Underwriter

1 day ago

Bengaluru, Karnataka, India Brace Infotech Private Ltd Full time

Job Description: Underwriter / Senior Underwriter

Company: Brace infotech Pvt. Ltd.

Work Location: Bangalore, Karnataka

Drive Dates: August 22–23, 2025

Interview Time: 11:00 AM – 3:00 PM

Venue: 9th Floor, Virgo Building Block B, Bagmane Constellation Business Park, Outer Ring Road, Doddanekundi, Marathahalli, Bengaluru, Karnataka 560037

Role Overview

We are seeking experienced Underwriters and Senior Underwriters proficient in:

Live Underwriting is mandatory

  • End-to-End (E2E) Underwriting
  • Income Review
  • Collateral Underwriting
  • Non-QM UnderwritingCrossCountry Mortgage+3Glassdoor+3WayUp+3

Candidates should possess a minimum of 2 years of experience in the aforementioned areas and demonstrate flexibility to work night shifts.

Key Responsibilities

End-to-End (E2E) Underwriter

  • Manage the complete underwriting process from initial assessment to final decision.
  • Evaluate loan applications, credit reports, and borrower documentation to ensure compliance with company and investor guidelines.
  • Collaborate with cross-functional teams to streamline underwriting workflows.CrossCountry Mortgage+5Logan Finance+5Indeed+5

Income Review Specialist

  • Analyze borrower income documents such as pay stubs, tax returns, and bank statements for accuracy and compliance.
  • Ensure income calculations align with regulatory and investor standards.
  • Provide recommendations for income optimization based on comprehensive analysis. investopedia.com+3Glassdoor+3CrossCountry Mortgage+3

Collateral Underwriter

  • Assess appraisal reports and property valuations to determine adequacy of collateral.
  • Ensure appraisals meet investor and program guidelines.
  • Identify and mitigate potential risks associated with property collateral. Logan Finance+2WayUp+2WayUpCrossCountry Mortgage

Non-QM Underwriter

  • Underwrite Non-QM and Non-Agency loan products, including bank statement analysis, asset depletion, and DSCR No Ratio loans.
  • Maintain an underwriting pipeline that meets established service level agreements.
  • Review and analyze complex borrower profiles and financial documents. CrossCountry Mortgage+1Logan Finance

Qualifications

  • Minimum of 2 years of experience in underwriting roles, specifically in E2E, Income Review, Collateral, or Non-QM underwriting.
  • Strong analytical and decision-making skills.
  • Proficiency in interpreting financial documents and appraisal reports.
  • Excellent communication and collaboration abilities.
  • Flexibility to work night shifts as required.

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