Senior Underwriter

2 days ago


Bengaluru, Karnataka, India Brace Infotech Private Ltd Full time
Mega Walkin Drive on 22nd and 23rd-August-2025 In Bangalore

Job Overview:

The Conventional Underwriter reviews, conditions and underwrites US mortgage loans in accordance with established

policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness.

Job Roles and Responsibilities:

 Review and analyse the mortgage loan application to ensure eligibility, accuracy, completeness, and

compliance with internal and regulatory guidelines to minimize risk factors.

 Review all required loan data, reports, and inspections to insure the collateral is acceptable to investor

and the company.

 Knowledge of Lending & Underwriting Guidelines | Credit & Income Analysis | Cash Flow Analysis | Risk

Assessment | Loan-to-Value Ratios | Debt-to-Income Ratios

 Review Initial application - Verify loan, property, borrowers' information with other available documents -

Verify borrower's monthly income and expenses - Verify other relevant sections.

 Review all the documents related to borrower's Credit, Capacity, Collateral and Capital.

 Calculate asset required for closing and reserve purpose for the transaction (as per guideline)

 Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines.

 Provides final approval underwriting of mortgage loans.

 Completes all required paperwork and forms in a timely and accurate manner; prepares required forms.

 Sign off conditions in a timely manner set by management.

 Work with staff and management to find solutions on escalated loans.

 May be requested to make recommendations for improving Internal Audit's policies and practices.

 Manage loans by using all functions of Encompass.

 Effectively communicate underwriting decisions with processors and advisors

 Maintain high level of customer service and communication with other departments.

 Other duties as assigned.

Qualification & Experience

 Degree or Equivalent

 Minimum 4 years of experience in conventional/govt end to end underwriting.

 Well-versed with all 4C's of Underwriting (Asset, Income, Credit and Collateral)
  • Underwriter

    3 days ago


    Bengaluru, Karnataka, India Brace Infotech Private Ltd Full time

    Job Description: Underwriter / Senior UnderwriterCompany: Brace infotech Pvt. Ltd.Work Location: Bangalore, KarnatakaDrive Dates: August 22–23, 2025Interview Time: 11:00 AM – 3:00 PMVenue: 9th Floor, Virgo Building Block B, Bagmane Constellation Business Park, Outer Ring Road, Doddanekundi, Marathahalli, Bengaluru, Karnataka Role OverviewWe are...

  • Underwriter

    4 days ago


    Bengaluru, Karnataka, India Brace Infotech Private Ltd Full time

    Job Description: Underwriter / Senior Underwriter Company: Brace infotech Pvt. Ltd. Work Location: Bangalore, Karnataka Drive Dates: August 22–23, 2025 Interview Time: 11:00 AM – 3:00 PM Venue: 9th Floor, Virgo Building Block B, Bagmane Constellation Business Park, Outer Ring Road, Doddanekundi, Marathahalli, Bengaluru, Karnataka Role Overview...

  • Underwriter

    2 weeks ago


    Bengaluru, Karnataka, India Brace Infotech Private Ltd Full time

    Job Description: Underwriter / Senior UnderwriterCompany: Brace infotech Pvt. Ltd.Work Location: Bangalore, KarnatakaDrive Dates: August 22–23, 2025Interview Time: 11:00 AM – 3:00 PMVenue: 9th Floor, Virgo Building Block B, Bagmane Constellation Business Park, Outer Ring Road, Doddanekundi, Marathahalli, Bengaluru, Karnataka 560037 Role OverviewWe are...

  • Underwriter

    1 hour ago


    Bengaluru, Karnataka, India Brace Infotech Private Ltd Full time

    Job Description: Underwriter / Senior UnderwriterCompany: Brace infotech Pvt. Ltd.Work Location: Bangalore, KarnatakaDrive Dates: August 22–23, 2025Interview Time: 11:00 AM – 3:00 PMVenue: 9th Floor, Virgo Building Block B, Bagmane Constellation Business Park, Outer Ring Road, Doddanekundi, Marathahalli, Bengaluru, Karnataka 560037 Role OverviewWe are...

  • Underwriter

    3 weeks ago


    Bengaluru, Karnataka, India TalentBridge Full time

    Apply only if you have at least 3 years of experience in Live Underwriting within the US Mortgage industry, and if you're open to relocation.LOCATIONS: PUNE, MUMBAI, AND BANGALORE WORK FROM OFFICE JOB TITLE: SENIOR UNDERWRITER (RESIDENTIAL MORTGAGE) WORK HOURS: US TIMINGS – NIGHT SHIFT (EST)

  • Underwriter

    4 weeks ago


    Bengaluru, Karnataka, India TalentBridge Full time

    Apply only if you have at least 3 years of experience in Live Underwriting within the US Mortgage industry, and if you're open to relocation. LOCATIONS: PUNE, MUMBAI, AND BANGALORE WORK FROM OFFICE JOB TITLE: SENIOR UNDERWRITER (RESIDENTIAL MORTGAGE) WORK HOURS: US TIMINGS – NIGHT SHIFT (EST)

  • Senior Underwriter

    3 weeks ago


    Bengaluru, Karnataka, India Career Guideline Full time

    Job Title: Mortgage UnderwriterLocation: [Insert Location or Remote if applicable]Salary: Up to ₹15 LPAExperience Required: Minimum 3 year in mortgage underwritingAbout the Role:We are seeking a detail-oriented and analytical Mortgage Underwriter to join our team. The ideal candidate will have strong experience in assessing mortgage loan applications,...

  • Senior Underwriter

    2 weeks ago


    Bengaluru, Karnataka, India Career Guideline Full time

    Job Title: Mortgage Underwriter Location: (Insert Location or Remote if applicable) Salary: Up to ₹15 LPA Experience Required: Minimum 3 year in mortgage underwriting About the Role: We are seeking a detail-oriented and analytical Mortgage Underwriter to join our team. The ideal candidate will have strong experience in assessing mortgage loan...

  • Senior Underwriter

    3 weeks ago


    Bengaluru, Karnataka, India Career Guideline Full time

    Job Title: Mortgage Underwriter Location: (Insert Location or Remote if applicable) Salary: Up to ₹15 LPA Experience Required: Minimum 3 year in mortgage underwriting About the Role: We are seeking a detail-oriented and analytical Mortgage Underwriter to join our team. The ideal candidate will have strong experience in assessing mortgage loan...

  • Senior Underwriter

    2 weeks ago


    Bengaluru, Karnataka, India Career Guideline Full time

    Job Title: Mortgage UnderwriterLocation: (Insert Location or Remote if applicable)Salary: Up to ₹15 LPAExperience Required: Minimum 3 year in mortgage underwritingAbout the Role:We are seeking a detail-oriented and analytical Mortgage Underwriter to join our team. The ideal candidate will have strong experience in assessing mortgage loan...