Senior Underwriter

3 weeks ago

Bengaluru, Karnataka, India Career Guideline Full time

Job Title: Mortgage Underwriter

Location: (Insert Location or Remote if applicable)

Salary: Up to ₹15 LPA

Experience Required: Minimum 3 year in mortgage underwriting

About the Role:

We are seeking a detail-oriented and analytical Mortgage Underwriter to join our team. The ideal candidate will have strong experience in assessing mortgage loan applications, evaluating risk, and ensuring compliance with company policies and regulatory guidelines.

Key Responsibilities:

  • Review and analyze mortgage loan applications to determine creditworthiness and risk.
  • Assess applicant's financial status, credit history, and property evaluation reports.
  • Ensure compliance with internal policies, industry regulations, and lending guidelines.
  • Collaborate with loan officers, processors, and other stakeholders for additional documentation or clarifications.
  • Make sound underwriting decisions within authorized limits.
  • Maintain accurate records of underwriting decisions and justifications.
  • Stay updated on mortgage industry trends, regulations, and underwriting standards.

Requirements:

  • Minimum 1 year of experience as a Mortgage Underwriter.
  • Strong knowledge of mortgage lending guidelines, credit analysis, and risk assessment.
  • Proficiency in mortgage underwriting software and MS Office tools.
  • Excellent analytical skills with a keen eye for detail.
  • Strong communication and decision-making skills.

Perks & Benefits:

  • Salary up to ₹15 LPA (based on experience and skills).
  • Performance-based incentives.
  • Growth opportunities and professional development.

Interested candidates can apply by sending their CV

We do have permanent Work from home options as well

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