customers for obtention of information for preparation of CRANs.Monitor the accounts based on...
-
Credit Analyst
1 week ago
Mumbai, Maharashtra, India Kotak Mahindra Bank Full timeRole: Credit AnalystExperience: 3+ yearsGrade: SrManager / AVPQualification:CA / MBARoles & Responsibilities:Preparation of Credit Appraisal notes forConstruction Financeclients.Discuss with business on Terms and Conditions for risk assessmentsDiscuss with customers for obtention of information for preparation of CRANs.Monitor the accounts based on the terms...