National Head Gold Loan
20 hours ago
NB "We are recruiting for a scheduled commercial bank"Job Title : National Head- Gold LoanLocation : ThrissurYears of Experience: 25- 30+The National Head oversees all facets of the Gold Loan business nationally, focusing on Profit & Loss (P&L) management and strategic market expansion.1. Strategy and Business GrowthP&L Ownership: Full responsibility for the Gold Loan portfolio's national P&L, including revenue targets, cost management, and profitability.Strategic Planning: Design and execute a national strategy for the Gold Loan vertical to achieve aggressive Assets Under Management (AUM) and market share growth.Product Management: Oversee the development, design, and pricing of new Gold Loan products and schemes to remain competitive and meet diverse customer needs (e.g., Agri Gold Loans, Business Gold Loans).Market Expansion: Identify new geographies and market segments for expansion. Develop and execute a roadmap for branch roll-out and optimization of existing branch networks for Gold Loan services.2. Operations and Risk ManagementOperational Excellence: Standardize and streamline Gold Loan operational processes across all branches for efficiency, speed, and customer experience. This includes application processing, gold valuation, storage, and release.Risk and Audit Compliance: Implement robust risk management frameworks to mitigate operational risks, including fraud, valuation discrepancies, and loss/damage of collateral. Ensure strict adherence to Reserve Bank of India (RBI) guidelines and internal bank policies.Collateral Security: Oversee the integrity and security of the gold storage process, including vault management, periodic audits, and insurance arrangements.Asset Quality: Maintain and improve the portfolio quality by actively monitoring Non-Performing Assets (NPAs) and devising effective collection and recovery strategies, including the auction process.3. Sales and MarketingSales Strategy: Develop high-impact national sales and marketing strategies to drive customer acquisition and cross-selling, leveraging the bank's existing customer base.Digital Integration: Champion the adoption of digital and technological initiatives to enhance the customer journey (e.g., online application, e-KYC, digital payment options).Partnerships: Build and manage strategic alliances with Business Correspondents (BCs), fintech companies, and other partners to expand reach.4. Team Leadership and ManagementTalent Development: Recruit, train, and mentor a high-performing leadership team for Gold Loan operations and sales at regional and zonal levels.Performance Management: Set clear Key Performance Indicators (KPIs) for the entire Gold Loan vertical and monitor performance against targets. Foster a performance-driven culture.Key Skills and CompetenciesDeep Industry Expertise: In-depth knowledge of the Gold Loan business cycle, market dynamics, and competitive landscape.P&L and Business Acumen: Proven track record of managing large-scale P&L and delivering sustained business growth.Regulatory Knowledge: Comprehensive understanding of RBI regulations, KYC/AML norms, and all compliance requirements related to Gold Loans.Leadership: Exceptional ability to lead, motivate, and manage large, geographically dispersed teams.Risk Management: Strong capabilities in credit appraisal, operational risk assessment, and NPA management specific to gold collateral.Strategic Thinking: Ability to formulate and implement long-term strategic plans while responding effectively to short-term market changes.Age: Not exceeding 60 years (as on the date of application)
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National Head Gold Loan
10 hours ago
Thrissur, India GramPro Business Services Pvt. Ltd. Full timeNB "We are recruiting for a scheduled commercial bank" Job Title : National Head- Gold Loan Location : Thrissur Years of Experience: 25- 30+ The National Head oversees all facets of the Gold Loan business nationally, focusing on Profit & Loss (P&L) management and strategic market expansion. 1. Strategy and Business Growth - P&L Ownership: Full responsibility...
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National Head Gold Loan
9 hours ago
Thrissur, India GramPro Business Services Pvt. Ltd. Full timeNB "We are recruiting for a scheduled commercial bank" Job Title : National Head- Gold Loan Location : Thrissur Years of Experience: 25- 30+ The National Head oversees all facets of the Gold Loan business nationally, focusing on Profit & Loss (P&L) management and strategic market expansion . 1. Strategy and Business Growth P&L Ownership: Full responsibility...
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National Head Gold Loan
23 hours ago
Thrissur, India GramPro Business Services Pvt. Ltd. Full timeNB "We are recruiting for a scheduled commercial bank"Job Title : National Head- Gold LoanLocation : ThrissurYears of Experience: 25- 30+The National Head oversees all facets of the Gold Loan business nationally, focusing on Profit & Loss (P&L) management and strategic market expansion.1. Strategy and Business GrowthP&L Ownership: Full responsibility for the...
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National Head Gold Loan
22 hours ago
Thrissur, India GramPro Business Services Pvt. Ltd. Full timeNB "We are recruiting for a scheduled commercial bank"Job Title : National Head- Gold LoanLocation : ThrissurYears of Experience: 25- 30+The National Head oversees all facets of the Gold Loan business nationally, focusing on Profit & Loss (P&L) management and strategic market expansion.1. Strategy and Business GrowthP&L Ownership: Full responsibility for the...
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National Head Gold Loan
14 hours ago
thrissur, India GramPro Business Services Pvt. Ltd. Full timeNB "We are recruiting for a scheduled commercial bank"Job Title : National Head- Gold LoanLocation : ThrissurYears of Experience: 25- 30+The National Head oversees all facets of the Gold Loan business nationally, focusing on Profit & Loss (P&L) management and strategic market expansion.1. Strategy and Business GrowthP&L Ownership: Full responsibility for the...
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National Head Gold Loan
8 hours ago
Thrissur, India GramPro Business Services Pvt. Ltd. Full timeNB "We are recruiting for a scheduled commercial bank"Job Title : National Head- Gold LoanLocation : ThrissurYears of Experience: 25- 30+The National Head oversees all facets of the Gold Loan business nationally, focusing on Profit & Loss (P&L) management and strategic market expansion .1. Strategy and Business GrowthP&L Ownership: Full responsibility for...
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National Head Gold Loan
1 day ago
Thrissur, Kerala, India GramPro Business Services Pvt. Ltd. Full time ₹ 12,00,000 - ₹ 36,00,000 per yearNB "We are recruiting for a scheduled commercial bank"Job Title : National Head- Gold LoanLocation : ThrissurYears of Experience: The National Head oversees all facets of the Gold Loan business nationally, focusing onProfit & Loss (P&L) managementandstrategic market expansion.1.Strategy and Business GrowthP&L Ownership: Full responsibility for the Gold Loan...
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National Head Gold Loan
7 hours ago
Thrissur, Kerala, India, Kerala GramPro Business Services Pvt. Ltd. Full timeNB "We are recruiting for a scheduled commercial bank"Job Title : National Head- Gold LoanLocation : ThrissurYears of Experience: 25- 30+The National Head oversees all facets of the Gold Loan business nationally, focusing on Profit & Loss (P&L) management and strategic market expansion.1. Strategy and Business GrowthP&L Ownership: Full responsibility for the...
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Business loan sales head
4 weeks ago
Thrissur, India JMJ finance Ltd Full timeJob Title: Business Loan Sales Head (Assistant Manager Category) Experience: 5 Years (Minimum in Business Loans / SME Loans / Banking / NBFC Sales) Salary Range: ₹30,000 – ₹45,000 per month (plus incentives/performance bonus) Job Responsibilities: Lead and manage the business loan sales team to achieve monthly and annual targets. Develop strategies to...
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Business loan sales head
2 weeks ago
Thrissur, Kerala, India JMJ finance Ltd Full time ₹ 3,60,000 - ₹ 54,00,000 per yearJob Title: Business Loan Sales Head (Assistant Manager Category)Experience: 5 Years (Minimum in Business Loans / SME Loans / Banking / NBFC Sales)Salary Range: ₹30,000 – ₹45,000 per month (plus incentives/performance bonus)Job Responsibilities:Lead and manage the business loan sales team to achieve monthly and annual targets.Develop strategies to...
