Zonal Credit Manager
1 day ago
Green start HiringJob Title: Zonal Manager – Credit Affordable Home Loans(ticket size 5-25 lakhs)Department: CreditReporting To: National Manager – CreditLocation: ChennaiAge Group: Up to 40 yearsTeam Size: Must have led a team of at least 30 membersRole OverviewResponsible for managing the end-to-end credit function for the zone, ensuring strong underwriting, adherence to credit policies, operational efficiency, and portfolio quality. The role covers customers with documented and undocumented income profiles within the housing finance segment.General ResponsibilitiesLead the credit & underwriting function for the zone.Implement and enforce credit policies, processes & guidelines.Ensure full compliance with NHB norms, internal policies & TAT.Review & refine credit policies relevant to affordable housing & informal income segments.Principal AccountabilitiesStrategicBuild and manage the zonal credit structure with decentralized assessment & centralized decision-making.Maintain strong credit norms ensuring low delinquency and superior portfolio quality.TacticalOversee credit underwriting, risk assessment, fraud control & business support.Conduct portfolio analytics, risk reviews & MIS reporting.Improve workflows, credit processes, and system modules.Drive enhancements in product design & credit programs.Supervisory / OperationalManage high-volume credit operations across the zone.Lead a team of 40+ credit, operations & support staff.Maintain productivity, quality & TAT across branches.Oversee loan operations, disbursements, banking & collection support.Work closely with HO, Regional teams, Sales, Credit & Risk.Manage LMS updates, customer service workflows & documentation controls.Handle PDC/ECS/NACH/CKYC, EMI banking & daily/monthly reconciliations.Monitor fund flows, liquidity planning, and working capital availability.Drive operational excellence through automation & process re-engineering.Candidate ProfileEducationCA / CWA / MBA–Finance / PGDM–FinanceExperience15+ years in Credit, Underwriting, Credit Operations & Risk Assessment.Strong exposure to NBFC / Housing Finance / Affordable Housing.Must have 10–12+ years in NBFC handling small-ticket secured loans.Mandatory: Experience leading a team of 40 or more.SkillsStrong leadership, people management & decision-making skills.Experience across Sales support, Credit, Collections coordination, Operations & Customer Service.Strong in analytics, system implementation, automation & process improvements.Ability to drive digital initiatives and enhance internal efficiencies.
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Credit Manager
2 weeks ago
Kozhikode, Kerala, India Tata Capital Full time ₹ 15,00,000 - ₹ 25,00,000 per yearReview and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities.Under write proposals as per the laid down policies & procedure to honor the agreed SLAs and manage city/area business volumes.Conduct personal discussion with customers to establish credit...
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Zonal Sales Manager
7 days ago
Kozhikode, Kerala, India LUMIERE FENESTRATION PRIVATE LIMITED Full time ₹ 6,00,000 - ₹ 7,20,000 per yearJob descriptionJob Title: Zonal Sales ManagerLocation: Central Zone(Kerala)About Us:Company Overview:The Zonal Sales Manager is responsible for generating sales by visiting clients (Architects, Builders, Contractors etc.) in their respective locations, demonstrating product features, and closing sales. This role requires strong interpersonal skills, a deep...
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Sales Cordinator
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Kozhikode, Kerala, India DB CONSUMER PRODUCTS Full time ₹ 4,00,000 - ₹ 8,00,000 per yearCollaborate with the Sales team for the execution of business strategy. He Support the Sales & Finance function to smooth daily / weekly/monthly financial transactions with our business stakeholders. Act as an MIS tracking the daily sales & collection updating and communicating to the necessary stake holders.Monitoring and controlling the Credit Limit, and...
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Accounts receivable
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Kozhikode, India DataOnDemand Full timeOverview: We are looking for a reliable and detail-oriented contractor to support our Accounts Receivable (AR) and Credit departments based in Washington State, USA. This role is ideal for someone with a strong foundation in AR, excellent communication skills, and the ability to work independently while collaborating remotely with our U. S.-based team. Key...
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Branch Manager
7 days ago
Kozhikode, Kerala, India 0d188e2b-7df2-475b-ae9c-9e7518fc3768 Full time ₹ 4,00,000 - ₹ 6,00,000 per yearJob Description:Manage daily operations of the overall branch, especially customer service, and sales, and make improvements as needed to ensure the smooth functioning and full utilization of the given resource, which may include add-on responsibilities if required. Ex Marketing campaign support and more.Ensure reaching out to the assigned queries, regular...
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Relationship Manager
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Kozhikode, Kerala, India Medcity Study Abroad Full time ₹ 2,40,000 - ₹ 4,80,000 per yearPosition: Relationship Manager –Life InsuranceIndustry: InsuranceLocation: Kozhikode & WayanadCompany: Ageas Federal Life InsuranceCTC: Up to ₹4.5 LPAPreferred Candidates: Professionals with prior experience in the Insurance IndustryGeneral Overview of the RoleThe Relationship Manager – Life insurance will be responsible for building and managing...
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Territory Sales Manager
1 week ago
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Area Sales Manager
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Kozhikode, Kerala, India Whirlpool Full time ₹ 9,00,000 - ₹ 12,00,000 per yearResponsible for delivering targeted volume of primary and secondary of defined territory/channel/trade. Responsible for handling and driving retail executives to drive sell out in counters, responsible for building and maintaining good relationships with key stakeholders at partner level. Responsible for account reconciliation and process implementation,...
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Kozhikode, Kerala, India Bajaj Finance Full time ₹ 9,00,000 - ₹ 12,00,000 per yearJob PurposeThis position is open with Bajaj Finance ltd.First link of management between the executors i.e. field staff and management. An effective communicator with exceptional relationship management skills with ability to relate to people at all levels of business and management. Delivery of business AOP objectives for the assigned geography. Duties and...
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Area Sales Manager
1 week ago
Kozhikode, India Whirlpool Corporation Full timeResponsible for delivering targeted volume of primary and secondary of defined territory/channel/trade. Responsible for handling and driving retail executives to drive sell out in counters, responsible for building and maintaining good relationships with key stakeholders at partner level. Responsible for account reconciliation and process implementation,...