Trainer-Credit & Risk

6 days ago

Mumbai Metropolitan Region, India FlexiLoans Full time

Who we are:

FlexiLoans is a technology based Digital financing platform started with an endeavor to solve the problems that small businesses face in accessing Quick, Flexible and Adequate funds for growing their Businesses. Our vision is to give "Financial access at a click". Our talent pool has rockstars from diverse backgrounds - ex- Founders, investment bankers, e-commerce and payments with the passion to make a difference to the lives of 70 mn+ MSME businesses in India. FlexiLoans.com is a pioneer in the ecosystem-based digital lending for small businesses in India. Till date, we have disbursed over 100,000+ loans worth over Rs. 5,000 Crs+ to small sized businesses across 3,200+ cities without having a single branch We are the leaders in using technology and risk models that focus on alternate / surrogate methods for scoring customers. Our origination is 100% digital with over 100 embedded partnerships like Amazon, Flipkart, Nykaa, Paytm, Paisabazaar, META, etc. for providing credit access to MSME businesses. Founded by CA/ISB alumni, FlexiLoans is funded by marquee funds and HNIs in the form of MAJ invest, Fasanara Capital, Sanjay Nayar (Founder - Sorin Investments, Chairman - KKR India and Ex-CEO, Citibank South Asia), Dr. Harry Banga (Founder, Caravel group), Yogesh Mahansaria (Founder, Alliance Tyres) Gunit Chaddha (Ex-CEO, Deutsche Bank, Asia Pacific), Anil Jaggia (Ex-CIO, HDFC Bank), Vikram Sud (Ex-COO, Kotak Mahindra Bank), Narayan Seshadri (Ex-Managing Partner, KPMG), Gopal Srinivasan (Chairman, TVS Capital) and Siddharth Parekh (Co-Founder, Paragon Partners) to name a few.


About the Role:

As FlexiLoans enters the next orbit of growth, we are looking for people with the passion and hunger to make a dent in the MSME ecosystem. In this role you will play a pivotal role in shaping the skills and expertise of our credit underwriting team. Your primary responsibility will be to design, deliver, and evaluate training programs that enhance the team's ability to assess credit risk, analyze financial statements, and make informed lending decisions. This role requires a strong foundation in credit underwriting, excellent communication skills, and a commitment to fostering continuous learning. Sounds like you? Read more on what we are looking for in the role.


Responsibilities:

  • Design and develop training modules for credit underwriting, focusing on key aspects such as credit analysis, financial statement analysis, and risk assessment.
  • Customize training programs based on the evolving business needs and changes in regulatory frameworks.
  • Lead engaging training sessions for new and experienced underwriters, using real-world case studies.
  • Conduct training sessions for new and existing credit underwriters to enhance their skills in credit appraisal, risk identification, and compliance.
  • Conduct sessions on credit risk management strategies, including identification, mitigation, and monitoring of risks.
  • Work closely with credit managers, risk officers, and compliance teams to ensure the training aligns with organizational goals.
  • Collaborate with external training partners, industry experts, and regulators to update training materials as per market trends.


Qualifications:

  • Bachelor’s or Master’s degree in Finance, Economics, or related field.
  • Minimum of 5 years of experience in a credit risk role, with at least 2 years of training or mentoring experience.
  • Proven experience in credit underwriting and risk assessment, ideally within an NBFC or financial institution.


Required Skills:

  • Strong knowledge of credit risk management, financial analysis, and underwriting principles.
  • Excellent communication and presentation skills.
  • Ability to explain complex financial concepts in a clear, understandable manner.
  • Proficient in MS Office Suite and credit assessment tools.

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